Morris State Bancshares (OTCPK:MBLU) - Stock Price, News & Analysis

MBLU Stock Overview

Operates as the bank holding company for Morris Bank that provides various financial services to individuals and small businesses in Georgia. More details

MBLU fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	4/6
Financial Health	6/6
Dividends	2/6

Rewards

Trading at 52.2% below our estimate of its fair value

Earnings grew by 6% over the past year

Risk Analysis

Shares are highly illiquid

Morris State Bancshares, Inc. Competitors

LCNB

NasdaqCM:LCNB

US$247.5m

Evans Bancorp

NYSEAM:EVBN

US$243.2m

OP Bancorp

NasdaqGM:OPBK

US$256.6m

First United

NasdaqGS:FUNC

US$230.5m

Price History & Performance

Summary of all time highs, changes and price drops for Morris State Bancshares
Historical stock prices
Current Share Price	US$22.93
52 Week High	US$25.00
52 Week Low	US$14.95
Beta	0.28
11 Month Change	1.29%
3 Month Change	25.64%
1 Year Change	50.86%
33 Year Change	52.04%
5 Year Change	76.38%
Change since IPO	52.87%

Recent updates

Shareholder Returns

	MBLU	US Banks	US Market
7D	-8.3%	-2.1%	0.7%
1Y	50.9%	48.9%	32.2%

Return vs Industry: MBLU matched the US Banks industry which returned 50.7% over the past year.

Return vs Market: MBLU exceeded the US Market which returned 31.9% over the past year.

Price Volatility

Is MBLU's price volatile compared to industry and market?
MBLU volatility
MBLU Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.3%
10% most volatile stocks in US Market	16.4%
10% least volatile stocks in US Market	3.1%

Stable Share Price: MBLU's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine MBLU's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1954	n/a	Spence Mullis	www.morris.bank

Morris State Bancshares, Inc. operates as the bank holding company for Morris Bank that provides various financial services to individuals and small businesses in Georgia. The company provides checking, savings, negotiable order of withdrawal, and individual retirement accounts; demand, savings, and other time deposits; and CDARS and ICS. It also offers personal, home, home equity line of credit, auto, construction and development, recreation, commercial/business, real estate, agricultural, working capital, industrial, SBA program, and consumer installment loans; equipment and home mortgage financing; and letters of credit.

Morris State Bancshares, Inc. Fundamentals Summary

How do Morris State Bancshares's earnings and revenue compare to its market cap?
MBLU fundamental statistics
Market cap	US$243.72m
Earnings (TTM)	US$21.59m
Revenue (TTM)	US$57.49m

11.3x

P/E Ratio

1.3x

P/B Ratio

Is MBLU overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MBLU income statement (TTM)
Revenue	US$57.49m
Cost of Revenue	US$0
Gross Profit	US$57.49m
Other Expenses	US$35.90m
Earnings	US$21.59m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	2.04
Gross Margin	100.00%
Net Profit Margin	37.55%
Debt/Equity Ratio	17.8%

How did MBLU perform over the long term?

See historical performance and comparison

Dividends

1.6%

Current Dividend Yield

17%

Payout Ratio

Does MBLU pay a reliable dividends?

See MBLU dividend history and benchmarks

When do you need to buy MBLU by to receive an upcoming dividend?
Morris State Bancshares dividend dates
Ex Dividend Date	Nov 15 2024
Dividend Pay Date	Dec 15 2024
Days until Ex dividend	19 days
Days until Dividend pay date	11 days