Bankwell Financial Group (BWFG) Stock Overview
Operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
BWFG Community Fair Values
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Analyst Price Targets
Bankwell Financial Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$67.71 |
| 52 Week High | US$68.85 |
| 52 Week Low | US$38.89 |
| Beta | 0.60 |
| 1 Month Change | 12.40% |
| 3 Month Change | 29.81% |
| 1 Year Change | 73.22% |
| 3 Year Change | 143.91% |
| 5 Year Change | 118.98% |
| Change since IPO | 867.29% |
Recent News & Updates
Seeking Alpha • Jul 30
A Pause May Be Warranted For Investing In Bankwell Financial Group
Summary Bankwell Financial Group is downgraded from Buy to Hold after a 70% 12-month total return, driven by strong fundamentals but a less compelling valuation. BWFG's Q2 2026 results highlight robust loan growth, NIM expansion to 3.58%, and a declining efficiency ratio, supporting above-peer ROA (1.46%) and ROE (15.49%). Management raised 2026 net interest income guidance to $115–117 million and expects 5–7% loan growth, offsetting a modest increase in non-interest expenses. Risks include high CRE exposure, a loan-to-deposit ratio of 0.98, and notable insider selling, though credit quality has markedly improved since 2023. Read the full article on Seeking Alpha
Narrative Update • Jul 28
BWFG: Higher 2026 Guidance And Buybacks Will Support Steady Fair Value Outlook
Analysts have raised their price target on Bankwell Financial Group to $62.50 from $54.50, citing updated assumptions for revenue growth, profit margins, and the future P/E multiple. What’s in the News for Bankwell Financial Group Bankwell Financial Group raised its full year 2026 earnings guidance, with net interest income now projected in a range of $115 million to $117 million.Recent updates
Seeking Alpha • Jul 30
A Pause May Be Warranted For Investing In Bankwell Financial Group
Summary Bankwell Financial Group is downgraded from Buy to Hold after a 70% 12-month total return, driven by strong fundamentals but a less compelling valuation. BWFG's Q2 2026 results highlight robust loan growth, NIM expansion to 3.58%, and a declining efficiency ratio, supporting above-peer ROA (1.46%) and ROE (15.49%). Management raised 2026 net interest income guidance to $115–117 million and expects 5–7% loan growth, offsetting a modest increase in non-interest expenses. Risks include high CRE exposure, a loan-to-deposit ratio of 0.98, and notable insider selling, though credit quality has markedly improved since 2023. Read the full article on Seeking AlphaNarrative Update • Jul 28
BWFG: Higher 2026 Guidance And Buybacks Will Support Steady Fair Value Outlook
Analysts have raised their price target on Bankwell Financial Group to $62.50 from $54.50, citing updated assumptions for revenue growth, profit margins, and the future P/E multiple. What’s in the News for Bankwell Financial Group Bankwell Financial Group raised its full year 2026 earnings guidance, with net interest income now projected in a range of $115 million to $117 million.Narrative Update • Jun 18
BWFG: Price Target Increase And Steady Outlook Will Shape Fair Value View
Analysts have raised their price target for Bankwell Financial Group by $3, reflecting updated views on the stock's fair value and underlying assumptions such as discount rate, revenue growth, profit margin and future P/E that remain broadly consistent with prior estimates. What’s in the News for Bankwell Financial Group Bankwell Financial Group affirmed earnings guidance for 2026, maintaining prior expectations for net interest income and loan growth.Narrative Update • Jun 04
BWFG: Updated Earnings Outlook And Charge Offs Will Guide Fairly Balanced View
Analysts have raised their price target on Bankwell Financial Group by $3 to reflect updated assumptions around revenue growth, profit margins, and a slightly lower future P/E multiple, despite a modestly higher discount rate. What's in the News Bankwell Financial Group affirmed earnings guidance for 2026, including prior expectations for Net Interest Income and loan growth, according to company guidance.Narrative Update • Apr 27
BWFG: Raised Price View And Brooklyn Expansion Will Shape Forward Expectations
Narrative Update The analyst price target for Bankwell Financial Group has shifted from $52.00 to $54.50. Analysts point to recent Street research, including a $2 price target adjustment at Keefe Bruyette, as support for this updated view.Narrative Update • Apr 12
BWFG: Updated Assumptions And Brooklyn Expansion Will Shape Measured Forward Expectations
Analysts have raised their price target on Bankwell Financial Group by $2 to reflect updated assumptions around discount rates, modest changes to expected revenue growth and profit margins, and a slightly higher future P/E multiple. Analyst Commentary Analysts lifting their price target by $2 are signaling modestly stronger confidence in how Bankwell Financial Group can convert its current business mix into shareholder value, while still recognizing execution and valuation risks.Narrative Update • Mar 28
BWFG: Lower Risk Assumptions And Brooklyn Expansion Will Support Balanced Future Expectations
Analysts have raised their price target on Bankwell Financial Group by $2. This change reflects updated views on the bank's fair value, discount rate, revenue growth, profit margin, and future P/E assumptions.Narrative Update • Mar 13
BWFG: Lower Risk Assumptions And Brooklyn Expansion Will Support A Steady Outlook
Analysts have raised their price target for Bankwell Financial Group by $2, citing updated valuation work that reflects a modestly lower discount rate, stable fair value assumptions, and an adjusted future P/E outlook. Analyst Commentary Bullish Takeaways Bullish analysts see the modestly higher price target as consistent with a lower discount rate, which supports a view that the risk profile used in their models is more aligned with current conditions.Narrative Update • Feb 27
BWFG: Refreshed Assumptions And Brooklyn Expansion Will Support A Steady Outlook
Analysts have lifted their price target on Bankwell Financial Group by $2, reflecting refreshed assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E after recent Street research. Analyst Commentary Street research around the refreshed fair value and P/E assumptions provides a clearer view of how analysts are framing the risk and reward in Bankwell Financial Group at the new price target level.Narrative Update • Feb 11
BWFG: Updated Fair Assumptions And 2026 Income Outlook Will Support Steady View
Analysts have increased their price target on Bankwell Financial Group by $1.50 to $52.00, citing updated fair value analysis and revised assumptions for the discount rate, revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent Street research on Bankwell Financial Group highlights a fresh look at fair value, with the revised US$52.00 target tying back to updated assumptions around discount rates, revenue trends, profit margins, and future P/E levels.Analysis Article • Feb 03
Bankwell Financial Group (NASDAQ:BWFG) Will Pay A Dividend Of $0.20
The board of Bankwell Financial Group, Inc. ( NASDAQ:BWFG ) has announced that it will pay a dividend on the 20th of...Analysis Article • Feb 01
Analysts Are Updating Their Bankwell Financial Group, Inc. (NASDAQ:BWFG) Estimates After Its Full-Year Results
Bankwell Financial Group, Inc. ( NASDAQ:BWFG ) last week reported its latest annual results, which makes it a good time...Narrative Update • Jan 28
BWFG: Slight Model Refinements Will Likely Support Steady Fair Outlook
Analysts now set their price target for Bankwell Financial Group at $50.50, up from $49.75. They cite small model adjustments to fair value, discount rate, profit margin and future P/E assumptions.Narrative Update • Jan 12
BWFG: Stable Guidance And Completed Buyback Will Likely Support Fair Outlook
Narrative Update: Bankwell Financial Group Analyst Price Target Analysts now hold their fair value estimate for Bankwell Financial Group steady at $49.75, citing only marginal tweaks to inputs such as the discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations rather than any major shift in their view on the stock. What's in the News Bankwell Financial Group reported that from July 1, 2025 to September 30, 2025, it repurchased 0 shares for $0 million, while completing a total of 44,550 shares repurchased for $1.33 million under the buyback announced on October 28, 2024 (Key Developments).Narrative Update • Dec 25
BWFG: Future Earnings Guidance And Buyback Capacity Will Likely Support Fair Outlook
Analysts have modestly raised their price target on Bankwell Financial Group to 49.75 dollars, citing a slightly higher assumed future price to earnings multiple while keeping fair value and operating assumptions effectively unchanged. What's in the News Affirmed full year 2025 earnings guidance and reiterated net interest income expectations of 97 million dollars to 98 million dollars, signaling management confidence in the earnings outlook (company guidance) Updated share repurchase activity, noting that no shares were bought between July 1, 2025 and September 30, 2025, and confirming completion of 44,550 shares repurchased for 1.33 million dollars under the October 28, 2024 buyback authorization (company filing) Valuation Changes Fair Value: unchanged at 49.75 dollars per share, indicating no revision to the intrinsic value estimate.Narrative Update • Dec 11
BWFG: Stable Buyback Outlook And Earnings Guidance Will Likely Support Fair Valuation
Analysts have modestly reiterated their outlook on Bankwell Financial Group, leaving the fair value estimate essentially unchanged at approximately $49.75 per share, as a slightly lower discount rate and valuation assumptions offset stable growth and profitability expectations. What's in the News Bankwell Financial Group updated its share repurchase activity, reporting no shares bought between July 1 and September 30, 2025, and confirming that it has completed repurchasing 44,550 shares for $1.33 million under the October 28, 2024 authorization (Key Developments).Narrative Update • Nov 27
BWFG: Share Buyback and Earnings Guidance Will Likely Underpin Market Stability
Narrative Update on Bankwell Financial Group Analysts have adjusted their price target for Bankwell Financial Group and are maintaining it at $49.75, citing only minimal changes in underlying financial assumptions and model inputs. What's in the News The company completed the repurchase of 44,550 shares, representing 0.58 percent, for $1.33 million under the buyback announced on October 28, 2024 (Key Developments).Narrative Update • Nov 12
BWFG: Share Repurchase and Guidance Are Expected to Support Stability Ahead
Analysts have maintained their price target for Bankwell Financial Group at $49.75. This reflects continued confidence in the company's valuation despite minor adjustments to the discount rate and future price-to-earnings estimates.Narrative Update • Oct 29
Share Buybacks And 2025 Earnings Confidence Will Drive Further Upside
Analysts have raised their price target for Bankwell Financial Group from $45.00 to $49.75. This change is attributed to updated valuation models and adjustments to revenue growth and profit margin forecasts.Analysis Article • May 15
Here's Why We Think Bankwell Financial Group, Inc.'s (NASDAQ:BWFG) CEO Compensation Looks Fair for the time being
Key Insights Bankwell Financial Group will host its Annual General Meeting on 21st of May CEO Chris Gruseke's total...Analysis Article • Apr 27
Bankwell Financial Group's (NASDAQ:BWFG) Dividend Will Be $0.20
Bankwell Financial Group, Inc. ( NASDAQ:BWFG ) has announced that it will pay a dividend of $0.20 per share on the 20th...
New Narrative • Nov 03
Calculated Innovation And Technological Investments Drive Future Banking Success
Anticipated net interest margin expansion via deposit and loan repricing is expected to boost earnings and margins significantly.Analysis Article • Nov 01
Bankwell Financial Group, Inc. Just Reported A Surprise Profit And Analysts Updated Their Estimates
Bankwell Financial Group, Inc. ( NASDAQ:BWFG ) last week reported its latest third-quarter results, which makes it a...Analysis Article • Jul 28
Bankwell Financial Group (NASDAQ:BWFG) Is Due To Pay A Dividend Of $0.20
Bankwell Financial Group, Inc.'s ( NASDAQ:BWFG ) investors are due to receive a payment of $0.20 per share on 23rd of...Analysis Article • May 23
Increases to Bankwell Financial Group, Inc.'s (NASDAQ:BWFG) CEO Compensation Might Cool off for now
Key Insights Bankwell Financial Group to hold its Annual General Meeting on 29th of May Salary of US$630.0k is part of...Analysis Article • Apr 29
Bankwell Financial Group (NASDAQ:BWFG) Has Affirmed Its Dividend Of $0.20
The board of Bankwell Financial Group, Inc. ( NASDAQ:BWFG ) has announced that it will pay a dividend of $0.20 per...Analysis Article • Jan 28
Bankwell Financial Group (NASDAQ:BWFG) Has Affirmed Its Dividend Of $0.20
The board of Bankwell Financial Group, Inc. ( NASDAQ:BWFG ) has announced that it will pay a dividend on the 23rd of...Analysis Article • Jul 30
Bankwell Financial Group (NASDAQ:BWFG) Will Pay A Dividend Of $0.20
Bankwell Financial Group, Inc.'s ( NASDAQ:BWFG ) investors are due to receive a payment of $0.20 per share on 24th of...Shareholder Returns
| BWFG | US Banks | US Market | |
|---|---|---|---|
| 7D | 8.8% | 0.4% | 0.5% |
| 1Y | 73.2% | 24.0% | 16.5% |
Return vs Industry: BWFG exceeded the US Banks industry which returned 24% over the past year.
Return vs Market: BWFG exceeded the US Market which returned 16.5% over the past year.
Price Volatility
| BWFG volatility | |
|---|---|
| BWFG Average Weekly Movement | 3.7% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: BWFG has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: BWFG's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2002 | 167 | Chris Gruseke | www.mybankwell.com |
Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. It provides various traditional depository products, including checking, savings, money market, and certificates of deposit. The company also offers first mortgage loans secured by one-to-four family owner occupied residential properties for personal use; home equity loans and home equity lines of credit secured by owner occupied one-to-four family residential properties; loans secured by commercial real estate, multi-family dwellings, owner-occupied commercial real estate, and investor-owned one-to-four family dwellings; commercial construction loans for commercial development projects, including apartment buildings and condominiums, as well as office buildings, retail, and other income producing properties; land loans; commercial business loans secured by assignments of corporate assets and personal guarantees of the business owners; loans to finance insurance premiums; overdraft lines of credit; and personal loans.
Bankwell Financial Group, Inc. Fundamentals Summary
| BWFG fundamental statistics | |
|---|---|
| Market cap | US$526.16m |
| Earnings (TTM) | US$42.26m |
| Revenue (TTM) | US$120.63m |
12.4x
P/E Ratio1.6x
P/B RatioIs BWFG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BWFG income statement (TTM) | |
|---|---|
| Revenue | US$120.63m |
| Cost of Revenue | US$0 |
| Gross Profit | US$120.63m |
| Other Expenses | US$78.37m |
| Earnings | US$42.26m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.44 |
| Gross Margin | 100.00% |
| Net Profit Margin | 35.04% |
| Debt/Equity Ratio | 30.9% |
How did BWFG perform over the long term?
See historical performance and comparisonDividends
1.2%
Current Dividend Yield15%
Payout RatioDoes BWFG pay a reliable dividends?
See BWFG dividend history and benchmarks| Bankwell Financial Group dividend dates | |
|---|---|
| Ex Dividend Date | Aug 10 2026 |
| Dividend Pay Date | Aug 21 2026 |
| Days until Ex dividend | 9 days |
| Days until Dividend pay date | 20 days |
Does BWFG pay a reliable dividends?
See BWFG dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/31 17:24 |
| End of Day Share Price | 2026/07/30 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bankwell Financial Group, Inc. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Feddie Strickland | Hovde Group, LLC |
| David Konrad | Keefe, Bruyette, & Woods |
| Matthew Breese | Piper Sandler Companies |