C&F Financial (CFFI) Stock Overview
Operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
CFFI Community Fair Values
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C&F Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$71.16 |
| 52 Week High | US$89.90 |
| 52 Week Low | US$53.14 |
| Beta | 0.51 |
| 1 Month Change | 10.00% |
| 3 Month Change | 6.94% |
| 1 Year Change | 24.62% |
| 3 Year Change | 49.81% |
| 5 Year Change | 126.12% |
| Change since IPO | 493.00% |
Recent News & Updates
Recent updates
C&F Financial (NASDAQ:CFFI) Is Increasing Its Dividend To $0.46
Feb 25
C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44
Nov 26C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44
May 28C&F Financial (NASDAQ:CFFI) Is Due To Pay A Dividend Of $0.44
Mar 02C&F Financial's (NASDAQ:CFFI) Shareholders Will Receive A Bigger Dividend Than Last Year
Sep 04C&F Financial's (NASDAQ:CFFI) Dividend Will Be Increased To $0.42
Aug 21C&F Financial raises dividend by 5% to $0.42
Aug 17C&F Financial GAAP EPS of $1.91, revenue of $28.29M
Jul 21C&F Financial (NASDAQ:CFFI) Is Due To Pay A Dividend Of US$0.40
Jun 10C&F Financial (NASDAQ:CFFI) Will Pay A Dividend Of US$0.40
May 27Shareholder Returns
| CFFI | US Banks | US Market | |
|---|---|---|---|
| 7D | 5.7% | 4.7% | 2.3% |
| 1Y | 24.6% | 25.5% | 17.2% |
Return vs Industry: CFFI underperformed the US Banks industry which returned 25.8% over the past year.
Return vs Market: CFFI exceeded the US Market which returned 17.5% over the past year.
Price Volatility
| CFFI volatility | |
|---|---|
| CFFI Average Weekly Movement | 4.5% |
| Banks Industry Average Movement | 3.7% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.3% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: CFFI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CFFI's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1927 | 545 | Tom Cherry | www.cffc.com |
C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans.
C&F Financial Corporation Fundamentals Summary
| CFFI fundamental statistics | |
|---|---|
| Market cap | US$232.19m |
| Earnings (TTM) | US$24.49m |
| Revenue (TTM) | US$122.08m |
Is CFFI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CFFI income statement (TTM) | |
|---|---|
| Revenue | US$122.08m |
| Cost of Revenue | US$0 |
| Gross Profit | US$122.08m |
| Other Expenses | US$97.59m |
| Earnings | US$24.49m |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 7.56 |
| Gross Margin | 100.00% |
| Net Profit Margin | 20.06% |
| Debt/Equity Ratio | 62.0% |
How did CFFI perform over the long term?
See historical performance and comparisonDividends
Does CFFI pay a reliable dividends?
See CFFI dividend history and benchmarks| C&F Financial dividend dates | |
|---|---|
| Ex Dividend Date | Sep 15 2025 |
| Dividend Pay Date | Oct 01 2025 |
| Days until Ex dividend | 16 days |
| Days until Dividend pay date | 32 days |
Does CFFI pay a reliable dividends?
See CFFI dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/08/28 14:39 |
| End of Day Share Price | 2025/08/28 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
C&F Financial Corporation is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Allan Bach | Davenport & Company |