Global Banks Low Leverage High Rewards

First Interstate BancSystem

Market Cap: US$3.8b

Operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States.

Zenith Bank

Market Cap: ₦4.4t

Provides banking and other financial services to corporate and individual customers in Nigeria, rest of Africa, and internationally.

Saudi Awwal Bank

Market Cap: ر.س66.3b

Provides banking and financial services in the Kingdom of Saudi Arabia.

Arab National Bank

Market Cap: ر.س41.9b

Provides various banking products and services in the Kingdom of Saudi Arabia, Other GCC and the Middle East, Europe, North America, Latin America, Southeast Asia, and internationally.

East West Bancorp

Market Cap: US$17.7b

Operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals in the United States.

Kina Securities

Market Cap: AU$381.2m

Provides commercial banking and financial, fund administration, investment management, and share brokerage services in Papua New Guinea.

Co-operative Bank of Kenya

Market Cap: KSh204.5b

Provides corporate and retail banking, investment, and asset management services in Kenya and South Sudan.

Bank Central Asia

Market Cap: Rp752.6t

Provides commercial banking and other financial services.

Daito Bank

Market Cap: JP¥12.5b

Provides various banking products and services to individual and corporate customers in Japan.

National Bankshares

Market Cap: US$232.6m

Operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments.

Prosperity Bancshares

Market Cap: US$7.2b

Operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers.

LCNB

Market Cap: US$254.9m

Operates as the financial holding company for LCNB National Bank that provides banking services in the United States.

Bank of South Carolina

Market Cap: US$88.3m

Operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Dorchester, and Berkeley counties of South Carolina.

Regions Financial

Market Cap: US$25.8b

A financial holding company, provides various banking and related products and services to individual and corporate customers.

Hancock Whitney

Market Cap: US$6.1b

Operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States.

Denali Bancorporation

Market Cap: US$52.0m

Operates as a bank holding company for Denali State Bank that provides various banking products and services in the United States.

SCB X

Market Cap: ฿510.1b

Engages in the banking, consumer and digital finance, and platform and technology businesses in Thailand and internationally.

SouthState Bank

Market Cap: US$9.8b

Operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States.

Home BancShares

Market Cap: US$5.8b

Operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States.

First Hawaiian

Market Cap: US$3.6b

Operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States.

Bank OZK

Market Cap: US$5.4b

Operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services.

Citizens Financial Group

Market Cap: US$30.0b

Operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States.

First Community Bankshares

Market Cap: US$851.3m

Operates as the financial holding company for First Community Bank that provides various banking products and services.

Hong Leong Financial Group Berhad

Market Cap: RM 21.2b

An investment holding company, provides investment banking, stockbroking, and fund management business of financial services to consumer, corporate, and institutional customers.

Zions Bancorporation National Association

Market Cap: US$10.2b

Provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming.

Arbuthnot Banking Group

Market Cap: UK£133.8m

Engages in the provision of private and commercial banking products and services in the United Kingdom.

Atlantic Union Bankshares

Market Cap: US$6.0b

Operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States.

Northwest Bancshares

Market Cap: US$2.2b

Operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and commercial banking solutions in Pennsylvania, New York, Ohio, and Indiana in the United States.

Auburn National Bancorporation

Market Cap: US$96.5m

Operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama.

Eagle Bancorp Montana

Market Cap: US$185.0m

Operates as the bank holding company for Opportunity Bank of Montana that provides various banking products and services to small businesses and individuals in Montana.

Bank of Toyama

Market Cap: JP¥12.2b

Provides various banking products and services to individual and business customers in Japan.

Philippine Savings Bank

Market Cap: ₱22.5b

Primarily engages in savings and mortgage banking activities in the Philippines.

Dah Sing Financial Holdings

Market Cap: HK$12.6b

An investment holding company, provides banking, insurance, financial, and other related services in Hong Kong, Macau, Mainland China, and internationally.

National Bank of Umm Al-Qaiwain (PSC)

Market Cap: د.إ5.6b

Engages in the provision of retail and corporate banking services in the United Arab Emirates.

Bank Danamon Indonesia

Market Cap: Rp37.2t

Provides banking services for retail, small and medium enterprises (SMEs), and corporate customers in Indonesia.

CNB Financial

Market Cap: US$987.7m

Operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers.