1st Source (SRCE) Stock Overview
Operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 | 
| Future Growth | 0/6 | 
| Past Performance | 4/6 | 
| Financial Health | 6/6 | 
| Dividends | 5/6 | 
Rewards
Risk Analysis
No risks detected for SRCE from our risk checks.
SRCE Community Fair Values
Create NarrativeSee what 6 others think this stock is worth. Follow their fair value or set your own to get alerts.
1st Source Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$59.87 | 
| 52 Week High | US$68.13 | 
| 52 Week Low | US$52.14 | 
| Beta | 0.66 | 
| 1 Month Change | -1.17% | 
| 3 Month Change | 1.56% | 
| 1 Year Change | 1.61% | 
| 3 Year Change | 3.67% | 
| 5 Year Change | 62.87% | 
| Change since IPO | 5,452.16% | 
Recent News & Updates
1st Source's (NASDAQ:SRCE) Dividend Will Be Increased To $0.40
Oct 291st Source: Earnings Growth To Lose Steam After A Good First Half
Aug 25Recent updates
Shareholder Returns
| SRCE | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.6% | 0.4% | -0.9% | 
| 1Y | 1.6% | 24.2% | 20.1% | 
Return vs Industry: SRCE underperformed the US Banks industry which returned 23.8% over the past year.
Return vs Market: SRCE underperformed the US Market which returned 20.3% over the past year.
Price Volatility
| SRCE volatility | |
|---|---|
| SRCE Average Weekly Movement | 3.5% | 
| Banks Industry Average Movement | 3.8% | 
| Market Average Movement | 6.5% | 
| 10% most volatile stocks in US Market | 17.4% | 
| 10% least volatile stocks in US Market | 3.0% | 
Stable Share Price: SRCE has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SRCE's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website | 
|---|---|---|---|
| 1863 | 1,205 | Andrea Short | www.1stsource.com | 
1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. The company’s consumer banking services include checking and savings accounts; certificates of deposit; individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. It also provides commercial, small business, agricultural, and real estate loans for general corporate purposes, including financing for industrial and commercial properties, equipment, inventories, accounts receivables, and renewable energy and acquisition financing; and commercial leasing, treasury management, and retirement planning services.
1st Source Corporation Fundamentals Summary
| SRCE fundamental statistics | |
|---|---|
| Market cap | US$1.45b | 
| Earnings (TTM) | US$147.30m | 
| Revenue (TTM) | US$405.36m | 
Is SRCE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SRCE income statement (TTM) | |
|---|---|
| Revenue | US$405.36m | 
| Cost of Revenue | US$0 | 
| Gross Profit | US$405.36m | 
| Other Expenses | US$258.07m | 
| Earnings | US$147.30m | 
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.03 | 
| Gross Margin | 100.00% | 
| Net Profit Margin | 36.34% | 
| Debt/Equity Ratio | 14.9% | 
How did SRCE perform over the long term?
See historical performance and comparisonDividends
Does SRCE pay a reliable dividends?
See SRCE dividend history and benchmarks| 1st Source dividend dates | |
|---|---|
| Ex Dividend Date | Nov 04 2025 | 
| Dividend Pay Date | Nov 14 2025 | 
| Days until Ex dividend | 1 day | 
| Days until Dividend pay date | 9 days | 
Does SRCE pay a reliable dividends?
See SRCE dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) | 
|---|---|
| Company Analysis | 2025/11/03 12:57 | 
| End of Day Share Price | 2025/11/03 00:00 | 
| Earnings | 2025/09/30 | 
| Annual Earnings | 2024/12/31 | 
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * | 
|---|---|---|---|
| Company Financials | 10 years | 
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| Analyst Consensus Estimates | +3 years | 
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| Market Prices | 30 years | 
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| Ownership | 10 years | 
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| Management | 10 years | 
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| Key Developments | 10 years | 
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
1st Source Corporation is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution | 
|---|---|
| null null | D.A. Davidson & Co. | 
| Peter Winter | D.A. Davidson & Co. | 
| Damon DelMonte | Keefe, Bruyette, & Woods | 
