U.S. Undiscovered Gems With Strong Fundamentals

Bank of the James Financial Group

Market Cap: US$103.9m

Operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.

Southern Michigan Bancorp

Market Cap: US$139.5m

Operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and government agencies primarily in the southwest and south-central Michigan communities.

Teekay

Market Cap: US$999.8m

Provides crude oil marine transportation and other marine services worldwide.

Tri-County Financial Group

Market Cap: US$143.4m

Operates as a bank holding company for First State Bank, providing various banking and mortgage banking services, and insurance services to individuals and businesses in the United States.

Anbio Biotechnology

Market Cap: US$1.5b

Provides in vitro diagnostics (IVD) products in the European Union, the Asia Pacific, North America, South America, and internationally.

Cashmere Valley Bank

Market Cap: US$266.1m

A state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers.

SIFCO Industries

Market Cap: US$134.2m

Produces and sells forgings and machined components primarily for the aerospace and energy, and defense and commercial space markets in the United States and internationally.

ASA Gold and Precious Metals

Market Cap: US$1.2b

A publicly owned investment manager.

Lake Ridge Bancorp

Market Cap: US$280.8m

Operates as the bank holding company for Lake Ridge Bank that provides various financial services to individual and corporate customers.

Affinity Bancshares

Market Cap: US$137.1m

Operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States.

First Northern Community Bancorp

Market Cap: US$282.2m

Operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses.

High Templar Tech

Market Cap: US$465.9m

Operates as a consumer-oriented financial technology service company in the People’s Republic of China.

Security Federal

Market Cap: US$114.4m

Operates as the bank holding company for Security Federal Bank that provides various banking products and services.

First Bancorp

Market Cap: US$329.0m

Operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers.

NameSilo Technologies

Market Cap: US$100.4m

Through its subsidiaries, provides domain name registration services in the United States, East and South Asia, South East Asia, Australasia, and internationally.

Oakworth Capital

Market Cap: US$191.0m

Operates as a bank holding company for Oakworth Capital Bank that provides range of banking services in the United States.

Union Bankshares

Market Cap: US$107.2m

Operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.

Sound Financial Bancorp

Market Cap: US$107.1m

Operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses.

Winchester Bancorp

Market Cap: US$118.2m

Operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States.

River Financial

Market Cap: US$390.7m

Operates as the bank holding company for River Bank & Trust that provides commercial and consumer banking services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in Alabama and the Florida Panhandle.

First National Bank Alaska

Market Cap: US$1.1b

A commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska.

Timberland Bancorp

Market Cap: US$320.6m

Operates as the bank holding company for Timberland Bank that provides various community banking services in Washington.

Skyline Bankshares

Market Cap: US$141.0m

Operates as the bank holding company for the Skyline National Bank that provides a range of retail and commercial banking services to individuals, and small and medium-sized businesses in the United States.

Ohio Valley Banc

Market Cap: US$231.8m

Operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services.

Oil-Dri Corporation of America

Market Cap: US$1.1b

Develops, manufactures, and markets sorbent products in the United States and internationally.

Magyar Bancorp

Market Cap: US$109.9m

Operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States.

Fidelity D & D Bancorp

Market Cap: US$268.1m

Operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers.

GreenTree Hospitality Group

Market Cap: US$129.1m

Through its subsidiaries, develops leased-and-operated, and franchised-and-managed hotels and restaurants in the People’s Republic of China.

Butler National

Market Cap: US$264.4m

Designs, engineers, manufactures, sells, integrates, installs, repairs, modifies, overhauls, services, and distributes a portfolio of aerostructures, aircraft components, avionics, accessories, subassemblies, and systems.

Community Bancorp

Market Cap: US$213.3m

Operates as the bank holding company for Community National Bank that provides various financial services to individuals, businesses, nonprofit organizations, and municipalities in northern and central Vermont.

Hingham Institution for Savings

Market Cap: US$625.1m

Provides various financial services to individuals and small businesses in the United States.

Jiayin Group

Market Cap: US$221.9m

Provides online consumer finance services in the People’s Republic of China.

AMTD Digital

Market Cap: US$565.7m

Through its subsidiaries, provides digital solutions; media and entertainment services; and hotel operations, hospitality, and very important person (VIP) services in China, Hong Kong, Europe, the Americas and Southeast Asia.

FS Bancorp

Market Cap: US$192.2m

Operates as the holding company for Farmers State Bank that provides banking products and services to individuals and business customers in Indiana and Michigan.

Peoples

Market Cap: US$108.1m

Operates as the holding company for PS Bank that provides various financial services to individuals, small businesses, and corporate customers in Pennsylvania, the United States.

Embassy Bancorp

Market Cap: US$154.4m

Operates as the bank holding company for Embassy Bank for the Lehigh Valley that provides banking and financial products and services in Pennsylvania.