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Zions Bancorporation, National AssociationNasdaqGS:ZION Stock Report

Market Cap US$8.3b
Share Price
US$56.93
My Fair Value
US$62.04
8.2% undervalued intrinsic discount
1Y19.0%
7D-1.1%
Portfolio Value
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Zions Bancorporation, National Association

NasdaqGS:ZION Stock Report

Market Cap: US$8.3b

Zions Bancorporation National Association (ZION) Stock Overview

Provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. More details

ZION fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends5/6

ZION Community Fair Values

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See what 19 others think this stock is worth. Follow their fair value or set your own to get alerts.

US$76.48
FV
25.6% undervalued intrinsic discount
15.00%
Revenue growth p.a.
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2users have followed this narrative
12 months ago author updated this narrative

Zions Bancorporation, National Association Competitors

Price History & Performance

Summary of share price highs, lows and changes for Zions Bancorporation National Association
Historical stock prices
Current Share PriceUS$56.93
52 Week HighUS$63.22
52 Week LowUS$39.32
Beta0.91
1 Month Change-0.85%
3 Month Change2.58%
1 Year Change18.95%
3 Year Change13.02%
5 Year Change80.30%
Change since IPO1,393.25%

Recent News & Updates

Zions: A Beneficiary Of Lower Rates

Oct 01

Recent updates

Zions: A Beneficiary Of Lower Rates

Oct 01

Zions Bancorporation: Hit By Growing Economic Uncertainty

Mar 17

Zions Bancorporation National Association (NASDAQ:ZION) Is Due To Pay A Dividend Of $0.43

Feb 06
Zions Bancorporation National Association (NASDAQ:ZION) Is Due To Pay A Dividend Of $0.43

Zions Bancorporation: A Mixed Set Of Results Gives Us Pause

Jan 22

Zions Bancorporation National Association (NASDAQ:ZION) Is Paying Out A Larger Dividend Than Last Year

Nov 07
Zions Bancorporation National Association (NASDAQ:ZION) Is Paying Out A Larger Dividend Than Last Year

Zions Bancorporation: Cheap Valuation Makes Up For A So-So Business

Sep 21
User avatar

New Core System And Digital Advances Set To Boost Bank's Efficiency And Customer Growth

Modernization of technology and expansion in digital offerings are set to improve customer experience and attract more business, boosting revenue growth.

Zions Bancorporation: Solid Q2 With Minimal Credit Deterioration (Rating Upgrade)

Jul 23

Zions Bancorporation: Q1 2024 Results Show Resilience Amidst High Rates

Apr 23

Zions Bancorporation: No Longer A Bargain (Rating Downgrade)

Jan 27

Zions Is Unlikely To Benefit From Fed Rate Cuts (Rating Downgrade)

Jan 11

Zions Bancorporation: Loan Growth To Undermine Higher Credit Costs Next Year

Aug 30

Shareholder Returns

ZIONUS BanksUS Market
7D-1.1%-2.5%1.2%
1Y19.0%28.9%17.9%

Return vs Industry: ZION underperformed the US Banks industry which returned 30.8% over the past year.

Return vs Market: ZION matched the US Market which returned 18.7% over the past year.

Price Volatility

Is ZION's price volatile compared to industry and market?
ZION volatility
ZION Average Weekly Movement3.4%
Banks Industry Average Movement3.5%
Market Average Movement6.4%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: ZION has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: ZION's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18739,406Harris Simmonswww.zionsbancorporation.com

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services.

Zions Bancorporation, National Association Fundamentals Summary

How do Zions Bancorporation National Association's earnings and revenue compare to its market cap?
ZION fundamental statistics
Market capUS$8.32b
Earnings (TTM)US$806.00m
Revenue (TTM)US$3.17b
10.4x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ZION income statement (TTM)
RevenueUS$3.17b
Cost of RevenueUS$0
Gross ProfitUS$3.17b
Other ExpensesUS$2.37b
EarningsUS$806.00m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 20, 2025

Earnings per share (EPS)5.46
Gross Margin100.00%
Net Profit Margin25.39%
Debt/Equity Ratio110.9%

How did ZION perform over the long term?

See historical performance and comparison

Dividends

3.0%
Current Dividend Yield
31%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/03 11:55
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Zions Bancorporation, National Association is covered by 53 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kevin HealArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays