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Veritex Holdings, Inc.NasdaqGM:VBTX Stock Report

Market Cap US$1.7b
Share Price
US$30.26
US$31.75
4.7% undervalued intrinsic discount
1Y12.1%
7D-2.5%
Portfolio Value
View

Veritex Holdings, Inc.

NasdaqGM:VBTX Stock Report

Market Cap: US$1.7b

This company has been acquired

The company may no longer be operating, as it has been acquired. Find out why through their latest events.

Veritex Holdings (VBTX) Stock Overview

Operates as the bank holding company for Veritex Community Bank that provides various commercial banking products and services to small and medium-sized businesses and professionals in the United States. More details

VBTX fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance5/6
Financial Health6/6
Dividends2/6

VBTX Community Fair Values

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Veritex Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Veritex Holdings
Historical stock prices
Current Share PriceUS$30.26
52 Week HighUS$34.96
52 Week LowUS$20.37
Beta1.05
1 Month Change-11.78%
3 Month Change-5.76%
1 Year Change12.07%
3 Year Change9.48%
5 Year Change45.97%
Change since IPO103.22%

Recent News & Updates

Narrative Update Oct 16

Improved Credit And Deposit Strategies Will Secure Future Prosperity

The analyst price target for Veritex Holdings has been revised downward from $33.20 to $31.75. Analysts are factoring in slightly lower profit margin projections along with modestly stronger revenue growth expectations.

Recent updates

Narrative Update Oct 16

Improved Credit And Deposit Strategies Will Secure Future Prosperity

The analyst price target for Veritex Holdings has been revised downward from $33.20 to $31.75. Analysts are factoring in slightly lower profit margin projections along with modestly stronger revenue growth expectations.
Analysis Article Apr 30

Veritex Holdings (NASDAQ:VBTX) Is Increasing Its Dividend To $0.22

Veritex Holdings, Inc. ( NASDAQ:VBTX ) has announced that it will be increasing its dividend from last year's...
Analysis Article Feb 01

Veritex Holdings (NASDAQ:VBTX) Will Pay A Dividend Of $0.20

The board of Veritex Holdings, Inc. ( NASDAQ:VBTX ) has announced that it will pay a dividend on the 28th of February...
User avatar
New Narrative Sep 24

Tactical Shifts And Operational Efficiency Promise Bright Future For Banking Innovator

Strategic focus on enhancing balance sheet and government-guaranteed sectors aims to improve net margins and operational efficiency for future growth.
Analysis Article Jul 30

Veritex Holdings (NASDAQ:VBTX) Has Affirmed Its Dividend Of $0.20

The board of Veritex Holdings, Inc. ( NASDAQ:VBTX ) has announced that it will pay a dividend on the 23rd of August...
Analysis Article May 08

Veritex Holdings (NASDAQ:VBTX) Has Announced A Dividend Of $0.20

Veritex Holdings, Inc. ( NASDAQ:VBTX ) will pay a dividend of $0.20 on the 24th of May. This makes the dividend yield...
Seeking Alpha Jan 30

Veritex Holdings: Radical Change Is Underway

Summary Veritex Holdings is still far from its all-time high despite a recovery in share price over the past 3 months. The bank is facing problems, including a high concentration of commercial real estate loans and a declining net interest margin. Management aims to reduce the CRE concentration ratio and the loan-to-deposit ratio, but future loan growth may be limited. Read the full article on Seeking Alpha
Analysis Article Jan 27

Veritex Holdings' (NASDAQ:VBTX) Dividend Will Be $0.20

Veritex Holdings, Inc. ( NASDAQ:VBTX ) has announced that it will pay a dividend of $0.20 per share on the 23rd of...
Analysis Article Jul 29

Veritex Holdings (NASDAQ:VBTX) Has Announced A Dividend Of $0.20

Veritex Holdings, Inc. ( NASDAQ:VBTX ) will pay a dividend of $0.20 on the 25th of August. This means that the annual...
Analysis Article Apr 29

Veritex Holdings (NASDAQ:VBTX) Is Paying Out A Dividend Of $0.20

Veritex Holdings, Inc. ( NASDAQ:VBTX ) will pay a dividend of $0.20 on the 25th of May. The dividend yield will be 4.6...
Analysis Article Jan 28

Veritex Holdings (NASDAQ:VBTX) Has Announced A Dividend Of $0.20

The board of Veritex Holdings, Inc. ( NASDAQ:VBTX ) has announced that it will pay a dividend of $0.20 per share on the...
Analysis Article Jul 30

Veritex Holdings (NASDAQ:VBTX) Has Announced A Dividend Of $0.20

Veritex Holdings, Inc. ( NASDAQ:VBTX ) has announced that it will pay a dividend of $0.20 per share on the 26th of...
Seeking Alpha Jul 27

Veritex Non-GAAP EPS of $0.55 misses by $0.14, revenue of $94.86M misses by $3.48M

Veritex press release (NASDAQ:VBTX): Q2 Non-GAAP EPS of $0.55 misses by $0.14. Revenue of $94.86M (+19.2% Y/Y) misses by $3.48M.
Seeking Alpha Jul 18

Veritex expands SBA Lending department

Veritex Community Bank, is doubling the size of its Small Business Lending department to accommodate the growing demand for SBA loans. Veritex Bank serves small business owners with several SBA lending options, including SBA 7(a) and SBA 504 Loans, as well as USDA loans for rural businesses. Texas ranks second in the U.S. for number of small businesses, Home to 3M businesses, 1.25M are women-owned. Veritex Bank is active within the women-owned business community, providing an outreach program, Women in Business, which connects female executives and business owners through networking events. “Our focus is to walk alongside our customers and help them understand their options as they launch and grow their business.“ said Jerry Tarnopol, Veritex Community Bank’s new SBA director.
Analysis Article Jul 18

If EPS Growth Is Important To You, Veritex Holdings (NASDAQ:VBTX) Presents An Opportunity

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...

Shareholder Returns

VBTXUS BanksUS Market
7D-2.5%1.9%-0.3%
1Y12.1%20.9%26.7%

Return vs Industry: VBTX underperformed the US Banks industry which returned 18.1% over the past year.

Return vs Market: VBTX underperformed the US Market which returned 14.7% over the past year.

Price Volatility

Is VBTX's price volatile compared to industry and market?
VBTX volatility
VBTX Average Weekly Movement3.6%
Banks Industry Average Movement3.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.2%

Stable Share Price: VBTX has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: VBTX's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2004862Charles Hollandveritexbank.com

Veritex Holdings, Inc. operates as the bank holding company for Veritex Community Bank that provides various commercial banking products and services to small and medium-sized businesses and professionals in the United States. The company accepts deposit products, such as demand, savings, money market, and time accounts. Its loan products include commercial real estate (CRE) and general commercial, owner and non-owner occupied CRE, mortgage warehouse loans, residential real estate, construction and land, farmland, 1-4 family residential, agricultural, multi-family residential, and consumer loans, as well as purchased receivables financing.

Veritex Holdings, Inc. Fundamentals Summary

How do Veritex Holdings's earnings and revenue compare to its market cap?
VBTX fundamental statistics
Market capUS$1.66b
Earnings (TTM)US$115.86m
Revenue (TTM)US$424.48m
14.3x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
VBTX income statement (TTM)
RevenueUS$424.48m
Cost of RevenueUS$0
Gross ProfitUS$424.48m
Other ExpensesUS$308.62m
EarningsUS$115.86m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.12
Gross Margin100.00%
Net Profit Margin27.29%
Debt/Equity Ratio21.4%

How did VBTX perform over the long term?

See historical performance and comparison

Dividends

2.9%
Current Dividend Yield
39%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/20 04:56
End of Day Share Price 2025/10/17 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Veritex Holdings, Inc. is covered by 3 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Catherine Summerson MealorKeefe, Bruyette, & Woods
Michael RoseRaymond James & Associates
David LongRaymond James & Associates