Zions Bancorporation National Association Balance Sheet Health
Financial Health criteria checks 6/6
Zions Bancorporation National Association has total assets of $87.0B and total equity of $6.4B. Total deposits are $75.7B, and total loans are $58.2B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $3.8B.
Key information
13.6x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$75.72b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$3.80b |
Recent financial health updates
No updates
Recent updates
Zions Bancorporation National Association (NASDAQ:ZION) Is Paying Out A Larger Dividend Than Last Year
Nov 07
Zions Bancorporation: Cheap Valuation Makes Up For A So-So Business
Sep 21Zions Bancorporation National Association (NASDAQ:ZION) Has Affirmed Its Dividend Of $0.41
Aug 08Zions Bancorporation: Solid Q2 With Minimal Credit Deterioration (Rating Upgrade)
Jul 23Zions Bancorporation National Association (NASDAQ:ZION) Will Pay A Dividend Of $0.41
May 03Zions Bancorporation: Q1 2024 Results Show Resilience Amidst High Rates
Apr 23Zions Bancorporation: No Longer A Bargain (Rating Downgrade)
Jan 27Zions Is Unlikely To Benefit From Fed Rate Cuts (Rating Downgrade)
Jan 11Zions Bancorporation: Loan Growth To Undermine Higher Credit Costs Next Year
Aug 30Zions Bancorp board authorizes Q3 share repurchase of up to $50M
Jul 29Zions Bancorporation: Highly Rate-Sensitive Topline To Surge This Year
Jun 16Zions Has Turned Its Business Around To Profitability
Feb 14Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ZION's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: ZION has a sufficient allowance for bad loans (191%).
Low Risk Liabilities: 94% of ZION's liabilities are made up of primarily low risk sources of funding.
Loan Level: ZION has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: ZION's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: ZION has an appropriate level of bad loans (0.6%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 11:26 |
| End of Day Share Price | 2024/12/26 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Zions Bancorporation, National Association is covered by 58 analysts. 16 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kevin Heal | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |