THBK Stock Overview
Provides various banking and financial products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
The Housing Bank for Trade and Finance Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.أ3.65 |
| 52 Week High | د.أ3.80 |
| 52 Week Low | د.أ3.25 |
| Beta | 0.36 |
| 1 Month Change | 6.41% |
| 3 Month Change | 7.35% |
| 1 Year Change | -1.35% |
| 3 Year Change | -7.12% |
| 5 Year Change | -27.44% |
| Change since IPO | 229.42% |
Recent News & Updates
Recent updates
Shareholder Returns
| THBK | JO Banks | JO Market | |
|---|---|---|---|
| 7D | -0.8% | 0.3% | -0.6% |
| 1Y | -1.4% | 3.0% | 10.4% |
Return vs Industry: THBK underperformed the JO Banks industry which returned 3.5% over the past year.
Return vs Market: THBK underperformed the JO Market which returned 11.2% over the past year.
Price Volatility
| THBK volatility | |
|---|---|
| THBK Average Weekly Movement | 2.3% |
| Banks Industry Average Movement | 2.2% |
| Market Average Movement | 3.9% |
| 10% most volatile stocks in JO Market | 5.9% |
| 10% least volatile stocks in JO Market | 2.0% |
Stable Share Price: THBK has not had significant price volatility in the past 3 months compared to the JO market.
Volatility Over Time: THBK's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1973 | n/a | Ammar Al-Safadi | hbtf.com |
The Housing Bank for Trade and Finance provides various banking and financial products and services. The company offers savings, POS current, salaries, basic bank, time deposit, current, and other accounts; housing, auto, small business, and personal loans; credit and debit cards, and virtual prepaid cards, as well as Iskan coin and gain products; money transfer, online payments, and bank drafts; safety deposit boxes; platform for spot trading in precious metals, as well as spot and forward trading in foreign currencies; and e-services. It also provides direct facilities, including overdraft, discounted bills, and contractors financing, as well as real estate investment, long-term, syndicated, and revolving loans; loans in foreign currency; indirect trade facility comprising inward and outward letters of credit, bills of collection, and letters of guarantee; mobile and online electronic services; and industrial, start-ups business, productive, business vehicle, and tourism loans.
The Housing Bank for Trade and Finance Fundamentals Summary
| THBK fundamental statistics | |
|---|---|
| Market cap | د.أ1.15b |
| Earnings (TTM) | د.أ143.09m |
| Revenue (TTM) | د.أ422.31m |
8.0x
P/E Ratio0.9x
P/B RatioIs THBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| THBK income statement (TTM) | |
|---|---|
| Revenue | د.أ422.31m |
| Cost of Revenue | د.أ0 |
| Gross Profit | د.أ422.31m |
| Other Expenses | د.أ279.22m |
| Earnings | د.أ143.09m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.45 |
| Gross Margin | 100.00% |
| Net Profit Margin | 33.88% |
| Debt/Equity Ratio | 22.5% |
How did THBK perform over the long term?
See historical performance and comparisonDividends
8.2%
Current Dividend Yield55%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/06 08:31 |
| End of Day Share Price | 2025/02/06 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
The Housing Bank for Trade and Finance is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Elena Sanchez-Cabezudo | EFG-Hermes Research |
| Shabbir Malik | EFG-Hermes Research |