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Updated 1m ago
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TriCo BancsharesNasdaqGS:TCBK Stock Report

Market Cap US$1.7b
Updated 1m ago
Share Price
n/a
1Y18.7%
7D-1.6%
1D-0.3%
Portfolio Value
​
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TriCo Bancshares

NasdaqGS:TCBK Stock Report

Market Cap: US$1.7b

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

TriCo Bancshares (TCBK) Stock Overview

Operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking services to individual and corporate customers. More details

TCBK fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends4/6

Rewards

Trading at 32.2% below our estimate of its fair value

Earnings have grown 1.8% per year over the past 5 years

Pays a reliable dividend of 2.69%

Risk Analysis

No risks detected for TCBK from our risk checks.

TCBK Community Fair Values

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US$
Current Price
US$53.533.5% undervalued intrinsic discount
%/yr
Decrease
Increase
PastFuture0571m2016201920222025202620282031Revenue US$571.3mEarnings US$181.6m
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TriCo Bancshares Competitors

Origin Bancorp

Symbol: NYSE:OBK
Market cap: US$1.7b

S&T Bancorp

Symbol: NasdaqGS:STBA
Market cap: US$1.8b

QCR Holdings

Symbol: NasdaqGM:QCRH
Market cap: US$1.7b

Triumph Financial

Symbol: NYSE:TFIN
Market cap: US$1.6b

Price History & Performance

Summary of share price highs, lows and changes for TriCo Bancshares
Historical stock prices
Current Share PriceUS$53.53
52 Week HighUS$61.71
52 Week LowUS$40.44
Beta0.61
1 Month Change-7.02%
3 Month Change3.72%
1 Year Change18.72%
3 Year Change65.42%
5 Year Change34.26%
Change since IPO1,262.58%

Recent News & Updates

Seeking Alpha • Sep 10

TriCo Bancshares: I Would Not Stick Around For The Merger

Summary TriCo Bancshares is being acquired by First Hawaiian Bank (FHB) in an all-stock deal, but TCBK now trades below the implied deal value. TCBK's operational performance is solid, with strong net interest margin, improved efficiency, and earnings growth, but nonperforming assets are trending higher. The deal's minimal arbitrage upside (<1% annualized without dividends) and FHB's exposure to Hawaiian economic risks make TCBK unattractive relative to alternatives. I rate TCBK a Sell due to limited upside, merger execution risks, and potential further declines in FHB shares impacting deal value. Read the full article on Seeking Alpha

Recent updates

Seeking Alpha • Sep 10

TriCo Bancshares: I Would Not Stick Around For The Merger

Summary TriCo Bancshares is being acquired by First Hawaiian Bank (FHB) in an all-stock deal, but TCBK now trades below the implied deal value. TCBK's operational performance is solid, with strong net interest margin, improved efficiency, and earnings growth, but nonperforming assets are trending higher. The deal's minimal arbitrage upside (<1% annualized without dividends) and FHB's exposure to Hawaiian economic risks make TCBK unattractive relative to alternatives. I rate TCBK a Sell due to limited upside, merger execution risks, and potential further declines in FHB shares impacting deal value. Read the full article on Seeking Alpha
Analysis Article • Oct 28

Results: TriCo Bancshares Beat Earnings Expectations And Analysts Now Have New Forecasts

Investors in TriCo Bancshares ( NASDAQ:TCBK ) had a good week, as its shares rose 3.4% to close at US$43.75 following...
Analysis Article • Aug 29

TriCo Bancshares' (NASDAQ:TCBK) Dividend Will Be Increased To $0.36

TriCo Bancshares ( NASDAQ:TCBK ) will increase its dividend on the 19th of September to $0.36, which is 9.1% higher...
Analysis Article • Feb 27

TriCo Bancshares' (NASDAQ:TCBK) Dividend Will Be $0.33

TriCo Bancshares ( NASDAQ:TCBK ) has announced that it will pay a dividend of $0.33 per share on the 21st of March...
Analysis Article • May 31

TriCo Bancshares (NASDAQ:TCBK) Has Announced A Dividend Of $0.33

TriCo Bancshares ( NASDAQ:TCBK ) will pay a dividend of $0.33 on the 21st of June. The payment will take the dividend...
Analysis Article • Nov 28

TriCo Bancshares (NASDAQ:TCBK) Is Due To Pay A Dividend Of $0.30

The board of TriCo Bancshares ( NASDAQ:TCBK ) has announced that it will pay a dividend on the 22nd of December, with...
Analysis Article • Sep 11

Does TriCo Bancshares (NASDAQ:TCBK) Deserve A Spot On Your Watchlist?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article • May 22

Here's Why TriCo Bancshares (NASDAQ:TCBK) Has Caught The Eye Of Investors

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article • Sep 02

TriCo Bancshares' (NASDAQ:TCBK) Upcoming Dividend Will Be Larger Than Last Year's

TriCo Bancshares ( NASDAQ:TCBK ) will increase its dividend from last year's comparable payment on the 23rd of...
Seeking Alpha • Aug 29

TriCo Bancshares raises dividend by 20% to $0.30

TriCo Bancshares (NASDAQ:TCBK) declares $0.30/share quarterly dividend, 20% increase from prior dividend of $0.25. Forward yield 2.54% Payable Sept. 23; for shareholders of record Sept. 9; ex-div Sept. 8. See TCBK Dividend Scorecard, Yield Chart, & Dividend Growth.

Shareholder Returns

TCBKUS BanksUS Market
7D-1.6%-0.7%-0.9%
1Y18.7%17.8%13.9%

Return vs Industry: TCBK matched the US Banks industry which returned 17.8% over the past year.

Return vs Market: TCBK exceeded the US Market which returned 13.9% over the past year.

Price Volatility

Is TCBK's price volatile compared to industry and market?
TCBK volatility
TCBK Average Weekly Movement4.3%
Banks Industry Average Movement3.1%
Market Average Movement6.9%
10% most volatile stocks in US Market15.3%
10% least volatile stocks in US Market2.9%

Stable Share Price: TCBK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: TCBK's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19751,114Rick Smithwww.tcbk.com

TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking services to individual and corporate customers. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts. It also offers small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; mortgage, auto, and personal loans; commercial loans, including agricultural loans; motorcycle, RV, boat, and other vehicle loans; and real estate construction loans.

TriCo Bancshares Fundamentals Summary

How do TriCo Bancshares's earnings and revenue compare to its market cap?
TCBK fundamental statistics
Market capUS$1.71b
Earnings (TTM)US$135.51m
Revenue (TTM)US$426.21m
12.6x
P/E Ratio
1.3x
P/B Ratio

Is TCBK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TCBK income statement (TTM)
RevenueUS$426.21m
Cost of RevenueUS$0
Gross ProfitUS$426.21m
Other ExpensesUS$290.70m
EarningsUS$135.51m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)4.24
Gross Margin100.00%
Net Profit Margin31.79%
Debt/Equity Ratio3.9%

How did TCBK perform over the long term?

See historical performance and comparison

Dividends

2.7%
Current Dividend Yield
34%
Payout Ratio

Does TCBK pay a reliable dividends?

See TCBK dividend history and benchmarks
When do you need to buy TCBK by to receive an upcoming dividend?
TriCo Bancshares dividend dates
Ex Dividend DateSep 11 2026
Dividend Pay DateSep 25 2026
Days until Ex dividend3 days
Days until Dividend pay date11 days

Does TCBK pay a reliable dividends?

See TCBK dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/14 05:19
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

TriCo Bancshares is covered by 8 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey RulisD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Kelly MottaKeefe, Bruyette, & Woods

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