Muncy Columbia Financial Balance Sheet Health
Financial Health criteria checks 6/6
Muncy Columbia Financial has total assets of $1.6B and total equity of $169.3M. Total deposits are $1.3B, and total loans are $1.1B. It earns a Net Interest Margin of 2.3%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $28.3M.
Key information
9.5x
Asset to equity ratio
2.3%
Net interest margin
| Total deposits | US$1.29b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$28.32m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CCFN's Assets to Equity ratio (9.5x) is low.
Allowance for Bad Loans: CCFN has a sufficient allowance for bad loans (111%).
Low Risk Liabilities: 90% of CCFN's liabilities are made up of primarily low risk sources of funding.
Loan Level: CCFN has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: CCFN's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: CCFN has an appropriate level of bad loans (0.8%).