Muncy Columbia Financial Past Earnings Performance
Past criteria checks 3/6
Muncy Columbia Financial's earnings have been declining at an average annual rate of -2.5%, while the Banks industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 7.6% per year. Muncy Columbia Financial's return on equity is 7.5%, and it has net margins of 24.3%.
Key information
-2.5%
Earnings growth rate
-7.6%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 7.6% |
| Return on equity | 7.4% |
| Net Margin | 24.3% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How Muncy Columbia Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 52 | 13 | 27 | 0 |
| 30 Jun 24 | 43 | 9 | 24 | 0 |
| 31 Mar 24 | 35 | 5 | 21 | 0 |
| 31 Dec 23 | 28 | 3 | 17 | 0 |
| 30 Sep 23 | 28 | 7 | 15 | 0 |
| 30 Jun 23 | 29 | 9 | 16 | 0 |
| 31 Mar 23 | 30 | 9 | 16 | 0 |
| 31 Dec 22 | 30 | 10 | 16 | 0 |
| 30 Sep 22 | 30 | 9 | 15 | 0 |
| 30 Jun 22 | 30 | 9 | 15 | 0 |
| 31 Mar 22 | 30 | 9 | 15 | 0 |
| 31 Dec 21 | 30 | 9 | 14 | 0 |
| 30 Sep 21 | 30 | 10 | 14 | 0 |
| 30 Jun 21 | 29 | 10 | 14 | 0 |
| 31 Mar 21 | 30 | 10 | 14 | 0 |
| 31 Dec 20 | 29 | 9 | 14 | 0 |
| 30 Sep 20 | 28 | 8 | 14 | 0 |
| 30 Jun 20 | 28 | 9 | 14 | 0 |
| 31 Mar 20 | 28 | 9 | 14 | 0 |
| 31 Dec 19 | 28 | 9 | 14 | 0 |
| 30 Sep 19 | 28 | 9 | 14 | 0 |
| 30 Jun 19 | 28 | 9 | 14 | 0 |
| 31 Mar 19 | 27 | 8 | 14 | 0 |
| 31 Dec 18 | 27 | 8 | 14 | 0 |
| 30 Sep 18 | 27 | 8 | 13 | 0 |
| 30 Jun 18 | 27 | 8 | 13 | 0 |
| 31 Mar 18 | 27 | 7 | 13 | 0 |
| 31 Dec 17 | 26 | 7 | 13 | 0 |
| 30 Sep 17 | 26 | 8 | 13 | 0 |
| 30 Jun 17 | 26 | 7 | 13 | 0 |
| 31 Mar 17 | 25 | 7 | 12 | 0 |
| 31 Dec 16 | 25 | 7 | 12 | 0 |
| 30 Sep 16 | 25 | 7 | 12 | 0 |
| 30 Jun 16 | 25 | 7 | 12 | 0 |
| 31 Mar 16 | 25 | 7 | 12 | 0 |
| 31 Dec 15 | 25 | 7 | 12 | 0 |
| 30 Sep 15 | 25 | 7 | 12 | 0 |
| 30 Jun 15 | 25 | 7 | 12 | 0 |
| 31 Mar 15 | 25 | 7 | 12 | 0 |
| 31 Dec 14 | 25 | 7 | 12 | 0 |
| 30 Sep 14 | 24 | 7 | 12 | 0 |
| 30 Jun 14 | 24 | 7 | 12 | 0 |
| 31 Mar 14 | 24 | 7 | 12 | 0 |
| 31 Dec 13 | 24 | 7 | 12 | 0 |
Quality Earnings: CCFN has high quality earnings.
Growing Profit Margin: CCFN's current net profit margins (24.3%) are lower than last year (25.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CCFN's earnings have declined by 2.5% per year over the past 5 years.
Accelerating Growth: CCFN's earnings growth over the past year (76%) exceeds its 5-year average (-2.5% per year).
Earnings vs Industry: CCFN earnings growth over the past year (76%) exceeded the Banks industry -12.2%.
Return on Equity
High ROE: CCFN's Return on Equity (7.5%) is considered low.