CCFN Stock Overview
Operates as the holding company for Journey Bank that provides banking and related financial services to individual, business, and government customers in Pennsylvania. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
My Notes
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Muncy Columbia Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$41.90 |
| 52 Week High | US$44.00 |
| 52 Week Low | US$28.50 |
| Beta | 0.25 |
| 1 Month Change | 14.42% |
| 3 Month Change | 26.97% |
| 1 Year Change | 19.48% |
| 3 Year Change | -22.41% |
| 5 Year Change | -13.96% |
| Change since IPO | 365.56% |
Recent News & Updates
Recent updates
Shareholder Returns
| CCFN | US Banks | US Market | |
|---|---|---|---|
| 7D | 2.7% | -1.5% | -2.6% |
| 1Y | 19.5% | 28.9% | 24.5% |
Return vs Industry: CCFN underperformed the US Banks industry which returned 27.6% over the past year.
Return vs Market: CCFN underperformed the US Market which returned 23.1% over the past year.
Price Volatility
| CCFN volatility | |
|---|---|
| CCFN Average Weekly Movement | 5.8% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CCFN has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CCFN's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1926 | 270 | Lance Diehl | www.journeybank.com |
Muncy Columbia Financial Corporation operates as the holding company for Journey Bank that provides banking and related financial services to individual, business, and government customers in Pennsylvania. It offers checking, savings, money market, interest checking, individual retirement, and repurchase sweep accounts, as well as certificates of deposit; and demand and time deposits. The company also provides commercial, consumer, and mortgage loans; commercial real estate loans comprising commercial mortgages and student housing; residential real estate loans consisting of rental 1-4 family and 1-4 family residential mortgages; and industrial loans and others.
Muncy Columbia Financial Corporation Fundamentals Summary
| CCFN fundamental statistics | |
|---|---|
| Market cap | US$149.81m |
| Earnings (TTM) | US$12.61m |
| Revenue (TTM) | US$51.88m |
11.9x
P/E Ratio0.9x
P/B RatioIs CCFN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CCFN income statement (TTM) | |
|---|---|
| Revenue | US$51.88m |
| Cost of Revenue | US$0 |
| Gross Profit | US$51.88m |
| Other Expenses | US$39.26m |
| Earnings | US$12.61m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.53 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.31% |
| Debt/Equity Ratio | 78.8% |
How did CCFN perform over the long term?
See historical performance and comparisonDividends
4.2%
Current Dividend Yield47%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 02:58 |
| End of Day Share Price | 2024/12/31 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Muncy Columbia Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|