Global Banks Low Leverage High Rewards

Guaranty Trust Holding

Market Cap: ₦1.9t

Operates as a financial holding company for Guaranty Trust Bank Limited that provides commercial banking services in Nigeria, Ghana, Gambia, Sierra Leone, Liberia, Cote D'Ivoire, Kenya, Uganda, Rwanda, Tanzania, and the United Kingdom.

Peoples Bancorp

Market Cap: US$1.1b

Operates as the financial holding company for Peoples Bank that provides commercial and consumer banking products and services.

Valley National Bancorp

Market Cap: US$5.0b

Operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products.

BDO Unibank

Market Cap: ₱831.0b

Provides various banking products and services to individuals and corporations in the Philippines and internationally.

Arab National Bank

Market Cap: ر.س43.4b

Provides various banking products and services in the Kingdom of Saudi Arabia, Other GCC and the Middle East, Europe, North America, Latin America, Southeast Asia, and internationally.

Karnataka Bank

Market Cap: ₹78.5b

Provides various banking and financial services in India.

Musashino Bank

Market Cap: JP¥108.3b

Provides banking products and financial services in Japan.

Seven Bank

Market Cap: JP¥257.8b

Provides various banking products and services to individual and corporate customers in Japan and internationally.

Popular

Market Cap: US$7.6b

Through its subsidiaries, provides various retail, mortgage, and commercial banking products and services in Puerto Rico, the United States, and the British Virgin Islands.

Riyad Bank

Market Cap: ر.س86.8b

Provides banking and investment services in the Kingdom of Saudi Arabia.

Prosperity Bancshares

Market Cap: US$6.7b

Operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers.

Hancock Whitney

Market Cap: US$4.9b

Operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States.

Bank Central Asia

Market Cap: Rp1066.3t

Provides banking products and other financial services to individual, corporate, and small and medium enterprise customers in Indonesia and internationally.

Daito Bank

Market Cap: JP¥9.1b

Provides various banking products and services to individual and corporate customers in Japan.

Webster Financial

Market Cap: US$9.2b

Operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States.

Regions Financial

Market Cap: US$21.0b

A financial holding company, provides various banking and related products and services to individual and corporate customers.

LCNB

Market Cap: US$208.3m

Operates as the financial holding company for LCNB National Bank that provides banking services in the United States.

Bank of South Carolina

Market Cap: US$78.7m

Operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Berkeley, and Dorchester counties of South Carolina.

Inner East Community Finance

Market Cap: AU$3.3m

Provides community banking products and services in Australia.

Croghan Bancshares

Market Cap: US$99.4m

Operates as the holding company for the Croghan Colonial Bank, a state-chartered bank that provides a range of commercial and retail banking services to individuals and business clients in Ohio.

Synovus Financial

Market Cap: US$7.2b

Operates as the bank holding company for Synovus Bank that provides commercial and consumer banking products and services in the United States.

Home Bancshares (Conway AR)

Market Cap: US$5.6b

Operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States.

M&T Bank

Market Cap: US$31.1b

Operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States.

SouthState

Market Cap: US$9.2b

Operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States.

Hope Bancorp

Market Cap: US$1.4b

Operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States.

Exchange Bank (Santa Rosa CA)

Market Cap: US$180.0m

Provides commercial and retail banking products and services to individuals and businesses in California.

Farmers National Banc

Market Cap: US$516.8m

Operates as a bank holding company for The Farmers National Bank of Canfield that engages in the banking, trust, retirement consulting, insurance, and financial management businesses.

Bank of the Philippine Islands

Market Cap: ₱703.8b

Provides various financial products and services to retail and corporate clients in the Philippines.

SCB X

Market Cap: ฿395.6b

Engages banking, consumer and digital finance, and platform and technology businesses in Thailand and internationally.

Bank OZK

Market Cap: US$5.3b

Operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States.

Tri City Bankshares

Market Cap: US$127.5m

Through its subsidiary, Tri City National Bank, provides various banking products and services in Southeastern Wisconsin.

alBaraka Bank EgyptE

Market Cap: ج.م8.4b

Provides corporate and retail banking and investments services in Egypt and internationally.

F & M Bank

Market Cap: US$74.9m

Operates as the bank holding company for Farmers & Merchants Bank that provides financial products and services to consumers and businesses in Virginia.

Heritage Commerce

Market Cap: US$603.0m

Operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California.

Cadence Bank

Market Cap: US$6.0b

Provides commercial banking and financial services in the United States.

Cathay General Bancorp

Market Cap: US$3.2b

Operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States.