C&F Financial Management
Management criteria checks 4/4
C&F Financial's CEO is Tom Cherry, appointed in Jan 2014, has a tenure of 12.25 years. total yearly compensation is $1.47M, comprised of 40.8% salary and 59.2% bonuses, including company stock and options. directly owns 1.26% of the company’s shares, worth $3.00M. The average tenure of the management team and the board of directors is 10 years and 10.6 years respectively.
Key information
Tom Cherry
Chief executive officer
US$1.5m
Total compensation
| CEO salary percentage | 40.76% |
| CEO tenure | 12.3yrs |
| CEO ownership | 1.3% |
| Management average tenure | 10yrs |
| Board average tenure | 10.6yrs |
Recent management updates
Recent updates
A Turnaround Is Brewing At C&F Financial
Sep 01C&F Financial (NASDAQ:CFFI) Is Increasing Its Dividend To $0.46
Feb 25
C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44
Nov 26C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44
May 28C&F Financial (NASDAQ:CFFI) Is Due To Pay A Dividend Of $0.44
Mar 02C&F Financial's (NASDAQ:CFFI) Shareholders Will Receive A Bigger Dividend Than Last Year
Sep 04C&F Financial's (NASDAQ:CFFI) Dividend Will Be Increased To $0.42
Aug 21C&F Financial raises dividend by 5% to $0.42
Aug 17C&F Financial GAAP EPS of $1.91, revenue of $28.29M
Jul 21C&F Financial (NASDAQ:CFFI) Is Due To Pay A Dividend Of US$0.40
Jun 10CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Dec 31 2025 | US$1m | US$600k | US$27m |
| Sep 30 2025 | n/a | n/a | US$26m |
| Jun 30 2025 | n/a | n/a | US$24m |
| Mar 31 2025 | n/a | n/a | US$22m |
| Dec 31 2024 | US$1m | US$580k | US$20m |
| Sep 30 2024 | n/a | n/a | US$19m |
| Jun 30 2024 | n/a | n/a | US$19m |
| Mar 31 2024 | n/a | n/a | US$21m |
| Dec 31 2023 | US$1m | US$546k | US$24m |
| Sep 30 2023 | n/a | n/a | US$29m |
| Jun 30 2023 | n/a | n/a | US$30m |
| Mar 31 2023 | n/a | n/a | US$30m |
| Dec 31 2022 | US$1m | US$520k | US$29m |
| Sep 30 2022 | n/a | n/a | US$25m |
| Jun 30 2022 | n/a | n/a | US$26m |
| Mar 31 2022 | n/a | n/a | US$27m |
| Dec 31 2021 | US$1m | US$440k | US$29m |
| Sep 30 2021 | n/a | n/a | US$31m |
| Jun 30 2021 | n/a | n/a | US$30m |
| Mar 31 2021 | n/a | n/a | US$26m |
| Dec 31 2020 | US$978k | US$386k | US$22m |
| Sep 30 2020 | n/a | n/a | US$18m |
| Jun 30 2020 | n/a | n/a | US$17m |
| Mar 31 2020 | n/a | n/a | US$19m |
| Dec 31 2019 | US$940k | US$355k | US$19m |
Compensation vs Market: Tom's total compensation ($USD1.47M) is about average for companies of similar size in the US market ($USD1.56M).
Compensation vs Earnings: Tom's compensation has been consistent with company performance over the past year.
CEO
Tom Cherry (56 yo)
Mr. Thomas F. Cherry, also known as Tom, has been the President of C&F Financial Corporation and Citizens and Farmers Bank (formerly known as Citizens & Farmers Bank) since December 2014. He has been Chief...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Executive Chairman of the Board | 37.3yrs | no data | 1.08% $ 2.6m | |
| President | 12.3yrs | US$1.47m | 1.26% $ 3.0m | |
| Executive VP | 10.1yrs | US$723.30k | 0.35% $ 840.5k | |
| Executive VP & Chief Credit Officer of C&F Bank | 14.5yrs | US$535.04k | 0.16% $ 388.0k | |
| President and CEO of C&F Finance Company | 16.3yrs | US$581.41k | 0.28% $ 681.5k | |
| President & CEO - C&F Mortgage Corp. | 1.3yrs | US$573.04k | 0.35% $ 846.6k | |
| Executive VP & Chief Information Officer | 9.9yrs | no data | no data | |
| Regional President of Southwest Virginia | less than a year | no data | no data |
Experienced Management: CFFI's management team is seasoned and experienced (10 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Executive Chairman of the Board | 37.3yrs | no data | 1.08% $ 2.6m | |
| President | 11yrs | US$1.47m | 1.26% $ 3.0m | |
| Independent Director | 42.3yrs | US$69.22k | 0.91% $ 2.2m | |
| Independent Director | 6.4yrs | US$73.10k | 0.056% $ 134.0k | |
| Independent Director | 10.2yrs | US$64.67k | 0.19% $ 445.1k | |
| Independent Director | 26.3yrs | US$65.32k | 0.58% $ 1.4m | |
| Independent Director | 19yrs | US$56.87k | 0.42% $ 1.0m | |
| Lead Independent Director | 19yrs | US$73.77k | 0.33% $ 785.8k | |
| Independent Director | 6.2yrs | US$56.87k | 0.21% $ 499.3k | |
| Independent Director | 3.3yrs | US$65.32k | 0.14% $ 337.6k | |
| Independent Director | 9yrs | US$65.70k | 0.14% $ 337.6k | |
| Independent Director | 5.6yrs | US$60.77k | 0.082% $ 196.1k |
Experienced Board: CFFI's board of directors are seasoned and experienced ( 10.6 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/08 13:26 |
| End of Day Share Price | 2026/04/08 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
C&F Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.