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Financial Institutions NasdaqGS:FISI Stock Report

Last Price

US$18.22

Market Cap

US$280.7m

7D

-1.6%

1Y

-8.2%

Updated

18 Mar, 2024

Data

Company Financials +

Financial Institutions, Inc.

NasdaqGS:FISI Stock Report

Market Cap: US$280.7m

FISI Stock Overview

Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York.

FISI fundamental analysis
Snowflake Score
Valuation6/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends6/6

Financial Institutions, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Financial Institutions
Historical stock prices
Current Share PriceUS$18.22
52 Week HighUS$23.11
52 Week LowUS$13.84
Beta0.88
1 Month Change-5.25%
3 Month Change-13.16%
1 Year Change-8.17%
3 Year Change-38.49%
5 Year Change-30.06%
Change since IPO21.47%

Recent News & Updates

Recent updates

Financial Institutions (NASDAQ:FISI) Is Increasing Its Dividend To $0.30

Feb 24
Financial Institutions (NASDAQ:FISI) Is Increasing Its Dividend To $0.30

Financial Institutions Is Very Cheap, But Now Is Not The Right Time To Buy

Sep 23

Financial Institutions declares $0.29 dividend

Aug 22

Financial Institutions Q2 GAAP EPS, revenue beats

Jul 28

Financial Institutions' (NASDAQ:FISI) Shareholders Will Receive A Bigger Dividend Than Last Year

Feb 22
Financial Institutions' (NASDAQ:FISI) Shareholders Will Receive A Bigger Dividend Than Last Year

Here's Why I Think Financial Institutions (NASDAQ:FISI) Might Deserve Your Attention Today

Aug 12
Here's Why I Think Financial Institutions (NASDAQ:FISI) Might Deserve Your Attention Today

Financial Institutions: The Current Valuation Still Leaves Me Uninspired

Aug 02

It's Unlikely That Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Will See A Huge Pay Rise This Year

Jun 10
It's Unlikely That Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Will See A Huge Pay Rise This Year

Financial Institutions, Inc. 2021 Q1 - Results - Earnings Call Presentation

Apr 30

Is Now The Time To Put Financial Institutions (NASDAQ:FISI) On Your Watchlist?

Apr 30
Is Now The Time To Put Financial Institutions (NASDAQ:FISI) On Your Watchlist?

Here's What We Like About Financial Institutions' (NASDAQ:FISI) Upcoming Dividend

Mar 13
Here's What We Like About Financial Institutions' (NASDAQ:FISI) Upcoming Dividend

Are You An Income Investor? Don't Miss Out On Financial Institutions, Inc. (NASDAQ:FISI)

Mar 08
Are You An Income Investor? Don't Miss Out On Financial Institutions, Inc. (NASDAQ:FISI)

How Much Did Financial Institutions'(NASDAQ:FISI) Shareholders Earn From Share Price Movements Over The Last Three Years?

Feb 09
How Much Did Financial Institutions'(NASDAQ:FISI) Shareholders Earn From Share Price Movements Over The Last Three Years?

Financial Institutions, Inc. 2020 Q4 - Results - Earnings Call Presentation

Jan 29

What You Need To Know About Financial Institutions, Inc.'s (NASDAQ:FISI) Investor Composition

Jan 14
What You Need To Know About Financial Institutions, Inc.'s (NASDAQ:FISI) Investor Composition

How Much Are Financial Institutions, Inc. (NASDAQ:FISI) Insiders Spending On Buying Shares?

Dec 19
How Much Are Financial Institutions, Inc. (NASDAQ:FISI) Insiders Spending On Buying Shares?

Financial Institutions, Inc.'s (NASDAQ:FISI) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

Nov 28
Financial Institutions, Inc.'s (NASDAQ:FISI) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

Financial Institutions declares $0.26 dividend

Nov 25

Shareholder Returns

FISIUS BanksUS Market
7D-1.6%-0.8%-0.1%
1Y-8.2%30.9%28.4%

Return vs Industry: FISI underperformed the US Banks industry which returned 30.9% over the past year.

Return vs Market: FISI underperformed the US Market which returned 28.4% over the past year.

Price Volatility

Is FISI's price volatile compared to industry and market?
FISI volatility
FISI Average Weekly Movement4.9%
Banks Industry Average Movement4.3%
Market Average Movement6.1%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.0%

Stable Share Price: FISI's share price has been volatile over the past 3 months.

Volatility Over Time: FISI's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1817624Marty Birminghamhttps://www.fisi-investors.com

Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans.

Financial Institutions, Inc. Fundamentals Summary

How do Financial Institutions's earnings and revenue compare to its market cap?
FISI fundamental statistics
Market capUS$280.74m
Earnings (TTM)US$48.81m
Revenue (TTM)US$200.28m

5.8x

P/E Ratio

0.6x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FISI income statement (TTM)
RevenueUS$200.28m
Cost of RevenueUS$0
Gross ProfitUS$200.28m
Other ExpensesUS$151.47m
EarningsUS$48.81m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)3.17
Gross Margin100.00%
Net Profit Margin24.37%
Debt/Equity Ratio76.3%

How did FISI perform over the long term?

See historical performance and comparison

Dividends

6.6%

Current Dividend Yield

38%

Payout Ratio
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