PVBC Stock Overview
Operates as the bank holding company for BankProv that provides various banking services to commercial and consumer clients in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 3/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Provident Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$11.40 |
| 52 Week High | US$12.32 |
| 52 Week Low | US$7.36 |
| Beta | 0.48 |
| 1 Month Change | -0.87% |
| 3 Month Change | 10.89% |
| 1 Year Change | 6.94% |
| 3 Year Change | -38.28% |
| 5 Year Change | -8.58% |
| Change since IPO | 79.31% |
Recent News & Updates
Recent updates
Here's Why We Think Provident Bancorp (NASDAQ:PVBC) Might Deserve Your Attention Today
Oct 20
BankProv announces strategic integration with Republic
Aug 16Provident Bancorp goes ex-dividend tomorrow
Aug 10Provident Bancorp (NASDAQ:PVBC) Has Affirmed Its Dividend Of $0.04
Aug 02Provident Bancorp Q2 GAAP EPS, revenue up Y/Y
Jul 28Provident Bancorp's (NASDAQ:PVBC) Dividend Will Be US$0.04
May 03Here's Why I Think Provident Bancorp (NASDAQ:PVBC) Might Deserve Your Attention Today
Jun 07Provident Bancorp goes ex-dividend tomorrow
May 05With EPS Growth And More, Provident Bancorp (NASDAQ:PVBC) Is Interesting
Mar 03Provident Bancorp, Inc. (NASDAQ:PVBC) Passed Our Checks, And It's About To Pay A US$0.03 Dividend
Feb 05
Provident Bancorp, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Feb 01Should Provident Bancorp, Inc. (NASDAQ:PVBC) Be Part Of Your Dividend Portfolio?
Jan 27Did Provident Bancorp's (NASDAQ:PVBC) Share Price Deserve to Gain 79%?
Dec 21What Is The Ownership Structure Like For Provident Bancorp, Inc. (NASDAQ:PVBC)?
Nov 25Shareholder Returns
| PVBC | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.8% | -1.5% | -2.6% |
| 1Y | 6.9% | 28.9% | 24.5% |
Return vs Industry: PVBC underperformed the US Banks industry which returned 28.9% over the past year.
Return vs Market: PVBC underperformed the US Market which returned 24.5% over the past year.
Price Volatility
| PVBC volatility | |
|---|---|
| PVBC Average Weekly Movement | 4.1% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: PVBC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PVBC's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1828 | 192 | Joe Reilly | bankprov.com |
Provident Bancorp, Inc. operates as the bank holding company for BankProv that provides various banking services to commercial and consumer clients in the United States. It offers checking, term certificate, NOW, money market, and savings accounts, as well as certificates of deposit. The company also provides commercial business, commercial real estate, multi-family, construction and land development, mortgage warehouse, and digital asset loans.
Provident Bancorp, Inc. Fundamentals Summary
| PVBC fundamental statistics | |
|---|---|
| Market cap | US$190.70m |
| Earnings (TTM) | US$5.31m |
| Revenue (TTM) | US$55.22m |
35.9x
P/E Ratio0.8x
P/B RatioIs PVBC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PVBC income statement (TTM) | |
|---|---|
| Revenue | US$55.22m |
| Cost of Revenue | US$0 |
| Gross Profit | US$55.22m |
| Other Expenses | US$49.91m |
| Earnings | US$5.31m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.32 |
| Gross Margin | 100.00% |
| Net Profit Margin | 9.62% |
| Debt/Equity Ratio | 55.1% |
How did PVBC perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 19:47 |
| End of Day Share Price | 2024/12/31 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Provident Bancorp, Inc. is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Kitsis | Piper Sandler Companies |
| null null | Stephens, Inc. |
| Matthew Breese | Stephens, Inc. |