U.S. Undiscovered Gems With Strong Fundamentals

Affinity Bancshares

Market Cap: US$137.1m

Operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States.

Winchester Bancorp

Market Cap: US$118.6m

Operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States.

Cashmere Valley Bank

Market Cap: US$266.2m

A state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers.

Oakworth Capital

Market Cap: US$190.4m

Operates as a bank holding company for Oakworth Capital Bank that provides range of banking services in the United States.

First Bancorp

Market Cap: US$323.6m

Operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers.

First Northern Community Bancorp

Market Cap: US$286.7m

Operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses.

High Templar Tech

Market Cap: US$352.5m

Operates as a consumer-oriented financial technology service company in the People’s Republic of China.

Security Federal

Market Cap: US$114.4m

Operates as the bank holding company for Security Federal Bank that provides various banking products and services.

Bank of the James Financial Group

Market Cap: US$103.4m

Operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.

Anbio Biotechnology

Market Cap: US$1.4b

Provides in vitro diagnostics (IVD) products in the European Union, the Asia Pacific, North America, South America, and internationally.

ASA Gold and Precious Metals

Market Cap: US$1.1b

A publicly owned investment manager.

Southern Michigan Bancorp

Market Cap: US$139.5m

Operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and government agencies primarily in the southwest and south-central Michigan communities.

Tri-County Financial Group

Market Cap: US$145.5m

Operates as a bank holding company for First State Bank, providing various banking and mortgage banking services, and insurance services to individuals and businesses in the United States.

Union Bankshares

Market Cap: US$109.8m

Operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.

Sound Financial Bancorp

Market Cap: US$106.7m

Operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses.

SIFCO Industries

Market Cap: US$123.5m

Produces and sells forgings and machined components primarily for the aerospace and energy, and defense and commercial space markets in the United States and internationally.

NameSilo Technologies

Market Cap: US$106.2m

Through its subsidiaries, provides domain name registration services in the United States, East and South Asia, South East Asia, Australasia, and internationally.

Teekay

Market Cap: US$1.2b

Provides crude oil marine transportation and other marine services worldwide.

Hingham Institution for Savings

Market Cap: US$623.1m

Provides various financial services to individuals and small businesses in the United States.

First Ottawa Bancshares

Market Cap: US$216.5m

Operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in Yorkville, Streator, Schaumburg, Ottawa, Morris, Lisle, Chicago, and Joliet, Illinois.

Century Next Financial

Market Cap: US$120.1m

Operates as the holding company for the Century Next Bank that provides various banking products and services in Louisiana and Arkansas.

Embassy Bancorp

Market Cap: US$153.1m

Operates as the bank holding company for Embassy Bank for the Lehigh Valley that provides banking and financial products and services in Pennsylvania.

QDM International

Market Cap: US$424.8m

Operates as an insurance brokerage company primarily in Hong Kong.

First Capital Bancshares

Market Cap: US$132.5m

Operates as a holding company for First Capital Bank that provides commercial banking services in the United States.

Kish Bancorp

Market Cap: US$187.8m

A diversified financial services company, provides various banking products and services primarily in central Pennsylvania and the surrounding areas.

Jiayin Group

Market Cap: US$228.2m

Provides online consumer finance services in the People’s Republic of China.

GreenTree Hospitality Group

Market Cap: US$113.0m

Through its subsidiaries, develops leased-and-operated, and franchised-and-managed hotels and restaurants in the People’s Republic of China.

Butler National

Market Cap: US$255.1m

Designs, engineers, manufactures, sells, integrates, installs, repairs, modifies, overhauls, services, and distributes a portfolio of aerostructures, aircraft components, avionics, accessories, subassemblies, and systems.

River Financial

Market Cap: US$390.7m

Operates as the bank holding company for River Bank & Trust that provides commercial and consumer banking services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in Alabama and the Florida Panhandle.

Security National Financial

Market Cap: US$231.6m

Engages in the life insurance, cemetery and mortuary, and mortgage businesses.

Fidelity D & D Bancorp

Market Cap: US$264.2m

Operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers.

Peoples

Market Cap: US$108.1m

Operates as the holding company for PS Bank that provides various financial services to individuals, small businesses, and corporate customers in Pennsylvania, the United States.

Oil-Dri Corporation of America

Market Cap: US$1.1b

Develops, manufactures, and markets sorbent products in the United States and internationally.

AMTD Digital

Market Cap: US$524.8m

Through its subsidiaries, provides digital solutions; media and entertainment services; and hotel operations, hospitality, and very important person (VIP) services in China, Hong Kong, Europe, the Americas and Southeast Asia.

Calvin B. Taylor Bankshares

Market Cap: US$139.8m

Operates as the holding company for Calvin B.

Magyar Bancorp

Market Cap: US$113.0m

Operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States.