Financial Institutions Past Earnings Performance
Past criteria checks 2/6
Financial Institutions has been growing earnings at an average annual rate of 2.8%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 6.9% per year. Financial Institutions's return on equity is 10.2%, and it has net margins of 22.8%.
Key information
2.8%
Earnings growth rate
3.8%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 6.9% |
| Return on equity | 10.2% |
| Net Margin | 22.8% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Financial Institutions: Good Dividend Yield; Room For Price Upside Despite The Recent Rally
Oct 31Financial Institutions Offers Some Additional Upside From Here
Aug 12Should Shareholders Reconsider Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Compensation Package?
May 30
Financial Institutions (NASDAQ:FISI) Is Due To Pay A Dividend Of $0.30
May 26Financial Institutions: Dividend Yield Over 6%, High Potential Price Upside
May 13Financial Institutions (NASDAQ:FISI) Is Increasing Its Dividend To $0.30
Feb 24Financial Institutions Is Very Cheap, But Now Is Not The Right Time To Buy
Sep 23Financial Institutions declares $0.29 dividend
Aug 22Financial Institutions Q2 GAAP EPS, revenue beats
Jul 28Financial Institutions' (NASDAQ:FISI) Shareholders Will Receive A Bigger Dividend Than Last Year
Feb 22Revenue & Expenses Breakdown
How Financial Institutions makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 217 | 49 | 114 | 0 |
| 30 Jun 24 | 221 | 50 | 116 | 0 |
| 31 Mar 24 | 208 | 39 | 117 | 0 |
| 31 Dec 23 | 200 | 49 | 116 | 0 |
| 30 Sep 23 | 198 | 51 | 116 | 0 |
| 30 Jun 23 | 198 | 51 | 115 | 0 |
| 31 Mar 23 | 200 | 52 | 114 | 0 |
| 31 Dec 22 | 200 | 55 | 112 | 0 |
| 30 Sep 22 | 206 | 63 | 110 | 0 |
| 30 Jun 22 | 206 | 66 | 107 | 0 |
| 31 Mar 22 | 206 | 71 | 103 | 0 |
| 31 Dec 21 | 210 | 76 | 100 | 0 |
| 30 Sep 21 | 198 | 70 | 96 | 0 |
| 30 Jun 21 | 191 | 66 | 94 | 0 |
| 31 Mar 21 | 179 | 56 | 94 | 0 |
| 31 Dec 20 | 155 | 37 | 96 | 0 |
| 30 Sep 20 | 153 | 36 | 97 | 0 |
| 30 Jun 20 | 152 | 37 | 96 | 0 |
| 31 Mar 20 | 152 | 37 | 94 | 0 |
| 31 Dec 19 | 162 | 47 | 91 | 0 |
| 30 Sep 19 | 160 | 42 | 89 | 0 |
| 30 Jun 19 | 155 | 40 | 88 | 0 |
| 31 Mar 19 | 154 | 40 | 87 | 0 |
| 31 Dec 18 | 150 | 38 | 87 | 0 |
| 30 Sep 18 | 148 | 42 | 85 | 0 |
| 30 Jun 18 | 143 | 39 | 82 | 0 |
| 31 Mar 18 | 136 | 33 | 81 | 0 |
| 31 Dec 17 | 133 | 32 | 78 | 0 |
| 30 Sep 17 | 129 | 30 | 76 | 0 |
| 30 Jun 17 | 128 | 30 | 74 | 0 |
| 31 Mar 17 | 128 | 31 | 74 | 0 |
| 31 Dec 16 | 127 | 30 | 74 | 0 |
| 30 Sep 16 | 125 | 28 | 74 | 0 |
| 30 Jun 16 | 123 | 28 | 73 | 0 |
| 31 Mar 16 | 119 | 28 | 70 | 0 |
| 31 Dec 15 | 117 | 27 | 69 | 0 |
| 30 Sep 15 | 115 | 28 | 66 | 0 |
| 30 Jun 15 | 113 | 27 | 65 | 0 |
| 31 Mar 15 | 113 | 27 | 64 | 0 |
| 31 Dec 14 | 111 | 28 | 62 | 0 |
| 30 Sep 14 | 111 | 26 | 60 | 0 |
| 30 Jun 14 | 108 | 25 | 60 | 0 |
| 31 Mar 14 | 108 | 25 | 60 | 0 |
| 31 Dec 13 | 107 | 24 | 60 | 0 |
Quality Earnings: FISI has high quality earnings.
Growing Profit Margin: FISI's current net profit margins (22.8%) are lower than last year (25.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FISI's earnings have grown by 2.8% per year over the past 5 years.
Accelerating Growth: FISI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FISI had negative earnings growth (-3.2%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: FISI's Return on Equity (10.2%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 13:53 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Financial Institutions, Inc. is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Richard Weiss | Janney Montgomery Scott LLC |
| Damon DelMonte | Keefe, Bruyette, & Woods |
| Alexander Roberts Twerdahl | Piper Sandler Companies |