Global Banks Low Leverage High Rewards

Exchange Bank (Santa Rosa CA)

Market Cap: US$216.0m

A community bank, provides a range of personal, commercial, and trust and investment management services in California.

Pinnacle Bancshares

Market Cap: US$29.2m

Operates as the bank holding company for Pinnacle Bank that provides various banking products and services.

BankGuam Holding

Market Cap: US$149.4m

Operates as the bank holding company for the Bank of Guam that provides various banking products and services to individuals, businesses, and government entities in Guam.

Consumers Bancorp

Market Cap: US$75.5m

Operates as the bank holding company for Consumers National Bank that provides various banking products and services for individuals, farmers, and small and medium-sized businesses.

HCB Financial

Market Cap: US$39.0m

Operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in the United States.

Public Bank Berhad

Market Cap: RM 87.3b

Provides banking products and services.

Alinma Bank

Market Cap: ر.س61.6b

Provides banking and investment services in the Kingdom of Saudi Arabia.

SCB X

Market Cap: ฿457.9b

Engages banking, consumer and digital finance, and platform and technology businesses in Thailand and internationally.

Arab Bank Group

Market Cap: د.أ4.5b

Provides various banking products and services for individuals, corporations, and other financial institutions in Jordan.

TMBThanachart Bank

Market Cap: ฿189.8b

Provides various commercial banking products and services to individuals, large-sized and medium-sized business, small-size business, and corporate customers primarily in Thailand.

Virginia National Bankshares

Market Cap: US$228.7m

Operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia.

alBaraka Bank EgyptE

Market Cap: ج.م11.1b

Provides corporate and retail banking and investments services in Egypt and internationally.

Tri City Bankshares

Market Cap: US$192.1m

Through its subsidiary, Tri City National Bank, provides various banking products and services in Southeastern Wisconsin.

Mid Penn Bancorp

Market Cap: US$746.3m

Operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, partnerships, non-profit organizations, and corporations.

CB Financial Services

Market Cap: US$187.6m

Operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania and West Virginia.

Pacific Financial

Market Cap: US$126.8m

Operates as the bank holding company for Bank of the Pacific that provides various banking products and services.

F & M Bank

Market Cap: US$100.4m

Operates as the bank holding company for Farmers & Merchants Bank that provides financial products and services to consumers and businesses in Virginia.

Bank Muscat SAOG

Market Cap: ر.ع2.5b

Provides commercial and investment banking services.

BOC Hong Kong (Holdings)

Market Cap: HK$416.8b

An investment holding company, provides banking and related financial services to corporate and individual customers in Hong Kong, China, and internationally.

Uttara Bank

Market Cap: ৳21.2b

Offers various commercial banking products and services in Bangladesh.

Kita-Nippon Bank

Market Cap: JP¥36.5b

Engages in the provision of commercial banking products and services in Japan.

Citizens Financial

Market Cap: US$59.0m

Operates as the bank holding company for Citizens Bank of West Virginia, Inc.

Equity Group Holdings

Market Cap: KSh244.3b

Provides financial products and services in Kenya, the Democratic Republic of Congo, Rwanda, Uganda, Tanzania, South Sudan, and Ethiopia.

Hong Leong Bank Berhad

Market Cap: RM 45.6b

Operates as a financial services company in Malaysia and internationally.

Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative

Market Cap: €745.6m

Provides various banking products and services to individuals, professionals, farmers, business, public community and social housing, and associations in France.

Mechanics Bancorp

Market Cap: US$3.1b

Operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.

Parke Bancorp

Market Cap: US$290.8m

Operates as the bank holding company for Parke Bank that provides personal and business financial services to individuals and small to mid-sized businesses.

International Bancshares

Market Cap: US$4.4b

A multibank financial holding company, provides a range of commercial and retail banking services in Texas and the State of Oklahoma.

Grupo Financiero Inbursa. de

Market Cap: Mex$259.5b

Provides various financial products and services to individuals and businesses in Mexico.

CSB Bancorp

Market Cap: US$149.8m

Operates as the bank holding company for The Commercial and Savings Bank of Millersburg that provides various banking, trust, financial, and brokerage services to corporate, institutional, and individual customers in Northeast Ohio.

Pinnacle Bankshares

Market Cap: US$100.2m

Operates as a bank holding company for First National Bank that provides a range of commercial and retail banking products and services in the United States.

Katahdin Bankshares

Market Cap: US$93.1m

Operates as the bank holding company for Katahdin Trust Company, a state-chartered commercial bank that provides a range of commercial and retail banking services for individuals and businesses in Maine.

Commercial National Financial

Market Cap: US$53.9m

Operates as the holding company for Commercial Bank that provides various banking products and services to individuals, agricultural and commercial businesses, and light industries in Michigan.

First Farmers and Merchants

Market Cap: US$195.0m

Operates as the bank holding company for First Farmers and Merchants Bank that provides a range of banking and financial services to individual and corporate customers in Middle Tennessee and Northern Alabama.

Citizens National

Market Cap: US$47.9m

Operates as the bank holding company for Citizens Bank of Kentucky that provides various banking products and services in Eastern Kentucky, the United States.

CITBA Financial

Market Cap: US$58.9m

Operates as the holding company for Citizens Bank that provides various banking services in the United States.