Global Banks Low Leverage High Rewards

First Interstate BancSystem

Market Cap: US$3.6b

Operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States.

Zenith Bank

Market Cap: ₦5.0t

Provides banking and other financial services to corporate and individual customers in Nigeria, rest of Africa, and internationally.

CTBC Financial Holding

Market Cap: NT$1.3t

Engages in corporate and personal finance, life insurance, and other businesses in Taiwan, Asia, and North America.

CVB Financial

Market Cap: US$4.0b

Operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals.

Auburn National Bancorporation

Market Cap: US$93.8m

Operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama.

East West Bancorp

Market Cap: US$17.8b

Operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals in the United States.

Citizens & Northern

Market Cap: US$462.7m

Operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers.

Kina Securities

Market Cap: AU$353.2m

Provides commercial banking and financial, fund administration, investment management, and share brokerage services in Papua New Guinea.

Popular

Market Cap: US$10.8b

Through its subsidiaries, provides various retail, mortgage, and commercial banking services for individuals and businesses in Puerto Rico, the United States, the British Virgin Islands, the Caribbean, and Latin America.

Co-operative Bank of Kenya

Market Cap: KSh213.3b

Provides corporate and retail banking, investment, and asset management services in Kenya and South Sudan.

Prosperity Bancshares

Market Cap: US$8.7b

Operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers.

LCNB

Market Cap: US$277.0m

Operates as the financial holding company for LCNB National Bank that provides banking services in the United States.

Bank Central Asia

Market Cap: Rp792.3t

Provides commercial banking and other financial services.

Hancock Whitney

Market Cap: US$6.0b

Operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States.

Bank of South Carolina

Market Cap: US$101.0m

Operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Dorchester, and Berkeley counties of South Carolina.

SouthState Bank

Market Cap: US$10.4b

Operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States.

Northrim BanCorp

Market Cap: US$573.9m

Operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals.

Denali Bancorporation

Market Cap: US$59.3m

Operates as a bank holding company for Denali State Bank that provides various banking products and services in the United States.

SCB X

Market Cap: ฿511.8b

Engages in the banking, consumer and digital finance, and platform and technology businesses in Thailand and internationally.

Home BancShares

Market Cap: US$6.1b

Operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States.

Hope Bancorp

Market Cap: US$1.8b

Operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States.

First Community Bankshares

Market Cap: US$930.2m

Operates as the financial holding company for First Community Bank that provides various banking products and services.

Bank OZK

Market Cap: US$5.4b

Operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services.

First Hawaiian

Market Cap: US$3.2b

Operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States.

Hong Leong Financial Group Berhad

Market Cap: RM 21.1b

An investment holding company, provides investment banking, stockbroking, and fund management business of financial services to consumer, corporate, and institutional customers.

Arbuthnot Banking Group

Market Cap: UK£130.6m

Engages in the provision of private and commercial banking products and services in the United Kingdom.

United Community Banks

Market Cap: US$4.3b

Operates as the bank holding company for United Community Bank that provides financial services in the United States.

Northwest Bancshares

Market Cap: US$2.3b

Operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and commercial banking solutions in Pennsylvania, New York, Ohio, and Indiana in the United States.

Zions Bancorporation National Association

Market Cap: US$9.9b

Provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming.

Atlantic Union Bankshares

Market Cap: US$5.9b

Operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States.

Dah Sing Financial Holdings

Market Cap: HK$15.4b

An investment holding company, provides banking, insurance, financial, and other related services in Hong Kong, Macau, Mainland China, and internationally.

Bank BTPN Syariah

Market Cap: Rp7.6t

Operates as a sharia commercial bank providing a comprehensive range of banking products and services in Indonesia.

National Bank of Umm Al-Qaiwain (PSC)

Market Cap: د.إ5.8b

Engages in the provision of retail and corporate banking services in the United Arab Emirates.

Philippine Savings Bank

Market Cap: ₱22.4b

Primarily engages in savings and mortgage banking activities in the Philippines.

MVB Financial

Market Cap: US$395.5m

Operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients.

CNB Financial

Market Cap: US$992.2m

Operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers.