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Fidelity D & D Bancorp, Inc.NasdaqGM:FDBC Stock Report

Market Cap US$266.0m
Share Price
US$46.10
US$80.58
42.8% undervalued intrinsic discount
1Y11.3%
7D2.2%
Portfolio Value
View

Fidelity D & D Bancorp, Inc.

NasdaqGM:FDBC Stock Report

Market Cap: US$266.0m

Fidelity D & D Bancorp (FDBC) Stock Overview

Operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. More details

FDBC fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends4/6

Rewards

Risk Analysis

No risks detected for FDBC from our risk checks.

FDBC Community Fair Values

Create Narrative

See what 7 others think this stock is worth. Follow their fair value or set your own to get alerts.

Fidelity D & D Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Fidelity D & D Bancorp
Historical stock prices
Current Share PriceUS$46.10
52 Week HighUS$50.00
52 Week LowUS$39.00
Beta0.84
1 Month Change3.39%
3 Month Change-2.58%
1 Year Change11.27%
3 Year Change16.83%
5 Year Change-13.44%
Change since IPO257.95%

Recent News & Updates

Seeking Alpha Jan 13

Fidelity D & D Bancorp: Stronger Fundamentals, Improving Rate Tailwinds, And A Long-Awaited Buy

Summary Fidelity D & D Bancorp (FDBC) is upgraded to 'Buy' as profitability rises and fundamentals strengthen, despite continued stock underperformance. FDBC's Q3 2025 saw net income climb to $26.09M, with ROAE at 11.96% and ROA at 0.97%, reflecting disciplined loan growth and robust asset quality. The bank's sticky deposit base, prudent expense management, and 11th consecutive dividend increase underscore capital strength and management confidence. A likely steepening yield curve in 2026 is expected to benefit FDBC, supporting a target price of $48.69 and ~12% upside. Read the full article on Seeking Alpha

Recent updates

Seeking Alpha Jan 13

Fidelity D & D Bancorp: Stronger Fundamentals, Improving Rate Tailwinds, And A Long-Awaited Buy

Summary Fidelity D & D Bancorp (FDBC) is upgraded to 'Buy' as profitability rises and fundamentals strengthen, despite continued stock underperformance. FDBC's Q3 2025 saw net income climb to $26.09M, with ROAE at 11.96% and ROA at 0.97%, reflecting disciplined loan growth and robust asset quality. The bank's sticky deposit base, prudent expense management, and 11th consecutive dividend increase underscore capital strength and management confidence. A likely steepening yield curve in 2026 is expected to benefit FDBC, supporting a target price of $48.69 and ~12% upside. Read the full article on Seeking Alpha
Analysis Article Oct 29

Fidelity D & D Bancorp (NASDAQ:FDBC) Is Paying Out A Larger Dividend Than Last Year

Fidelity D & D Bancorp, Inc. ( NASDAQ:FDBC ) will increase its dividend on the 10th of December to $0.40, which is 5.3...
Analysis Article May 01

We Discuss Why Fidelity D & D Bancorp, Inc.'s (NASDAQ:FDBC) CEO Compensation May Be Closely Reviewed

Key Insights Fidelity D & D Bancorp to hold its Annual General Meeting on 7th of May Total pay for CEO Dan Santaniello...
Analysis Article Oct 24

Fidelity D & D Bancorp's (NASDAQ:FDBC) Upcoming Dividend Will Be Larger Than Last Year's

Fidelity D & D Bancorp, Inc.'s ( NASDAQ:FDBC ) periodic dividend will be increasing on the 8th of December to $0.38...
Analysis Article Oct 23

Fidelity D & D Bancorp (NASDAQ:FDBC) Is Increasing Its Dividend To $0.36

The board of Fidelity D & D Bancorp, Inc. ( NASDAQ:FDBC ) has announced that the dividend on 9th of December will be...
Seeking Alpha Oct 19

Fidelity D&D Bancorp raises dividend by 9% to $0.36

Fidelity D&D Bancorp (NASDAQ:FDBC) declares $0.36/share quarterly dividend, 9.1% increase from prior dividend of $0.33. Forward yield 3.33% Payable Dec. 9; for shareholders of record Nov. 18; ex-div Nov. 17. See FDBC Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha Jul 22

Fidelity D&D Bancorp declares $0.33 dividend

Fidelity D&D Bancorp (NASDAQ:FDBC) declares $0.33/share quarterly dividend, in line with previous. Forward yield 3.38% Payable Sept. 9; for shareholders of record Aug. 19; ex-div Aug. 18. See FDBC Dividend Scorecard, Yield Chart, & Dividend Growth.
Analysis Article May 10

With EPS Growth And More, Fidelity D & D Bancorp (NASDAQ:FDBC) Is Interesting

It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
Analysis Article Apr 05

Are You An Income Investor? Don't Miss Out On Fidelity D & D Bancorp, Inc. (NASDAQ:FDBC)

Is Fidelity D & D Bancorp, Inc. ( NASDAQ:FDBC ) a good dividend stock? How can we tell? Dividend paying companies with...
Analysis Article Feb 11

Is It Smart To Buy Fidelity D & D Bancorp, Inc. (NASDAQ:FDBC) Before It Goes Ex-Dividend?

Fidelity D & D Bancorp, Inc. ( NASDAQ:FDBC ) is about to trade ex-dividend in the next 4 days. Investors can purchase...
Analysis Article Feb 10

Shareholders Of Fidelity D & D Bancorp (NASDAQ:FDBC) Must Be Happy With Their 191% Total Return

Fidelity D & D Bancorp, Inc. ( NASDAQ:FDBC ) shareholders have seen the share price descend 18% over the month. But...
Analysis Article Dec 19

Does Fidelity D & D Bancorp, Inc. (NASDAQ:FDBC) Have A Place In Your Dividend Portfolio?

Could Fidelity D & D Bancorp, Inc. ( NASDAQ:FDBC ) be an attractive dividend share to own for the long haul? Investors...

Shareholder Returns

FDBCUS BanksUS Market
7D2.2%1.3%3.2%
1Y11.3%28.9%31.0%

Return vs Industry: FDBC underperformed the US Banks industry which returned 28.9% over the past year.

Return vs Market: FDBC underperformed the US Market which returned 31% over the past year.

Price Volatility

Is FDBC's price volatile compared to industry and market?
FDBC volatility
FDBC Average Weekly Movement3.7%
Banks Industry Average Movement3.5%
Market Average Movement7.1%
10% most volatile stocks in US Market16.1%
10% least volatile stocks in US Market3.2%

Stable Share Price: FDBC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FDBC's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1902311Dan Santaniellowww.bankatfidelity.com

Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, club, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of deposit. It also offers commercial and industrial, commercial real estate, consumer, and residential mortgage loans.

Fidelity D & D Bancorp, Inc. Fundamentals Summary

How do Fidelity D & D Bancorp's earnings and revenue compare to its market cap?
FDBC fundamental statistics
Market capUS$266.01m
Earnings (TTM)US$29.67m
Revenue (TTM)US$93.66m
9.1x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FDBC income statement (TTM)
RevenueUS$93.66m
Cost of RevenueUS$0
Gross ProfitUS$93.66m
Other ExpensesUS$63.99m
EarningsUS$29.67m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)5.05
Gross Margin100.00%
Net Profit Margin31.68%
Debt/Equity Ratio2.0%

How did FDBC perform over the long term?

See historical performance and comparison

Dividends

3.7%
Current Dividend Yield
32%
Payout Ratio

Does FDBC pay a reliable dividends?

See FDBC dividend history and benchmarks
When do you need to buy FDBC by to receive an upcoming dividend?
Fidelity D & D Bancorp dividend dates
Ex Dividend DateMay 20 2026
Dividend Pay DateJun 10 2026
Days until Ex dividend12 days
Days until Dividend pay date33 days

Does FDBC pay a reliable dividends?

See FDBC dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/07 07:47
End of Day Share Price 2026/05/07 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Fidelity D & D Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.