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C&F Financial NasdaqGS:CFFI Stock Report

Last Price

US$86.68

Market Cap

US$260.6m

7D

14.0%

1Y

68.3%

Updated

06 Feb, 2025

Data

Company Financials

C&F Financial Corporation

NasdaqGS:CFFI Stock Report

Market Cap: US$260.6m

CFFI Stock Overview

Operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. More details

CFFI fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends4/6

My Notes

Capture your thoughts, links and company narrative

C&F Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for C&F Financial
Historical stock prices
Current Share PriceUS$86.68
52 Week HighUS$80.87
52 Week LowUS$33.51
Beta0.39
1 Month Change22.78%
3 Month Change29.35%
1 Year Change68.28%
3 Year Change69.63%
5 Year Change76.18%
Change since IPO622.33%

Recent News & Updates

C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44

Nov 26
C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44

Recent updates

C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44

Nov 26
C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44

C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44

May 28
C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44

C&F Financial (NASDAQ:CFFI) Is Due To Pay A Dividend Of $0.44

Mar 02
C&F Financial (NASDAQ:CFFI) Is Due To Pay A Dividend Of $0.44

C&F Financial's (NASDAQ:CFFI) Shareholders Will Receive A Bigger Dividend Than Last Year

Sep 04
C&F Financial's (NASDAQ:CFFI) Shareholders Will Receive A Bigger Dividend Than Last Year

C&F Financial's (NASDAQ:CFFI) Dividend Will Be Increased To $0.42

Aug 21
C&F Financial's (NASDAQ:CFFI) Dividend Will Be Increased To $0.42

C&F Financial raises dividend by 5% to $0.42

Aug 17

C&F Financial GAAP EPS of $1.91, revenue of $28.29M

Jul 21

C&F Financial (NASDAQ:CFFI) Is Due To Pay A Dividend Of US$0.40

Jun 10
C&F Financial (NASDAQ:CFFI) Is Due To Pay A Dividend Of US$0.40

C&F Financial (NASDAQ:CFFI) Will Pay A Dividend Of US$0.40

May 27
C&F Financial (NASDAQ:CFFI) Will Pay A Dividend Of US$0.40

Should You Be Adding C&F Financial (NASDAQ:CFFI) To Your Watchlist Today?

Mar 10
Should You Be Adding C&F Financial (NASDAQ:CFFI) To Your Watchlist Today?

Why C&F Financial Corporation (NASDAQ:CFFI) Is A Dividend Rockstar

Feb 11
Why C&F Financial Corporation (NASDAQ:CFFI) Is A Dividend Rockstar

If You Had Bought C&F Financial's (NASDAQ:CFFI) Shares Three Years Ago You Would Be Down 34%

Jan 07
If You Had Bought C&F Financial's (NASDAQ:CFFI) Shares Three Years Ago You Would Be Down 34%

Shareholder Returns

CFFIUS BanksUS Market
7D14.0%2.1%0.2%
1Y68.3%46.5%22.0%

Return vs Industry: CFFI exceeded the US Banks industry which returned 43.9% over the past year.

Return vs Market: CFFI exceeded the US Market which returned 22.4% over the past year.

Price Volatility

Is CFFI's price volatile compared to industry and market?
CFFI volatility
CFFI Average Weekly Movement6.1%
Banks Industry Average Movement3.9%
Market Average Movement6.1%
10% most volatile stocks in US Market18.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: CFFI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CFFI's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1927594Tom Cherrywww.cffc.com

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans.

C&F Financial Corporation Fundamentals Summary

How do C&F Financial's earnings and revenue compare to its market cap?
CFFI fundamental statistics
Market capUS$260.57m
Earnings (TTM)US$19.92m
Revenue (TTM)US$114.06m

14.1x

P/E Ratio

1.2x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CFFI income statement (TTM)
RevenueUS$114.06m
Cost of RevenueUS$0
Gross ProfitUS$114.06m
Other ExpensesUS$94.15m
EarningsUS$19.92m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)6.16
Gross Margin100.00%
Net Profit Margin17.46%
Debt/Equity Ratio54.0%

How did CFFI perform over the long term?

See historical performance and comparison

Dividends

2.0%

Current Dividend Yield

29%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/06 22:48
End of Day Share Price 2025/02/06 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

C&F Financial Corporation is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Allan BachDavenport & Company