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UBAB

United Bancorporation of Alabama OTCPK:UBAB Stock Report

Last Price

US$39.59

Market Cap

US$142.8m

7D

3.5%

1Y

33.3%

Updated

01 Feb, 2023

Data

Company Financials

United Bancorporation of Alabama, Inc.

OTCPK:UBAB Stock Report

Mkt Cap: US$142.8m

UBAB Stock Overview

United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides commercial banking services.

UBAB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends1/6

Rewards

Trading at 42% below our estimate of its fair value

Earnings have grown 22.8% per year over the past 5 years

Risk Analysis

No risks detected for UBAB from our risk checks.

My Notes

New

Notes are coming soon

United Bancorporation of Alabama, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for United Bancorporation of Alabama
Historical stock prices
Current Share PriceUS$39.59
52 Week HighUS$41.00
52 Week LowUS$25.05
Beta0.42
1 Month Change12.47%
3 Month Change34.20%
1 Year Change33.30%
3 Year Change44.75%
5 Year Change148.99%
Change since IPO188.12%

Recent News & Updates

Recent updates

Shareholder Returns

UBABUS BanksUS Market
7D3.5%2.0%1.7%
1Y33.3%-15.9%-12.5%

Return vs Industry: UBAB exceeded the US Banks industry which returned -17.3% over the past year.

Return vs Market: UBAB exceeded the US Market which returned -13.6% over the past year.

Price Volatility

Is UBAB's price volatile compared to industry and market?
UBAB volatility
UBAB Average Weekly Movement3.4%
Banks Industry Average Movement3.8%
Market Average Movement6.9%
10% most volatile stocks in US Market17.5%
10% least volatile stocks in US Market2.8%

Stable Share Price: UBAB is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: UBAB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1904n/aMike Vincenthttps://www.unitedbank.com

United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides commercial banking services. The company offers checking and savings accounts, certificates of deposit, individual retirement accounts, small business programs, business solutions, merchant services, and cash management services. It also provides various lending services, such as personal loans, business loans, lines of credit, and equipment loans; real estate loans for the agricultural community, agribusiness loans, and working lines of credit; and overdraft services.

United Bancorporation of Alabama, Inc. Fundamentals Summary

How do United Bancorporation of Alabama's earnings and revenue compare to its market cap?
UBAB fundamental statistics
Market CapUS$142.75m
Earnings (TTM)US$18.68m
Revenue (TTM)US$56.02m

7.6x

P/E Ratio

1.6x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
UBAB income statement (TTM)
RevenueUS$56.02m
Cost of RevenueUS$0
Gross ProfitUS$56.02m
Other ExpensesUS$37.34m
EarningsUS$18.68m

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)5.18
Gross Margin100.00%
Net Profit Margin33.35%
Debt/Equity Ratio8.9%

How did UBAB perform over the long term?

See historical performance and comparison

Dividends

1.1%

Current Dividend Yield

8%

Payout Ratio