Morris State Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Morris State Bancshares has total assets of $1.4B and total equity of $190.6M. Total deposits are $1.2B, and total loans are $1.1B.
Key information
7.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$1.20b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$60.21m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MBLU's Assets to Equity ratio (7.5x) is low.
Allowance for Bad Loans: MBLU has a sufficient allowance for bad loans (545%).
Low Risk Liabilities: 96% of MBLU's liabilities are made up of primarily low risk sources of funding.
Loan Level: MBLU has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: MBLU's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: MBLU has an appropriate level of bad loans (0.2%).