Westamerica Bancorporation Balance Sheet Health
Financial Health criteria checks 6/6
Westamerica Bancorporation has total assets of $6.5B and total equity of $791.7M. Total deposits are $5.4B, and total loans are $828.8M. It earns a Net Interest Margin of 4.4%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $434.3M.
Key information
8.2x
Asset to equity ratio
4.4%
Net interest margin
| Total deposits | US$5.35b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$434.25m |
Recent financial health updates
No updates
Recent updates
Westamerica Bancorporation: Market's Overreaction Creates Opportunity
Apr 20With EPS Growth And More, Westamerica Bancorporation (NASDAQ:WABC) Makes An Interesting Case
Apr 17
Westamerica Bancorporation's (NASDAQ:WABC) Dividend Will Be $0.42
Feb 01Westamerica Bancorporation (NASDAQ:WABC) Has Affirmed Its Dividend Of $0.42
Nov 01Westamerica declares $0.42 dividend, new buyback program
Jul 28Westamerica Bancorp: Too Conservative With Limited Growth
Jan 26With EPS Growth And More, Westamerica Bancorporation (NASDAQ:WABC) Is Interesting
Oct 25Westamerica Bancorporation (NASDAQ:WABC) Has Announced A Dividend Of US$0.41
Jul 26Should You Be Adding Westamerica Bancorporation (NASDAQ:WABC) To Your Watchlist Today?
May 24We Discuss Why Westamerica Bancorporation's (NASDAQ:WABC) CEO May Deserve A Higher Pay Packet
Apr 16Westamerica Bancorporation (NASDAQ:WABC) Has Compensated Shareholders With A Respectable 55% Return On Their Investment
Mar 09Westamerica Bancorporation (NASDAQ:WABC) Goes Ex-Dividend Soon
Feb 01
Revenue Beat: Westamerica Bancorporation Exceeded Revenue Forecasts By 9.7% And Analysts Are Updating Their Estimates
Jan 25What Type Of Shareholders Own The Most Number of Westamerica Bancorporation (NASDAQ:WABC) Shares?
Dec 29How Much Are Westamerica Bancorporation (NASDAQ:WABC) Insiders Taking Off The Table?
Dec 08Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WABC's Assets to Equity ratio (8.2x) is low.
Allowance for Bad Loans: WABC has a sufficient allowance for bad loans (1071%).
Low Risk Liabilities: 94% of WABC's liabilities are made up of primarily low risk sources of funding.
Loan Level: WABC has an appropriate level of Loans to Assets ratio (13%).
Low Risk Deposits: WABC's Loans to Deposits ratio (15%) is appropriate.
Level of Bad Loans: WABC has an appropriate level of bad loans (0.2%).