Global Banks Low Leverage High Rewards

Cashmere Valley Bank

Market Cap: US$327.0m

A state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers.

Plumas Bancorp

Market Cap: US$426.9m

Operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses and individuals.

Financial Institutions

Market Cap: US$814.5m

Through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York.

United Bankshares

Market Cap: US$6.5b

Through its subsidiaries, provides commercial and retail banking products and services in the United States.

Citizens Community Bancorp

Market Cap: US$196.6m

Operates as a bank holding company for Citizens Community Federal N.A.

Shore Bancshares

Market Cap: US$787.6m

Operates as a bank holding company for Shore United Bank, N.A.

PCB Bancorp

Market Cap: US$384.6m

Operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States.

Eagle Financial Services

Market Cap: US$228.3m

Operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States.

CNB Financial

Market Cap: US$1.0b

Operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers.

Eagle Bancorp Montana

Market Cap: US$183.2m

Operates as the bank holding company for Opportunity Bank of Montana that provides various banking products and services to small businesses and individuals in Montana.

Trinity Bank N.A

Market Cap: US$105.8m

Provides personal and business banking products and services in Texas.

CVB Financial

Market Cap: US$4.0b

Operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals.

Valley National Bancorp

Market Cap: US$8.1b

Operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products.

Arab National Bank

Market Cap: ر.س43.8b

Provides various banking products and services in the Kingdom of Saudi Arabia, Other GCC and the Middle East, Europe, North America, Latin America, Southeast Asia, and internationally.

Bank CIMB Niaga

Market Cap: Rp41.2t

Provides various banking products and services in Indonesia and internationally.

Philippine Savings Bank

Market Cap: ₱22.5b

Primarily engages in savings and mortgage banking activities in the Philippines.

Bank BTPN Syariah

Market Cap: Rp7.5t

Operates as a sharia commercial bank providing a comprehensive range of banking products and services in Indonesia.

Saudi Awwal Bank

Market Cap: ر.س67.0b

Provides banking and financial services in the Kingdom of Saudi Arabia.

Dah Sing Financial Holdings

Market Cap: HK$14.8b

An investment holding company, provides banking, insurance, financial, and other related services in Hong Kong, Macau, Mainland China, and internationally.

Bank of Toyama

Market Cap: JP¥12.5b

Provides various banking products and services to individual and business customers in Japan.

Community Trust Bancorp

Market Cap: US$1.4b

Operates as the bank holding company for Community Trust Bank, Inc.

Fidelity D & D Bancorp

Market Cap: US$309.5m

Operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers.

National Bank Holdings

Market Cap: US$1.9b

Operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States.

Community Bancorp

Market Cap: US$222.4m

Operates as the bank holding company for Community National Bank that provides various financial services to individuals, businesses, nonprofit organizations, and municipalities in northern and central Vermont.

Civista Bancshares

Market Cap: US$584.9m

Operates as the financial holding company for Civista Bank that provides banking services in the United States.

TriCo Bancshares

Market Cap: US$1.8b

Operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking services to individual and corporate customers.

Park National

Market Cap: US$3.6b

Operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas in the United States.

Bank of N.T. Butterfield & Son

Market Cap: US$2.5b

Provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses.

Independent Bank

Market Cap: US$4.0b

Operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses in the United States.

Simmons First National

Market Cap: US$3.4b

Operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses.

Western New England Bancorp

Market Cap: US$272.5m

Operates as the holding company for Westfield Bank that provides various commercial and retail banking products and services to individuals and companies.

Lakeland Financial

Market Cap: US$1.5b

Operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States.

Ohio Valley Banc

Market Cap: US$207.0m

Operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services.

First Financial Bankshares

Market Cap: US$4.9b

Through its subsidiaries, provides banking services in the United States.

Timberland Bancorp

Market Cap: US$349.9m

Operates as the bank holding company for Timberland Bank that provides various community banking services in Washington.

Embassy Bancorp

Market Cap: US$166.3m

Operates as the bank holding company for Embassy Bank for the Lehigh Valley that provides banking and financial products and services in Pennsylvania.