Provident Bancorp, Inc.

NasdaqCM:PVBC Stock Report

Market Cap: US$139.2m

Provident Bancorp Balance Sheet Health

Financial Health criteria checks 6/6

Provident Bancorp has total assets of $1.7B and total equity of $221.9M. Total deposits are $1.3B, and total loans are $1.3B. It earns a Net Interest Margin of 3.7%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are $220.3M.

Key information

7.5x

Asset to equity ratio

3.7%

Net interest margin

Total deposits

US$1.33b

Loan to deposit ratio

Appropriate

Bad loans

1.2%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$220.33m

Recent financial health updates

Recent updates

Here's Why We Think Provident Bancorp (NASDAQ:PVBC) Might Deserve Your Attention Today

Oct 20
Here's Why We Think Provident Bancorp (NASDAQ:PVBC) Might Deserve Your Attention Today

BankProv announces strategic integration with Republic

Aug 16

Provident Bancorp goes ex-dividend tomorrow

Aug 10

Provident Bancorp (NASDAQ:PVBC) Has Affirmed Its Dividend Of $0.04

Aug 02
Provident Bancorp (NASDAQ:PVBC) Has Affirmed Its Dividend Of $0.04

Provident Bancorp Q2 GAAP EPS, revenue up Y/Y

Jul 28

Provident Bancorp's (NASDAQ:PVBC) Dividend Will Be US$0.04

May 03
Provident Bancorp's (NASDAQ:PVBC) Dividend Will Be US$0.04

Here's Why I Think Provident Bancorp (NASDAQ:PVBC) Might Deserve Your Attention Today

Jun 07
Here's Why I Think Provident Bancorp (NASDAQ:PVBC) Might Deserve Your Attention Today

Provident Bancorp goes ex-dividend tomorrow

May 05

With EPS Growth And More, Provident Bancorp (NASDAQ:PVBC) Is Interesting

Mar 03
With EPS Growth And More, Provident Bancorp (NASDAQ:PVBC) Is Interesting

Provident Bancorp, Inc. (NASDAQ:PVBC) Passed Our Checks, And It's About To Pay A US$0.03 Dividend

Feb 05
Provident Bancorp, Inc. (NASDAQ:PVBC) Passed Our Checks, And It's About To Pay A US$0.03 Dividend

Provident Bancorp, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Feb 01
Provident Bancorp, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Should Provident Bancorp, Inc. (NASDAQ:PVBC) Be Part Of Your Dividend Portfolio?

Jan 27
Should Provident Bancorp, Inc. (NASDAQ:PVBC) Be Part Of Your Dividend Portfolio?

Did Provident Bancorp's (NASDAQ:PVBC) Share Price Deserve to Gain 79%?

Dec 21
Did Provident Bancorp's (NASDAQ:PVBC) Share Price Deserve to Gain 79%?

What Is The Ownership Structure Like For Provident Bancorp, Inc. (NASDAQ:PVBC)?

Nov 25
What Is The Ownership Structure Like For Provident Bancorp, Inc. (NASDAQ:PVBC)?

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: PVBC's Assets to Equity ratio (7.5x) is low.

Allowance for Bad Loans: PVBC has a sufficient allowance for bad loans (131%).

Low Risk Liabilities: 92% of PVBC's liabilities are made up of primarily low risk sources of funding.

Loan Level: PVBC has an appropriate level of Loans to Assets ratio (79%).

Low Risk Deposits: PVBC's Loans to Deposits ratio (99%) is appropriate.

Level of Bad Loans: PVBC has an appropriate level of bad loans (1.2%).


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