FHB Stock Overview

Operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. More details

FHB fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	1/6
Past Performance	2/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 39.2% below our estimate of its fair value

Earnings are forecast to grow 6.98% per year

Risk Analysis

No risks detected for FHB from our risk checks.

Community Narratives

Create a narrative

Narratives bring a range of perspectives from our community.

Analyst Price Target

Consensus Narrative from 8 Analysts

Resumed Share Repurchases Will Support Future Earnings Amid Growth Opportunities

Key Takeaways Growth in commercial real estate and dealer floor plans may boost revenues, but faces competitive pressures limiting potential gains. Expense management improvements and share repurchases could enhance net margins and EPS amid anticipated interest margin narrowing.

View narrative

US$26.00

8.4% overvalued

2.70%

Revenue growth p.a.

about 2 months ago

My Notes

Capture your thoughts, links and company narrative

First Hawaiian, Inc. Competitors

Cathay General Bancorp

NasdaqGS:CATY

US$3.3b

First National of Nebraska

OTCPK:FINN

US$3.2b

Community Financial System

NYSE:CBU

US$3.5b

TFS Financial

NasdaqGS:TFSL

US$3.8b

Price History & Performance

Summary of share price highs, lows and changes for First Hawaiian
Historical stock prices
Current Share Price	US$28.18
52 Week High	US$28.80
52 Week Low	US$19.48
Beta	0.98
1 Month Change	11.65%
3 Month Change	3.79%
1 Year Change	34.51%
3 Year Change	-3.46%
5 Year Change	-4.77%
Change since IPO	16.21%

Recent updates

It's Unlikely That The CEO Of First Hawaiian, Inc. (NASDAQ:FHB) Will See A Huge Pay Rise This Year

Apr 18

First Hawaiian: Modest Cost Pressure Adds To Underwhelming Outlook

Mar 11

First Hawaiian (NASDAQ:FHB) Has Announced A Dividend Of $0.26

Jan 29

First Hawaiian: Better Days Ahead

Jan 26

First Hawaiian (NASDAQ:FHB) Is Paying Out A Dividend Of $0.26

Nov 01

Industry Analysts Just Upgraded Their First Hawaiian, Inc. (NASDAQ:FHB) Revenue Forecasts By 33%

Oct 31

With EPS Growth And More, First Hawaiian (NASDAQ:FHB) Makes An Interesting Case

Sep 20

First Hawaiian's (NASDAQ:FHB) Dividend Will Be $0.26

Aug 01

First Hawaiian (NASDAQ:FHB) Will Pay A Dividend Of $0.26

May 16

First Hawaiian (NASDAQ:FHB) Has Affirmed Its Dividend Of $0.26

May 02

First Hawaiian (NASDAQ:FHB) Is Paying Out A Dividend Of $0.26

Feb 01

Need To Know: Analysts Are Much More Bullish On First Hawaiian, Inc. (NASDAQ:FHB) Revenues

Jan 28

First Hawaiian (NASDAQ:FHB) Is Due To Pay A Dividend Of $0.26

Nov 17

First Hawaiian (NASDAQ:FHB) Will Pay A Dividend Of $0.26

Nov 01

First Hawaiian (NASDAQ:FHB) Is Due To Pay A Dividend Of $0.26

Aug 02

Shareholder Returns

	FHB	US Banks	US Market
7D	5.2%	1.2%	0.6%
1Y	34.5%	43.9%	22.4%

Return vs Industry: FHB underperformed the US Banks industry which returned 43.9% over the past year.

Return vs Market: FHB exceeded the US Market which returned 22.4% over the past year.

Price Volatility

Is FHB's price volatile compared to industry and market?
FHB volatility
FHB Average Weekly Movement	3.2%
Banks Industry Average Movement	5.1%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.8%
10% least volatile stocks in US Market	3.2%

Stable Share Price: FHB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FHB's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1858	1,997	Bob Harrison	www.fhb.com

First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in three segments: Retail Banking, Commercial Banking, and Treasury and Other. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts.

First Hawaiian, Inc. Fundamentals Summary

How do First Hawaiian's earnings and revenue compare to its market cap?
FHB fundamental statistics
Market cap	US$3.54b
Earnings (TTM)	US$230.13m
Revenue (TTM)	US$793.79m

15.5x

P/E Ratio

1.4x

P/B Ratio

Is FHB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FHB income statement (TTM)
Revenue	US$793.79m
Cost of Revenue	US$0
Gross Profit	US$793.79m
Other Expenses	US$563.66m
Earnings	US$230.13m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.82
Gross Margin	100.00%
Net Profit Margin	28.99%
Debt/Equity Ratio	9.6%

How did FHB perform over the long term?

See historical performance and comparison

Dividends

3.7%

Current Dividend Yield

58%

Payout Ratio

Does FHB pay a reliable dividends?

See FHB dividend history and benchmarks

When do you need to buy FHB by to receive an upcoming dividend?
First Hawaiian dividend dates
Ex Dividend Date	Feb 14 2025
Dividend Pay Date	Feb 28 2025
Days until Ex dividend	7 days
Days until Dividend pay date	21 days

Does FHB pay a reliable dividends?

See FHB dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/06 01:38
End of Day Share Price	2025/02/06 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First Hawaiian, Inc. is covered by 14 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jared Shaw	Barclays
Brandon Berman	BofA Global Research
Jill Glaser Shea	Credit Suisse

FHB Stock Overview

Rewards

Risk Analysis

Resumed Share Repurchases Will Support Future Earnings Amid Growth Opportunities

First Hawaiian, Inc. Competitors

NasdaqGS:CATY

US$3.3b

OTCPK:FINN

US$3.2b

NYSE:CBU

US$3.5b

NasdaqGS:TFSL

US$3.8b

Price History & Performance

Recent News & Updates

Consensus EPS estimates increase by 12%

Price target increased by 7.1% to US$28.38

Fourth quarter dividend of US$0.26 announced

First Hawaiian, Inc. (NasdaqGS:FHB) announces an Equity Buyback for $100 million worth of its shares.

Full year 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

First Hawaiian, Inc Declares Quarterly Cash Dividend, Payable on February 28, 2025

Recent updates

Consensus EPS estimates increase by 12%

Price target increased by 7.1% to US$28.38

Fourth quarter dividend of US$0.26 announced

First Hawaiian, Inc. (NasdaqGS:FHB) announces an Equity Buyback for $100 million worth of its shares.

Full year 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

First Hawaiian, Inc Declares Quarterly Cash Dividend, Payable on February 28, 2025

First Hawaiian, Inc. to Report Q4, 2024 Results on Jan 31, 2025

Christopher L. Dods, Vice Chairman and Chief Operating Officer of First Hawaiian, Inc. and First Hawaiian Bank, Submits Resignation, Effective March 31, 2025

Price target increased by 7.1% to US$25.25

Upcoming dividend of US$0.26 per share

First Hawaiian: Barely Holding Onto This Rating

First Hawaiian (NASDAQ:FHB) Will Pay A Dividend Of $0.26

Third quarter dividend of US$0.26 announced

Second quarter 2024 earnings released: EPS: US$0.48 (vs US$0.49 in 2Q 2023)

New major risk - Revenue and earnings growth

First Hawaiian, Inc. Declares Quarterly Dividend, Payable on November 29, 2024

First Hawaiian, Inc. Appoints Tertia Freas to Its Board of Directors

First Hawaiian, Inc. to Report Q3, 2024 Results on Oct 25, 2024

First Hawaiian: Dividend Has Been The Same For 5 Years

Upcoming dividend of US$0.26 per share

Price target increased by 9.1% to US$24.00

First Hawaiian's (NASDAQ:FHB) Dividend Will Be $0.26

Second quarter dividend of US$0.26 announced

Second quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

First Hawaiian, Inc. Declares Quarterly Cash Dividend, Payable on August 30, 2024

Investor sentiment improves as stock rises 15%

First Hawaiian, Inc. to Report Q2, 2024 Results on Jul 26, 2024

First Hawaiian (NASDAQ:FHB) Will Pay A Dividend Of $0.26

First quarter dividend of US$0.26 announced

First Hawaiian, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2024

First quarter 2024 earnings released: EPS: US$0.42 (vs US$0.52 in 1Q 2023)

It's Unlikely That The CEO Of First Hawaiian, Inc. (NASDAQ:FHB) Will See A Huge Pay Rise This Year

First Hawaiian, Inc. to Report Q1, 2024 Results on Apr 26, 2024

First Hawaiian, Inc., Annual General Meeting, Apr 24, 2024

First Hawaiian: Modest Cost Pressure Adds To Underwhelming Outlook

Full year 2023 earnings: EPS and revenues miss analyst expectations

Upcoming dividend of US$0.26 per share at 5.0% yield

Price target increased by 7.9% to US$22.83

First Hawaiian (NASDAQ:FHB) Has Announced A Dividend Of $0.26

Fourth quarter dividend of US$0.26 announced

First Hawaiian, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023

Full year 2023 earnings: EPS and revenues miss analyst expectations

First Hawaiian: Better Days Ahead

First Hawaiian, Inc. Declares Quarterly Cash Dividend, Payable on March 1, 2024

First Hawaiian, Inc. to Report Q4, 2023 Results on Jan 26, 2024

Price target increased by 8.5% to US$21.17

Upcoming dividend of US$0.26 per share at 5.7% yield

Consensus revenue estimates increase by 24%

First Hawaiian (NASDAQ:FHB) Is Paying Out A Dividend Of $0.26

Industry Analysts Just Upgraded Their First Hawaiian, Inc. (NASDAQ:FHB) Revenue Forecasts By 33%

First Hawaiian, Inc. Declares Quarterly Cash Dividend, Payable on December 1, 2023

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

First Hawaiian, Inc. to Report Q3, 2023 Results on Oct 27, 2023

With EPS Growth And More, First Hawaiian (NASDAQ:FHB) Makes An Interesting Case

Upcoming dividend of US$0.26 per share at 5.1% yield

First Hawaiian's (NASDAQ:FHB) Dividend Will Be $0.26

First Hawaiian, Inc. Reports Net Charge-Offs Results for the Second Quarter Ended June 30, 2023

Second quarter 2023 earnings: EPS and revenues miss analyst expectations