Financial Institutions Balance Sheet Health
Financial Health criteria checks 6/6
Financial Institutions has total assets of $6.2B and total equity of $500.3M. Total deposits are $5.3B, and total loans are $4.4B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $285.4M.
Key information
12.3x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | US$5.31b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$285.42m |
Recent financial health updates
No updates
Recent updates
Financial Institutions: Good Dividend Yield; Room For Price Upside Despite The Recent Rally
Oct 31Financial Institutions Offers Some Additional Upside From Here
Aug 12Should Shareholders Reconsider Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Compensation Package?
May 30
Financial Institutions (NASDAQ:FISI) Is Due To Pay A Dividend Of $0.30
May 26Financial Institutions: Dividend Yield Over 6%, High Potential Price Upside
May 13Financial Institutions (NASDAQ:FISI) Is Increasing Its Dividend To $0.30
Feb 24Financial Institutions Is Very Cheap, But Now Is Not The Right Time To Buy
Sep 23Financial Institutions declares $0.29 dividend
Aug 22Financial Institutions Q2 GAAP EPS, revenue beats
Jul 28Financial Institutions' (NASDAQ:FISI) Shareholders Will Receive A Bigger Dividend Than Last Year
Feb 22Here's Why I Think Financial Institutions (NASDAQ:FISI) Might Deserve Your Attention Today
Aug 12Financial Institutions: The Current Valuation Still Leaves Me Uninspired
Aug 02It's Unlikely That Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Will See A Huge Pay Rise This Year
Jun 10Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FISI's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: FISI has a sufficient allowance for bad loans (110%).
Low Risk Liabilities: 94% of FISI's liabilities are made up of primarily low risk sources of funding.
Loan Level: FISI has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: FISI's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: FISI has an appropriate level of bad loans (0.9%).