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Financial Institutions NasdaqGS:FISI Stock Report

Last Price

US$17.99

Market Cap

US$277.9m

7D

-5.3%

1Y

8.1%

Updated

26 May, 2024

Data

Company Financials +

Financial Institutions, Inc.

NasdaqGS:FISI Stock Report

Market Cap: US$277.9m

FISI Stock Overview

Operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York.

FISI fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends5/6

Financial Institutions, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Financial Institutions
Historical stock prices
Current Share PriceUS$17.99
52 Week HighUS$23.11
52 Week LowUS$15.22
Beta0.90
1 Month Change2.22%
3 Month Change-1.37%
1 Year Change8.11%
3 Year Change-44.01%
5 Year Change-33.44%
Change since IPO19.93%

Recent News & Updates

Financial Institutions (NASDAQ:FISI) Is Due To Pay A Dividend Of $0.30

May 26
Financial Institutions (NASDAQ:FISI) Is Due To Pay A Dividend Of $0.30

Financial Institutions: Dividend Yield Over 6%, High Potential Price Upside

May 13

Recent updates

Financial Institutions (NASDAQ:FISI) Is Due To Pay A Dividend Of $0.30

May 26
Financial Institutions (NASDAQ:FISI) Is Due To Pay A Dividend Of $0.30

Financial Institutions: Dividend Yield Over 6%, High Potential Price Upside

May 13

Financial Institutions (NASDAQ:FISI) Is Increasing Its Dividend To $0.30

Feb 24
Financial Institutions (NASDAQ:FISI) Is Increasing Its Dividend To $0.30

Financial Institutions Is Very Cheap, But Now Is Not The Right Time To Buy

Sep 23

Financial Institutions declares $0.29 dividend

Aug 22

Financial Institutions Q2 GAAP EPS, revenue beats

Jul 28

Financial Institutions' (NASDAQ:FISI) Shareholders Will Receive A Bigger Dividend Than Last Year

Feb 22
Financial Institutions' (NASDAQ:FISI) Shareholders Will Receive A Bigger Dividend Than Last Year

Here's Why I Think Financial Institutions (NASDAQ:FISI) Might Deserve Your Attention Today

Aug 12
Here's Why I Think Financial Institutions (NASDAQ:FISI) Might Deserve Your Attention Today

Financial Institutions: The Current Valuation Still Leaves Me Uninspired

Aug 02

It's Unlikely That Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Will See A Huge Pay Rise This Year

Jun 10
It's Unlikely That Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Will See A Huge Pay Rise This Year

Financial Institutions, Inc. 2021 Q1 - Results - Earnings Call Presentation

Apr 30

Is Now The Time To Put Financial Institutions (NASDAQ:FISI) On Your Watchlist?

Apr 30
Is Now The Time To Put Financial Institutions (NASDAQ:FISI) On Your Watchlist?

Here's What We Like About Financial Institutions' (NASDAQ:FISI) Upcoming Dividend

Mar 13
Here's What We Like About Financial Institutions' (NASDAQ:FISI) Upcoming Dividend

Are You An Income Investor? Don't Miss Out On Financial Institutions, Inc. (NASDAQ:FISI)

Mar 08
Are You An Income Investor? Don't Miss Out On Financial Institutions, Inc. (NASDAQ:FISI)

How Much Did Financial Institutions'(NASDAQ:FISI) Shareholders Earn From Share Price Movements Over The Last Three Years?

Feb 09
How Much Did Financial Institutions'(NASDAQ:FISI) Shareholders Earn From Share Price Movements Over The Last Three Years?

Financial Institutions, Inc. 2020 Q4 - Results - Earnings Call Presentation

Jan 29

Shareholder Returns

FISIUS BanksUS Market
7D-5.3%-1.8%-0.2%
1Y8.1%36.4%25.6%

Return vs Industry: FISI underperformed the US Banks industry which returned 36.4% over the past year.

Return vs Market: FISI underperformed the US Market which returned 25.6% over the past year.

Price Volatility

Is FISI's price volatile compared to industry and market?
FISI volatility
FISI Average Weekly Movement4.3%
Banks Industry Average Movement3.9%
Market Average Movement5.9%
10% most volatile stocks in US Market16.0%
10% least volatile stocks in US Market2.8%

Stable Share Price: FISI has not had significant price volatility in the past 3 months.

Volatility Over Time: FISI's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1817624Marty Birminghamwww.fisi-investors.com

Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans.

Financial Institutions, Inc. Fundamentals Summary

How do Financial Institutions's earnings and revenue compare to its market cap?
FISI fundamental statistics
Market capUS$277.89m
Earnings (TTM)US$38.79m
Revenue (TTM)US$208.19m

7.2x

P/E Ratio

0.6x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FISI income statement (TTM)
RevenueUS$208.19m
Cost of RevenueUS$0
Gross ProfitUS$208.19m
Other ExpensesUS$169.41m
EarningsUS$38.79m

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.51
Gross Margin100.00%
Net Profit Margin18.63%
Debt/Equity Ratio67.7%

How did FISI perform over the long term?

See historical performance and comparison

Dividends

6.7%

Current Dividend Yield

48%

Payout Ratio

Does FISI pay a reliable dividends?

See FISI dividend history and benchmarks
When do you need to buy FISI by to receive an upcoming dividend?
Financial Institutions dividend dates
Ex Dividend DateJun 14 2024
Dividend Pay DateJul 02 2024
Days until Ex dividend18 days
Days until Dividend pay date36 days

Does FISI pay a reliable dividends?

See FISI dividend history and benchmarks
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