First Hawaiian Balance Sheet Health
Financial Health criteria checks 6/6
First Hawaiian has total assets of $23.8B and total equity of $2.6B. Total deposits are $20.3B, and total loans are $14.2B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $1.2B.
Key information
9.1x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | US$20.32b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.17b |
Recent financial health updates
No updates
Recent updates
First Hawaiian: Barely Holding Onto This Rating
Nov 03First Hawaiian (NASDAQ:FHB) Will Pay A Dividend Of $0.26
Oct 31
First Hawaiian: Dividend Has Been The Same For 5 Years
Aug 13First Hawaiian's (NASDAQ:FHB) Dividend Will Be $0.26
Jul 30First Hawaiian (NASDAQ:FHB) Will Pay A Dividend Of $0.26
Apr 30It's Unlikely That The CEO Of First Hawaiian, Inc. (NASDAQ:FHB) Will See A Huge Pay Rise This Year
Apr 18First Hawaiian: Modest Cost Pressure Adds To Underwhelming Outlook
Mar 11First Hawaiian (NASDAQ:FHB) Has Announced A Dividend Of $0.26
Jan 29First Hawaiian: Better Days Ahead
Jan 26First Hawaiian (NASDAQ:FHB) Is Paying Out A Dividend Of $0.26
Nov 01Industry Analysts Just Upgraded Their First Hawaiian, Inc. (NASDAQ:FHB) Revenue Forecasts By 33%
Oct 31With EPS Growth And More, First Hawaiian (NASDAQ:FHB) Makes An Interesting Case
Sep 20First Hawaiian's (NASDAQ:FHB) Dividend Will Be $0.26
Aug 01First Hawaiian (NASDAQ:FHB) Will Pay A Dividend Of $0.26
May 16First Hawaiian (NASDAQ:FHB) Has Affirmed Its Dividend Of $0.26
May 02First Hawaiian (NASDAQ:FHB) Is Paying Out A Dividend Of $0.26
Feb 01Need To Know: Analysts Are Much More Bullish On First Hawaiian, Inc. (NASDAQ:FHB) Revenues
Jan 28First Hawaiian (NASDAQ:FHB) Is Due To Pay A Dividend Of $0.26
Nov 17First Hawaiian (NASDAQ:FHB) Will Pay A Dividend Of $0.26
Nov 01First Hawaiian (NASDAQ:FHB) Is Due To Pay A Dividend Of $0.26
Aug 02First Hawaiian GAAP EPS of $0.46 beats by $0.01, revenue of $189.28M beats by $49.5M
Jul 29Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FHB's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: FHB has a sufficient allowance for bad loans (918%).
Low Risk Liabilities: 96% of FHB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FHB has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: FHB's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: FHB has an appropriate level of bad loans (0.1%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/02 02:24 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
First Hawaiian, Inc. is covered by 14 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jared Shaw | Barclays |
| Brandon Berman | BofA Global Research |
| Jill Glaser Shea | Credit Suisse |