Global Banks Low Leverage High Rewards

Park National

Market Cap: US$2.6b

Operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas in the United States.

United Bancorporation of Alabama

Market Cap: US$174.0m

Operates as the bank holding company for United Bank that provides banking services in the United States.

Seven Bank

Market Cap: JP¥351.7b

Provides various banking products and services to individual and corporate customers in Japan and internationally.

Karnataka Bank

Market Cap: ₹75.8b

Provides various banking and financial services in India.

Inner East Community Finance

Market Cap: AU$3.9m

Provides community banking products and services in Australia.

First Financial Bancorp

Market Cap: US$2.6b

Operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois.

WesBanco

Market Cap: US$3.3b

Operates as the bank holding company for WesBanco Bank, Inc.

Prosperity Bancshares

Market Cap: US$6.8b

Operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers.

Univest Financial

Market Cap: US$971.3m

Operates as the bank holding company for Univest Bank and Trust Co.

First Commonwealth Financial

Market Cap: US$1.8b

A financial holding company, provides various consumer and commercial banking products and services in the United States.

Bank of South Carolina

Market Cap: US$85.5m

Operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Berkeley, and Dorchester counties of South Carolina.

Community West Bancshares

Market Cap: US$440.6m

Operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in California.

Hancock Whitney

Market Cap: US$5.5b

Operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States.

Daito Bank

Market Cap: JP¥10.6b

Provides various banking products and services to individual and corporate customers in Japan.

Webster Financial

Market Cap: US$10.4b

Operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States.

NBT Bancorp

Market Cap: US$2.3b

A financial holding company, provides commercial banking, retail banking, and wealth management services.

Enterprise Financial Services

Market Cap: US$2.1b

Operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico.

Regions Financial

Market Cap: US$24.3b

A financial holding company, provides various banking and related products and services to individual and corporate customers.

Bank Central Asia

Market Cap: Rp992.1t

Provides banking products and other financial services to individual, corporate, and small and medium enterprise customers in Indonesia and internationally.

Zenith Bank

Market Cap: ₦2.6t

Provides banking and other financial services to corporate and individual customers in Nigeria, rest of Africa, and internationally.

Co-operative Bank of Kenya

Market Cap: KSh136.4b

Provides corporate and retail banking, investment, and asset management services in Kenya and South Sudan.

Home Bancshares (Conway AR)

Market Cap: US$5.6b

Operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States.

Hope Bancorp

Market Cap: US$1.5b

Operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States.

First National

Market Cap: US$233.4m

Operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia.

SouthState Bank

Market Cap: US$9.8b

Operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States.

Northrim BanCorp

Market Cap: US$598.0m

Operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals.

Bank of the Philippine Islands

Market Cap: ₱612.9b

Provides various financial products and services to retail and corporate clients in the Philippines.

Community Financial System

Market Cap: US$3.2b

Operates as the bank holding company for Community Bank, N.A.

Bank OZK

Market Cap: US$5.3b

Operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States.

Citizens Financial Group

Market Cap: US$25.4b

Operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States.

First Community Bankshares

Market Cap: US$633.3m

Operates as the financial holding company for First Community Bank that provides various banking products and services.

First Busey

Market Cap: US$2.2b

Operates as the bank holding company for Busey Bank that engages in the provision of retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States.

Central Pacific Financial

Market Cap: US$870.8m

Operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States.

Capital City Bank Group

Market Cap: US$747.6m

Operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients.

Fulton Financial

Market Cap: US$3.6b

Operates as the bank holding company for Fulton Bank that provides banking and financial products and services in the United States.

Trustmark

Market Cap: US$2.4b

Operates as the bank holding company for Trustmark National Bank that provides banking and other financial solutions to individuals and corporate institutions in the United States.