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Veritex Holdings NasdaqGM:VBTX Stock Report

Last Price

US$27.73

Market Cap

US$1.5b

7D

-6.4%

1Y

16.7%

Updated

22 Dec, 2024

Data

Company Financials +

Veritex Holdings, Inc.

NasdaqGM:VBTX Stock Report

Market Cap: US$1.5b

VBTX Stock Overview

Operates as the bank holding company for Veritex Community Bank that provides various commercial banking products and services to small and medium-sized businesses, and professionals. More details

VBTX fundamental analysis
Snowflake Score
Valuation3/6
Future Growth3/6
Past Performance2/6
Financial Health6/6
Dividends3/6

My Notes

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US$32.42
FV
14.5% undervalued intrinsic discount
12.12%
Revenue growth p.a.
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3 days ago author updated this narrative

Veritex Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Veritex Holdings
Historical stock prices
Current Share PriceUS$27.73
52 Week HighUS$31.62
52 Week LowUS$18.08
Beta1.36
1 Month Change-7.78%
3 Month Change5.84%
1 Year Change16.71%
3 Year Change-28.66%
5 Year Change-4.61%
Change since IPO86.23%

Recent News & Updates

Veritex Holdings (NASDAQ:VBTX) Has Affirmed Its Dividend Of $0.20

Jul 30
Veritex Holdings (NASDAQ:VBTX) Has Affirmed Its Dividend Of $0.20

Recent updates

Veritex Holdings (NASDAQ:VBTX) Has Affirmed Its Dividend Of $0.20

Jul 30
Veritex Holdings (NASDAQ:VBTX) Has Affirmed Its Dividend Of $0.20

Veritex Holdings (NASDAQ:VBTX) Has Announced A Dividend Of $0.20

May 08
Veritex Holdings (NASDAQ:VBTX) Has Announced A Dividend Of $0.20

Veritex Holdings: Radical Change Is Underway

Jan 30

Veritex Holdings' (NASDAQ:VBTX) Dividend Will Be $0.20

Jan 27
Veritex Holdings' (NASDAQ:VBTX) Dividend Will Be $0.20

Veritex Holdings (NASDAQ:VBTX) Has Announced A Dividend Of $0.20

Jul 29
Veritex Holdings (NASDAQ:VBTX) Has Announced A Dividend Of $0.20

Veritex Holdings (NASDAQ:VBTX) Is Paying Out A Dividend Of $0.20

Apr 29
Veritex Holdings (NASDAQ:VBTX) Is Paying Out A Dividend Of $0.20

Veritex Holdings (NASDAQ:VBTX) Has Announced A Dividend Of $0.20

Jan 28
Veritex Holdings (NASDAQ:VBTX) Has Announced A Dividend Of $0.20

Veritex Holdings (NASDAQ:VBTX) Has Announced A Dividend Of $0.20

Jul 30
Veritex Holdings (NASDAQ:VBTX) Has Announced A Dividend Of $0.20

Veritex Non-GAAP EPS of $0.55 misses by $0.14, revenue of $94.86M misses by $3.48M

Jul 27

Veritex expands SBA Lending department

Jul 18

If EPS Growth Is Important To You, Veritex Holdings (NASDAQ:VBTX) Presents An Opportunity

Jul 18
If EPS Growth Is Important To You, Veritex Holdings (NASDAQ:VBTX) Presents An Opportunity

Here's Why We Think Veritex Holdings (NASDAQ:VBTX) Is Well Worth Watching

Apr 05
Here's Why We Think Veritex Holdings (NASDAQ:VBTX) Is Well Worth Watching

Analysts Are Updating Their Veritex Holdings, Inc. (NASDAQ:VBTX) Estimates After Its Yearly Results

Jan 28
Analysts Are Updating Their Veritex Holdings, Inc. (NASDAQ:VBTX) Estimates After Its Yearly Results

Veritex Holdings (NASDAQ:VBTX) Is Increasing Its Dividend To US$0.20

Nov 01
Veritex Holdings (NASDAQ:VBTX) Is Increasing Its Dividend To US$0.20

If You Like EPS Growth Then Check Out Veritex Holdings (NASDAQ:VBTX) Before It's Too Late

Oct 28
If You Like EPS Growth Then Check Out Veritex Holdings (NASDAQ:VBTX) Before It's Too Late

Veritex Holdings: A Solid Bank For A Long-Term Buy And Hold Portfolio

Aug 19

Shareholder Returns

VBTXUS BanksUS Market
7D-6.4%-3.4%-2.4%
1Y16.7%29.1%23.3%

Return vs Industry: VBTX underperformed the US Banks industry which returned 29.1% over the past year.

Return vs Market: VBTX underperformed the US Market which returned 23.3% over the past year.

Price Volatility

Is VBTX's price volatile compared to industry and market?
VBTX volatility
VBTX Average Weekly Movement5.6%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: VBTX has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: VBTX's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2009823Charles Hollandwww.veritexbank.com

Veritex Holdings, Inc. operates as the bank holding company for Veritex Community Bank that provides various commercial banking products and services to small and medium-sized businesses, and professionals. The company accepts deposit products include demand, savings, money market, and time accounts. Its loan products include commercial real estate and general commercial, mortgage warehouse loans, residential real estate, construction and land, farmland, paycheck protection program, 1-4 family residential, agricultural, multi-family residential, and consumer loans, as well as purchased receivables financing.

Veritex Holdings, Inc. Fundamentals Summary

How do Veritex Holdings's earnings and revenue compare to its market cap?
VBTX fundamental statistics
Market capUS$1.51b
Earnings (TTM)US$85.86m
Revenue (TTM)US$370.98m

17.6x

P/E Ratio

0.9x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
VBTX income statement (TTM)
RevenueUS$370.98m
Cost of RevenueUS$0
Gross ProfitUS$370.98m
Other ExpensesUS$285.12m
EarningsUS$85.86m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.58
Gross Margin100.00%
Net Profit Margin23.14%
Debt/Equity Ratio16.4%

How did VBTX perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

51%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 01:33
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Veritex Holdings, Inc. is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullD.A. Davidson & Co.
Gary TennerD.A. Davidson & Co.
Brett RabatinHovde Group, LLC