UBAB Stock Overview
Operates as the bank holding company for United Bank that provides banking services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for UBAB from our risk checks.
United Bancorporation of Alabama, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$57.60 |
| 52 Week High | US$59.99 |
| 52 Week Low | US$38.25 |
| Beta | 0.42 |
| 11 Month Change | 6.57% |
| 3 Month Change | 11.82% |
| 1 Year Change | 48.07% |
| 33 Year Change | 93.29% |
| 5 Year Change | 148.81% |
| Change since IPO | 319.19% |
Recent News & Updates
Recent updates
Shareholder Returns
| UBAB | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.4% | -2.1% | 0.7% |
| 1Y | 48.1% | 48.9% | 32.2% |
Return vs Industry: UBAB underperformed the US Banks industry which returned 50.7% over the past year.
Return vs Market: UBAB exceeded the US Market which returned 31.9% over the past year.
Price Volatility
| UBAB volatility | |
|---|---|
| UBAB Average Weekly Movement | 3.1% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: UBAB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: UBAB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1904 | n/a | Mike Vincent | www.unitedbank.com |
United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides banking services in the United States. The company offers checking and savings accounts, certificates of deposit, and individual retirement accounts; business solutions, including merchant and lockbox services, cash management, business online banking, remote deposit capture, web payment capture, and advantage prepaid cards. It also provides lending services, such as personal, mortgage, credit advantage, business, farm real estate, farm and timber land, and farm equipment loans, as well as small business programs, credit cards, working capital LOC/CORP production, FarmerMac, and insurance.
United Bancorporation of Alabama, Inc. Fundamentals Summary
| UBAB fundamental statistics | |
|---|---|
| Market cap | US$207.07m |
| Earnings (TTM) | US$30.43m |
| Revenue (TTM) | US$81.69m |
6.7x
P/E Ratio1.4x
P/B RatioIs UBAB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UBAB income statement (TTM) | |
|---|---|
| Revenue | US$81.69m |
| Cost of Revenue | US$0 |
| Gross Profit | US$81.69m |
| Other Expenses | US$51.26m |
| Earnings | US$30.43m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 8.57 |
| Gross Margin | 100.00% |
| Net Profit Margin | 37.25% |
| Debt/Equity Ratio | 12.6% |
How did UBAB perform over the long term?
See historical performance and comparison