C&F Financial Corporation

NasdaqGS:CFFI Stock Report

Market Cap: US$235.1m

C&F Financial Management

Management criteria checks 4/4

C&F Financial's CEO is Tom Cherry, appointed in Jan 2014, has a tenure of 10.92 years. total yearly compensation is $1.29M, comprised of 42.2% salary and 57.8% bonuses, including company stock and options. directly owns 1.19% of the company’s shares, worth $2.79M. The average tenure of the management team and the board of directors is 10.9 years and 9.3 years respectively.

Key information

Tom Cherry

Chief executive officer

US$1.3m

Total compensation

CEO salary percentage42.2%
CEO tenure10.9yrs
CEO ownership1.2%
Management average tenure10.9yrs
Board average tenure9.3yrs

Recent management updates

Recent updates

C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44

Nov 26
C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44

C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44

May 28
C&F Financial's (NASDAQ:CFFI) Dividend Will Be $0.44

C&F Financial (NASDAQ:CFFI) Is Due To Pay A Dividend Of $0.44

Mar 02
C&F Financial (NASDAQ:CFFI) Is Due To Pay A Dividend Of $0.44

C&F Financial's (NASDAQ:CFFI) Shareholders Will Receive A Bigger Dividend Than Last Year

Sep 04
C&F Financial's (NASDAQ:CFFI) Shareholders Will Receive A Bigger Dividend Than Last Year

C&F Financial's (NASDAQ:CFFI) Dividend Will Be Increased To $0.42

Aug 21
C&F Financial's (NASDAQ:CFFI) Dividend Will Be Increased To $0.42

C&F Financial raises dividend by 5% to $0.42

Aug 17

C&F Financial GAAP EPS of $1.91, revenue of $28.29M

Jul 21

C&F Financial (NASDAQ:CFFI) Is Due To Pay A Dividend Of US$0.40

Jun 10
C&F Financial (NASDAQ:CFFI) Is Due To Pay A Dividend Of US$0.40

C&F Financial (NASDAQ:CFFI) Will Pay A Dividend Of US$0.40

May 27
C&F Financial (NASDAQ:CFFI) Will Pay A Dividend Of US$0.40

Should You Be Adding C&F Financial (NASDAQ:CFFI) To Your Watchlist Today?

Mar 10
Should You Be Adding C&F Financial (NASDAQ:CFFI) To Your Watchlist Today?

Why C&F Financial Corporation (NASDAQ:CFFI) Is A Dividend Rockstar

Feb 11
Why C&F Financial Corporation (NASDAQ:CFFI) Is A Dividend Rockstar

If You Had Bought C&F Financial's (NASDAQ:CFFI) Shares Three Years Ago You Would Be Down 34%

Jan 07
If You Had Bought C&F Financial's (NASDAQ:CFFI) Shares Three Years Ago You Would Be Down 34%

CEO Compensation Analysis

How has Tom Cherry's remuneration changed compared to C&F Financial's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2024n/an/a

US$19m

Jun 30 2024n/an/a

US$19m

Mar 31 2024n/an/a

US$21m

Dec 31 2023US$1mUS$546k

US$24m

Sep 30 2023n/an/a

US$29m

Jun 30 2023n/an/a

US$30m

Mar 31 2023n/an/a

US$30m

Dec 31 2022US$1mUS$520k

US$29m

Sep 30 2022n/an/a

US$25m

Jun 30 2022n/an/a

US$26m

Mar 31 2022n/an/a

US$27m

Dec 31 2021US$1mUS$440k

US$29m

Sep 30 2021n/an/a

US$31m

Jun 30 2021n/an/a

US$30m

Mar 31 2021n/an/a

US$26m

Dec 31 2020US$978kUS$386k

US$22m

Sep 30 2020n/an/a

US$18m

Jun 30 2020n/an/a

US$17m

Mar 31 2020n/an/a

US$19m

Dec 31 2019US$940kUS$355k

US$19m

Sep 30 2019n/an/a

US$18m

Jun 30 2019n/an/a

US$19m

Mar 31 2019n/an/a

US$18m

Dec 31 2018US$848kUS$325k

US$18m

Sep 30 2018n/an/a

US$11m

Jun 30 2018n/an/a

US$9m

Mar 31 2018n/an/a

US$8m

Dec 31 2017US$806kUS$310k

US$7m

Compensation vs Market: Tom's total compensation ($USD1.29M) is about average for companies of similar size in the US market ($USD1.41M).

Compensation vs Earnings: Tom's compensation has been consistent with company performance over the past year.


CEO

Tom Cherry (55 yo)

10.9yrs

Tenure

US$1,292,911

Compensation

Mr. Thomas F. Cherry, also known as Tom, has been the President of C&F Financial Corporation and Citizens and Farmers Bank (formerly known as Citizens & Farmers Bank) since December 2014. He has been Chief...


Leadership Team

NamePositionTenureCompensationOwnership
Larry Dillon
Executive Chairman of the Board35.9yrsUS$449.90k1.07%
$ 2.5m
Thomas Cherry
President10.9yrsUS$1.29m1.19%
$ 2.8m
Jason Long
Executive VP8.8yrsUS$615.70k0.30%
$ 699.8k
John Seaman
Executive VP & Chief Credit Officer of C&F Bank13.2yrsUS$464.97k0.14%
$ 327.6k
Steven Crone
President and CEO of C&F Finance Company14.9yrsUS$611.12k0.26%
$ 615.1k
Rodney Overby
Executive VP & Chief Information Officer8.6yrsno datano data
Bryan McKernon
President and CEO of C&F Mortgage Corporation29.9yrsUS$537.68k0.41%
$ 965.6k

10.9yrs

Average Tenure

60.5yo

Average Age

Experienced Management: CFFI's management team is seasoned and experienced (10.9 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Larry Dillon
Executive Chairman of the Board35.9yrsUS$449.90k1.07%
$ 2.5m
Thomas Cherry
President9.7yrsUS$1.29m1.19%
$ 2.8m
John Causey
Independent Director40.9yrsUS$69.62k0.90%
$ 2.1m
D. Peay
Independent Director5.1yrsUS$72.62k0.074%
$ 175.0k
James Napier
Independent Director8.8yrsUS$63.56k0.17%
$ 410.8k
Paul Robinson
Independent Director24.9yrsUS$65.42k0.56%
$ 1.3m
Audrey Holmes
Independent Director17.7yrsUS$56.36k0.41%
$ 973.9k
C. Olsson
Lead Independent Director17.7yrsUS$72.62k0.32%
$ 748.9k
George Sisson
Independent Director4.8yrsUS$56.36k0.20%
$ 464.6k
Julie Agnew
Independent Director1.9yrsUS$63.45k0.13%
$ 304.1k
Elizabeth Rilee-Kelley
Independent Director7.7yrsUS$67.62k0.13%
$ 304.1k
Jeffery Smith
Independent Director4.3yrsUS$60.56k0.070%
$ 163.7k

9.3yrs

Average Tenure

65.5yo

Average Age

Experienced Board: CFFI's board of directors are considered experienced (9.3 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 13:02
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

C&F Financial Corporation is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Allan BachDavenport & Company