U.S. Banks Undiscovered Gems With Strong Fundamentals

TrustCo Bank Corp NY

Market Cap: US$755.0m

Operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses.

United Bancshares

Market Cap: US$103.7m

Operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services.

BankFirst Capital

Market Cap: US$253.7m

Operates as the bank holding company for BankFirst Financial Services that provides banking and financial services to individual and corporate customers in Mississippi, and northwest and west Alabama.

Main Street Financial Services

Market Cap: US$125.4m

Operates as the holding company for Main Street Bank Corp.

Lake Shore Bancorp

Market Cap: US$100.8m

Operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services in New York.

Dacotah Banks

Market Cap: US$407.8m

Operates as the bank holding company for Dacotah Bank that provides various banking products and services in Minnesota, North Dakota, and South Dakota.

ECB Bancorp

Market Cap: US$143.7m

ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services.

Truxton

Market Cap: US$235.3m

Through its subsidiaries, provides various banking, investment management, and trust administration services to individuals, businesses, and charitable institutions in the United States.

Exchange Bank (Santa Rosa CA)

Market Cap: US$186.9m

A community bank, provides a range of personal, commercial, and trust and investment management services in California.

BNCCORP

Market Cap: US$106.4m

Operates as the bank holding company for BNC National Bank that provides commercial and retail banking, and wealth management services in the United States.

Primary Bank

Market Cap: US$121.0m

Provides financial services to small and medium-sized businesses in New Hampshire, the United States.

Greene County Bancorp

Market Cap: US$414.3m

Operates as a holding company for The Bank of Greene County that provides various financial services in the United States.

Virginia National Bankshares

Market Cap: US$222.0m

Operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia.

Summit Bank Group

Market Cap: US$124.6m

Summit Bank Group, Inc., together with its subsidiaries, commercial banking, financing, real estate lending, and other services in Lane, Deschutes, Multnomah, and Washington counties in Oregon.

Pioneer Bancorp

Market Cap: US$329.0m

Operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.

Landmark Bancorp

Market Cap: US$153.8m

Operates as the financial holding company for Landmark National Bank that provides various financial and banking services to its local communities.

Mountain Commerce Bancorp

Market Cap: US$128.8m

Operates as the bank holding company for Mountain Commerce Bank that provides banking services for small- and medium-sized businesses, professionals, and affluent individuals.

River City Bank

Market Cap: US$543.3m

Provides various banking services in El Dorado, Placer, Sacramento, and Yolo, California.

Tri City Bankshares

Market Cap: US$146.0m

Through its subsidiary, Tri City National Bank, provides various banking products and services in Southeastern Wisconsin.

PB Financial

Market Cap: US$151.7m

Operates as the financial holding company for Providence Bank that provides commercial and retail banking products and services.

Hawthorn Bancshares

Market Cap: US$224.8m

Operates as the bank holding company for Hawthorn Bank that provides various banking products and services to families and businesses.

BEO Bancorp

Market Cap: US$113.3m

Operates as the bank holding company for Bank of Eastern Oregon that provides commercial and consumer financing, banking, mortgage lending, and other services in Northeastern Oregon and Southeastern Washington, the United States.

Merchants Financial Group

Market Cap: US$206.2m

Operates as the bank holding company for Merchants Bank, National Association that provides various banking products and services to individuals and companies in the United States.

CSB Bancorp

Market Cap: US$119.9m

Operates as the bank holding company for The Commercial and Savings Bank of Millersburg that provides various banking, trust, financial, and brokerage services to corporate, institutional, and individual customers in Northeast Ohio.

Dogwood State Bank

Market Cap: US$570.3m

Provides banking products and services for businesses, business owners, professionals, and their employees in North Carolina.

PSB Holdings

Market Cap: US$106.3m

Operates as a bank holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in the United States.

Hills Bancorporation

Market Cap: US$677.0m

Operates as the bank holding company for Hills Bank and Trust Company that provides commercial banking in the state of Iowa.

Richmond Mutual Bancorporation

Market Cap: US$140.6m

Operates as the bank holding company for First Bank Richmond that provides various banking services in Cambridge City.

First Farmers and Merchants

Market Cap: US$179.0m

Operates as the bank holding company for First Farmers and Merchants Bank that provides a range of banking and financial services to individual and corporate customers in Middle Tennessee and Northern Alabama.

Ames National

Market Cap: US$184.2m

Operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa.

Parke Bancorp

Market Cap: US$267.9m

Operates as the bank holding company for Parke Bank that provides personal and business financial services to individuals and small to mid-sized businesses.

West Bancorporation

Market Cap: US$350.3m

Operates as the financial holding company provides community banking and trust services to individuals and small- to medium-sized businesses in the United States.

First United

Market Cap: US$238.6m

Operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States.

MetroCity Bankshares

Market Cap: US$748.5m

Operates as the bank holding company for Metro City Bank that provides banking products and services in the United States.

CF Bankshares

Market Cap: US$161.7m

Operates as the bank holding company for CFBank, National Association that provides various banking products and services.

Meridian

Market Cap: US$171.6m

Operates as the bank holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, Maryland, and Florida.