FISI Share Price Performance
US$37.11
11.31 (43.84%)
3.6% undervalued intrinsic discount
US$38.50
Fair Value
Price US$37.11
AnalystConsensusTarget US$38.50
Fair ValueUS$38.50
Share Pricen/a
Narrative Update • Jun 02
Financial Institutions, Inc. Stock Price
- 1 Narratives written by author
- 0 Comments on narratives written by author
- 33 Fair Values set on narratives written by author
FISI Community Narratives
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Fair Value
·Fair Value US$38.5 3.6% undervalued intrinsic discount
Redeploying Investments To Community Banking Will Improve Future Opportunities
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Redeploying Investments To Community Banking Will Improve Future Opportunities
Financial Institutions is stepping away from its Banking as a Service effort and doubling down on its core community bank, betting that simpler, higher-quality lending can lift results over time. The big question is whether tighter control of funding costs and smarter loan growth can outweigh tougher competition and any cracks in credit quality.Read more
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US$38.5
3.6% undervalued intrinsic discount
Fair Value
Revenue
7.53% p.a.
Profit Margin
28.33%
Future PE
10.1x
Price in 2029
US$46.24
Trending Discussion
Recently Updated Narratives
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FISI: Future Returns Will Reflect Steady Execution And Ongoing Buyback Support
Fair Value: US$38.5 3.6% undervalued intrinsic discount
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Snowflake Analysis
Financial Institutions, Inc. Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
- 3.94
- 100.00%
- 32.38%
- 34.6%
About FISI
- Founded
- 1817
- Employees
- 631
- CEO
- WebsiteView website
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, personal loans, and deposit account collateralized loans. In addition, it offers investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
