Provident Bancorp, Inc.

NasdaqCM:PVBC Stock Report

Market Cap: US$139.2m

Provident Bancorp Past Earnings Performance

Past criteria checks 2/6

Provident Bancorp's earnings have been declining at an average annual rate of -28.1%, while the Banks industry saw earnings growing at 10.4% annually. Revenues have been growing at an average rate of 2.3% per year. Provident Bancorp's return on equity is 4.9%, and it has net margins of 16.6%.

Key information

-28.1%

Earnings growth rate

-27.2%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate2.3%
Return on equity4.9%
Net Margin16.6%
Last Earnings Update31 Dec 2023

Recent past performance updates

Recent updates

Here's Why We Think Provident Bancorp (NASDAQ:PVBC) Might Deserve Your Attention Today

Oct 20
Here's Why We Think Provident Bancorp (NASDAQ:PVBC) Might Deserve Your Attention Today

BankProv announces strategic integration with Republic

Aug 16

Provident Bancorp goes ex-dividend tomorrow

Aug 10

Provident Bancorp (NASDAQ:PVBC) Has Affirmed Its Dividend Of $0.04

Aug 02
Provident Bancorp (NASDAQ:PVBC) Has Affirmed Its Dividend Of $0.04

Provident Bancorp Q2 GAAP EPS, revenue up Y/Y

Jul 28

Provident Bancorp's (NASDAQ:PVBC) Dividend Will Be US$0.04

May 03
Provident Bancorp's (NASDAQ:PVBC) Dividend Will Be US$0.04

Here's Why I Think Provident Bancorp (NASDAQ:PVBC) Might Deserve Your Attention Today

Jun 07
Here's Why I Think Provident Bancorp (NASDAQ:PVBC) Might Deserve Your Attention Today

Provident Bancorp goes ex-dividend tomorrow

May 05

With EPS Growth And More, Provident Bancorp (NASDAQ:PVBC) Is Interesting

Mar 03
With EPS Growth And More, Provident Bancorp (NASDAQ:PVBC) Is Interesting

Provident Bancorp, Inc. (NASDAQ:PVBC) Passed Our Checks, And It's About To Pay A US$0.03 Dividend

Feb 05
Provident Bancorp, Inc. (NASDAQ:PVBC) Passed Our Checks, And It's About To Pay A US$0.03 Dividend

Provident Bancorp, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Feb 01
Provident Bancorp, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Should Provident Bancorp, Inc. (NASDAQ:PVBC) Be Part Of Your Dividend Portfolio?

Jan 27
Should Provident Bancorp, Inc. (NASDAQ:PVBC) Be Part Of Your Dividend Portfolio?

Did Provident Bancorp's (NASDAQ:PVBC) Share Price Deserve to Gain 79%?

Dec 21
Did Provident Bancorp's (NASDAQ:PVBC) Share Price Deserve to Gain 79%?

What Is The Ownership Structure Like For Provident Bancorp, Inc. (NASDAQ:PVBC)?

Nov 25
What Is The Ownership Structure Like For Provident Bancorp, Inc. (NASDAQ:PVBC)?

Revenue & Expenses Breakdown
Beta

How Provident Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqCM:PVBC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 236611430
30 Sep 237011470
30 Jun 2319-27460
31 Mar 2321-25450
31 Dec 2225-21430
30 Sep 2218-21400
30 Jun 227120390
31 Mar 226617370
31 Dec 216216360
30 Sep 216217330
30 Jun 215915320
31 Mar 215815310
31 Dec 205212290
30 Sep 204810280
30 Jun 204511260
31 Mar 204210250
31 Dec 194211240
30 Sep 194211230
30 Jun 193910230
31 Mar 193910220
31 Dec 18389220
30 Sep 18408220
30 Jun 18419210
31 Mar 18408210
31 Dec 17398200
30 Sep 17348190
30 Jun 17327190
31 Mar 17317180
31 Dec 16306170
30 Sep 16296170
30 Jun 16284160
31 Mar 16274160
31 Dec 15264150
30 Sep 15253150
30 Jun 15244150
31 Mar 15244140
31 Dec 14234140
31 Dec 13234140

Quality Earnings: PVBC has high quality earnings.

Growing Profit Margin: PVBC became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: PVBC's earnings have declined by 28.1% per year over the past 5 years.

Accelerating Growth: PVBC has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: PVBC has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (-9%).


Return on Equity

High ROE: PVBC's Return on Equity (4.9%) is considered low.


Return on Assets


Return on Capital Employed


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