Financial Institutions Past Earnings Performance
Past criteria checks 2/6
Financial Institutions has been growing earnings at an average annual rate of 8.6%, while the Banks industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 7.3% per year. Financial Institutions's return on equity is 11.1%, and it has net margins of 24.4%.
Key information
8.6%
Earnings growth rate
9.5%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 7.3% |
| Return on equity | 11.1% |
| Net Margin | 24.4% |
| Next Earnings Update | 25 Apr 2024 |
Recent past performance updates
Recent updates
Financial Institutions (NASDAQ:FISI) Is Increasing Its Dividend To $0.30
Feb 24
Financial Institutions Is Very Cheap, But Now Is Not The Right Time To Buy
Sep 23Financial Institutions declares $0.29 dividend
Aug 22Financial Institutions Q2 GAAP EPS, revenue beats
Jul 28Financial Institutions' (NASDAQ:FISI) Shareholders Will Receive A Bigger Dividend Than Last Year
Feb 22Here's Why I Think Financial Institutions (NASDAQ:FISI) Might Deserve Your Attention Today
Aug 12Financial Institutions: The Current Valuation Still Leaves Me Uninspired
Aug 02It's Unlikely That Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Will See A Huge Pay Rise This Year
Jun 10Financial Institutions, Inc. 2021 Q1 - Results - Earnings Call Presentation
Apr 30Is Now The Time To Put Financial Institutions (NASDAQ:FISI) On Your Watchlist?
Apr 30Here's What We Like About Financial Institutions' (NASDAQ:FISI) Upcoming Dividend
Mar 13Are You An Income Investor? Don't Miss Out On Financial Institutions, Inc. (NASDAQ:FISI)
Mar 08How Much Did Financial Institutions'(NASDAQ:FISI) Shareholders Earn From Share Price Movements Over The Last Three Years?
Feb 09Financial Institutions, Inc. 2020 Q4 - Results - Earnings Call Presentation
Jan 29What You Need To Know About Financial Institutions, Inc.'s (NASDAQ:FISI) Investor Composition
Jan 14
How Much Are Financial Institutions, Inc. (NASDAQ:FISI) Insiders Spending On Buying Shares?
Dec 19Financial Institutions, Inc.'s (NASDAQ:FISI) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?
Nov 28Financial Institutions declares $0.26 dividend
Nov 25Revenue & Expenses BreakdownBeta
How Financial Institutions makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 200 | 49 | 116 | 0 |
| 30 Sep 23 | 198 | 51 | 116 | 0 |
| 30 Jun 23 | 198 | 51 | 115 | 0 |
| 31 Mar 23 | 200 | 52 | 114 | 0 |
| 31 Dec 22 | 200 | 55 | 112 | 0 |
| 30 Sep 22 | 206 | 63 | 110 | 0 |
| 30 Jun 22 | 206 | 66 | 107 | 0 |
| 31 Mar 22 | 206 | 71 | 103 | 0 |
| 31 Dec 21 | 210 | 76 | 100 | 0 |
| 30 Sep 21 | 198 | 70 | 96 | 0 |
| 30 Jun 21 | 191 | 66 | 94 | 0 |
| 31 Mar 21 | 179 | 56 | 94 | 0 |
| 31 Dec 20 | 155 | 37 | 96 | 0 |
| 30 Sep 20 | 153 | 36 | 97 | 0 |
| 30 Jun 20 | 152 | 37 | 96 | 0 |
| 31 Mar 20 | 152 | 37 | 94 | 0 |
| 31 Dec 19 | 162 | 47 | 91 | 0 |
| 30 Sep 19 | 160 | 42 | 89 | 0 |
| 30 Jun 19 | 155 | 40 | 88 | 0 |
| 31 Mar 19 | 154 | 40 | 87 | 0 |
| 31 Dec 18 | 150 | 38 | 87 | 0 |
| 30 Sep 18 | 148 | 42 | 85 | 0 |
| 30 Jun 18 | 143 | 39 | 82 | 0 |
| 31 Mar 18 | 136 | 33 | 81 | 0 |
| 31 Dec 17 | 133 | 32 | 78 | 0 |
| 30 Sep 17 | 129 | 30 | 76 | 0 |
| 30 Jun 17 | 128 | 30 | 74 | 0 |
| 31 Mar 17 | 128 | 31 | 74 | 0 |
| 31 Dec 16 | 127 | 30 | 74 | 0 |
| 30 Sep 16 | 125 | 28 | 74 | 0 |
| 30 Jun 16 | 123 | 28 | 73 | 0 |
| 31 Mar 16 | 119 | 28 | 70 | 0 |
| 31 Dec 15 | 117 | 27 | 69 | 0 |
| 30 Sep 15 | 115 | 28 | 66 | 0 |
| 30 Jun 15 | 113 | 27 | 65 | 0 |
| 31 Mar 15 | 113 | 27 | 64 | 0 |
| 31 Dec 14 | 111 | 28 | 62 | 0 |
| 30 Sep 14 | 111 | 26 | 60 | 0 |
| 30 Jun 14 | 108 | 25 | 60 | 0 |
| 31 Mar 14 | 108 | 25 | 60 | 0 |
| 31 Dec 13 | 107 | 24 | 60 | 0 |
| 30 Sep 13 | 107 | 24 | 56 | 0 |
| 30 Jun 13 | 109 | 22 | 60 | 0 |
Quality Earnings: FISI has high quality earnings.
Growing Profit Margin: FISI's current net profit margins (24.4%) are lower than last year (27.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FISI's earnings have grown by 8.6% per year over the past 5 years.
Accelerating Growth: FISI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FISI had negative earnings growth (-11.4%) over the past year, making it difficult to compare to the Banks industry average (-10.1%).
Return on Equity
High ROE: FISI's Return on Equity (11.1%) is considered low.