U.S. Banks Undiscovered Gems With Strong Fundamentals

Wilson Bank Holding

Market Cap: US$1.8b

Operates as the bank holding company for Wilson Bank and Trust that provides various banking services to consumers, professionals, small businesses, and municipalities in Tennessee.

Morris State Bancshares

Market Cap: US$265.7m

Operates as the bank holding company for Morris Bank that provides various financial services to individuals and small businesses in Georgia.

Southern Michigan Bancorp

Market Cap: US$109.9m

Operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest and south-central Michigan communities.

FineMark Holdings

Market Cap: US$503.6m

Operates as the bank holding company for FineMark National Bank & Trust that provides various banking and financial services to individual and corporate clients.

First Bancorp

Market Cap: US$278.8m

Operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers.

Oakworth Capital

Market Cap: US$157.9m

Operates as a bank holding company for Oakworth Capital Bank that provides range of banking services in the United States.

First Ottawa Bancshares

Market Cap: US$132.9m

Operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and other counties in Illinois.

Timberland Bancorp

Market Cap: US$261.6m

Operates as the bank holding company for Timberland Bank that provides various community banking services in Washington.

Ohio Valley Banc

Market Cap: US$162.7m

Operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services.

First Capital Bancshares

Market Cap: US$104.9m

Operates as a holding company for First Capital Bank that provides commercial banking services in the United States.

First National Bank Alaska

Market Cap: US$839.2m

A commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska.

Magyar Bancorp

Market Cap: US$107.2m

Operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States.

Hingham Institution for Savings

Market Cap: US$539.2m

Provides various financial services to individuals and small businesses in the United States.

FS Bancorp

Market Cap: US$150.3m

Operates as the holding company for Farmers State Bank that provides banking products and services to individuals and business customers in Indiana and Michigan.

Fidelity D & D Bancorp

Market Cap: US$248.6m

Operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers.

Alpine Banks of Colorado

Market Cap: US$443.0m

Provides banking products and services to individuals and businesses.

Kish Bancorp

Market Cap: US$109.1m

A diversified financial services company, provides various banking products and services primarily in central Pennsylvania and the surrounding areas.

InBankshares

Market Cap: US$138.1m

Offers a range of banking and mortgage services to individual and business customers in the United States.

River Financial

Market Cap: US$269.7m

Operates as the bank holding company for the River Bank & Trust that provides financial services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in the United States.

W.T.B. Financial

Market Cap: US$776.4m

Operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers in the United States.

C&F Financial

Market Cap: US$221.9m

Operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses.

ENB Financial

Market Cap: US$108.6m

Operates as the bank holding company for Ephrata National Bank that provides various financial services to individuals and small-to-medium-sized businesses in the United States.

Penns Woods Bancorp

Market Cap: US$232.2m

Operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations in the United States.

Thomasville Bancshares

Market Cap: US$540.7m

Operates as the bank holding company for Thomasville National Bank that provides a range of banking services to individual and corporate customers primarily in Thomas and Glynn counties, Georgia, Leon County, Florida, and the surrounding counties.

American Business Bank

Market Cap: US$425.3m

A California-chartered bank, provides banking products and services to small and medium-sized firms, non-profits, business executives, and professionals in Southern California.

QNB

Market Cap: US$129.2m

Operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States.

Somerset Trust Holding

Market Cap: US$138.7m

Operates as the bank holding company for Somerset Trust Company that provides banking products and services in Pennsylvania.

Benchmark Bankshares

Market Cap: US$129.5m

Operates as the holding company for Benchmark Community Bank that provides various banking products and services in the United States.

Citizens Bancorp Investment

Market Cap: US$168.2m

Provides various banking products and services.

Exchange Bank (Santa Rosa CA)

Market Cap: US$186.9m

Provides commercial and retail banking products and services to individuals and businesses in California.

Dacotah Banks

Market Cap: US$391.1m

Operates as the bank holding company for Dacotah Bank that provides various banking products and services in Minnesota, North Dakota, and South Dakota.

ECB Bancorp

Market Cap: US$142.8m

ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services.

TrustCo Bank Corp NY

Market Cap: US$657.7m

Operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses.

BankFirst Capital

Market Cap: US$222.9m

Operates as the bank holding company for BankFirst Financial Services that provides banking and financial services to individual and corporate customers in Mississippi, and northwest and west Alabama.

CoastalSouth Bancshares

Market Cap: US$252.4m

Operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers.

Muncy Columbia Financial

Market Cap: US$167.9m

Operates as the bank holding company for Journey Bank that provides banking and financial products and services to individual, business, and government customers in Pennsylvania.