FISI

Financial Institutions, Inc. Stock Price

NasdaqGS:FISI Community·US$552.0m Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 30 Fair Values set on narratives written by author

FISI Share Price Performance

US$27.34
2.72 (11.05%)
19.6% undervalued intrinsic discount
US$34.00
Fair Value
US$27.34
2.72 (11.05%)
19.6% undervalued intrinsic discount
US$34.00
Fair Value
Price US$27.34
AnalystConsensusTarget US$34.00

FISI Community Narratives

AnalystConsensusTarget·
Fair Value US$34 19.6% undervalued intrinsic discount

Redeploying Investments To Community Banking Will Improve Future Opportunities

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Recent FISI News & Updates

Financial Institutions: The Picture Looks Better Now (Rating Upgrade)

May 18

Financial Institutions, Inc. Key Details

US$102.6m

Revenue

US$0

Cost of Revenue

US$102.6m

Gross Profit

US$139.0m

Other Expenses

-US$36.4m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Oct 23, 2025
Earnings per share (EPS)
-1.81
Gross Margin
100.00%
Net Profit Margin
-35.46%
Debt/Equity Ratio
40.6%

Financial Institutions, Inc. Competitors

 
 
 
 
 
 
 
 
 
 
 
 

Snowflake Analysis

Flawless balance sheet with high growth potential and pays a dividend.

2 Risks
2 Rewards

About FISI

Founded
1817
Employees
598
CEO
Martin Birmingham
WebsiteView website
financialinstitutionsinc.q4ir.com/overview/default.aspx

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, and deposit account collateralized loans. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.

Market Insight

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U.S. Market Performance

  • 7 Days: 0.4%
  • 3 Months: 7.8%
  • 1 Year: 17.8%
  • Year to Date: 14.7%
In the last week, the market has stayed flat, however the Healthcare sector stood out, gaining 3.7%. As for the longer term, the market has risen 18% in the past 12 months. Looking forward, earnings are forecast to grow by 15% annually. Market details ›