U.S. Banks Undiscovered Gems With Strong Fundamentals

Oakworth Capital

Market Cap: US$160.3m

Operates as a bank holding company for Oakworth Capital Bank that provides range of banking services in the United States.

Southern Michigan Bancorp

Market Cap: US$115.6m

Operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest and south-central Michigan communities.

Morris State Bancshares

Market Cap: US$237.0m

Operates as the bank holding company for Morris Bank that provides various financial services to individuals and small businesses in Georgia.

First Bancorp

Market Cap: US$306.2m

Operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers.

Affinity Bancshares

Market Cap: US$123.1m

Operates as the holding company for Affinity Bank that provides various banking products and services in Georgia.

First Northern Community Bancorp

Market Cap: US$191.4m

Operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses.

FineMark Holdings

Market Cap: US$496.9m

Operates as the bank holding company for FineMark National Bank & Trust that provides various banking and financial services to individual and corporate clients.

Sound Financial Bancorp

Market Cap: US$118.6m

Operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses.

Magyar Bancorp

Market Cap: US$111.0m

Operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States.

Fidelity D & D Bancorp

Market Cap: US$260.2m

Operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers.

Hingham Institution for Savings

Market Cap: US$599.2m

Provides various financial services to individuals and small businesses in the United States.

River Financial

Market Cap: US$264.5m

Operates as the bank holding company for the River Bank & Trust that provides financial services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in the United States.

InBankshares

Market Cap: US$139.0m

Offers a range of banking and mortgage services to individual and business customers in the United States.

Timberland Bancorp

Market Cap: US$273.5m

Operates as the bank holding company for Timberland Bank that provides various community banking services in Washington.

Ohio Valley Banc

Market Cap: US$172.6m

Operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services.

First Capital Bancshares

Market Cap: US$113.8m

Operates as a holding company for First Capital Bank that provides commercial banking services in the United States.

First Ottawa Bancshares

Market Cap: US$141.1m

Operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and other counties in Illinois.

Alpine Banks of Colorado

Market Cap: US$497.9m

Provides banking products and services to individuals and businesses.

Embassy Bancorp

Market Cap: US$133.0m

Operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides various banking and related financial products and services to individual, business, and government customers in Pennsylvania.

Community Bancorp

Market Cap: US$123.8m

Operates as the bank holding company for Community National Bank that provides various financial services to individuals, businesses, nonprofit organizations, and municipalities in northern and central Vermont.

FS Bancorp

Market Cap: US$169.2m

Operates as the holding company for Farmers State Bank that provides banking products and services to individuals and business customers in Indiana and Michigan.

Calvin B. Taylor Bankshares

Market Cap: US$151.3m

Operates as the holding company for Calvin B.

Kish Bancorp

Market Cap: US$113.9m

A diversified financial services company, provides various banking products and services primarily in central Pennsylvania and the surrounding areas.

First National Bank Alaska

Market Cap: US$867.7m

A commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska.

SR Bancorp

Market Cap: US$132.5m

Operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey.

ENB Financial

Market Cap: US$112.2m

Operates as the bank holding company for Ephrata National Bank that provides various financial services to individuals and small-to-medium-sized businesses in the United States.

Thomasville Bancshares

Market Cap: US$569.6m

Operates as the bank holding company for Thomasville National Bank that provides a range of banking services to individual and corporate customers primarily in Thomas and Glynn counties, Georgia, Leon County, Florida, and the surrounding counties.

Benchmark Bankshares

Market Cap: US$139.1m

Operates as the holding company for Benchmark Community Bank that provides various banking products and services in the United States.

QNB

Market Cap: US$133.0m

Operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States.

W.T.B. Financial

Market Cap: US$779.8m

Operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers in the United States.

C&F Financial

Market Cap: US$227.8m

Operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses.

Citizens Bancorp Investment

Market Cap: US$177.1m

Provides various banking products and services.

First Capital

Market Cap: US$147.1m

Operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States.

American Business Bank

Market Cap: US$486.8m

A California-chartered bank, provides banking products and services to small and medium-sized firms, non-profits, business executives, and professionals in Southern California.

Somerset Trust Holding

Market Cap: US$148.8m

Operates as the bank holding company for Somerset Trust Company that provides banking products and services in Pennsylvania.

Muncy Columbia Financial

Market Cap: US$175.1m

Operates as the bank holding company for Journey Bank that provides banking and financial products and services to individual, business, and government customers in Pennsylvania.