Financial Institutions Balance Sheet Health
Financial Health criteria checks 6/6
Financial Institutions has total assets of $6.2B and total equity of $454.8M. Total deposits are $5.2B, and total loans are $4.4B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $167.9M.
Key information
13.5x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | US$5.21b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$167.95m |
Recent financial health updates
No updates
Recent updates
Financial Institutions (NASDAQ:FISI) Is Increasing Its Dividend To $0.30
Feb 24
Financial Institutions Is Very Cheap, But Now Is Not The Right Time To Buy
Sep 23Financial Institutions declares $0.29 dividend
Aug 22Financial Institutions Q2 GAAP EPS, revenue beats
Jul 28Financial Institutions' (NASDAQ:FISI) Shareholders Will Receive A Bigger Dividend Than Last Year
Feb 22Here's Why I Think Financial Institutions (NASDAQ:FISI) Might Deserve Your Attention Today
Aug 12Financial Institutions: The Current Valuation Still Leaves Me Uninspired
Aug 02It's Unlikely That Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Will See A Huge Pay Rise This Year
Jun 10Financial Institutions, Inc. 2021 Q1 - Results - Earnings Call Presentation
Apr 30Is Now The Time To Put Financial Institutions (NASDAQ:FISI) On Your Watchlist?
Apr 30Here's What We Like About Financial Institutions' (NASDAQ:FISI) Upcoming Dividend
Mar 13Are You An Income Investor? Don't Miss Out On Financial Institutions, Inc. (NASDAQ:FISI)
Mar 08How Much Did Financial Institutions'(NASDAQ:FISI) Shareholders Earn From Share Price Movements Over The Last Three Years?
Feb 09Financial Institutions, Inc. 2020 Q4 - Results - Earnings Call Presentation
Jan 29What You Need To Know About Financial Institutions, Inc.'s (NASDAQ:FISI) Investor Composition
Jan 14
How Much Are Financial Institutions, Inc. (NASDAQ:FISI) Insiders Spending On Buying Shares?
Dec 19Financial Institutions, Inc.'s (NASDAQ:FISI) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?
Nov 28Financial Institutions declares $0.26 dividend
Nov 25Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FISI's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: FISI has a sufficient allowance for bad loans (192%).
Low Risk Liabilities: 91% of FISI's liabilities are made up of primarily low risk sources of funding.
Loan Level: FISI has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: FISI's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: FISI has an appropriate level of bad loans (0.6%).