Bankwell Financial Group Balance Sheet Health
Financial Health criteria checks 4/6
Bankwell Financial Group has total assets of $3.2B and total equity of $267.9M. Total deposits are $2.7B, and total loans are $2.6B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 2.5% of total loans. Cash and short-term investments are $296.5M.
Key information
11.8x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$2.69b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$296.45m |
Recent financial health updates
No updates
Recent updates
Bankwell Financial Group, Inc. Just Reported A Surprise Profit And Analysts Updated Their Estimates
Nov 01
Bankwell Financial Group (NASDAQ:BWFG) Is Due To Pay A Dividend Of $0.20
Jul 28Increases to Bankwell Financial Group, Inc.'s (NASDAQ:BWFG) CEO Compensation Might Cool off for now
May 23Bankwell Financial Group (NASDAQ:BWFG) Has Affirmed Its Dividend Of $0.20
Apr 29Bankwell Financial Group (NASDAQ:BWFG) Has Affirmed Its Dividend Of $0.20
Jan 28Bankwell Financial Group (NASDAQ:BWFG) Will Pay A Dividend Of $0.20
Jul 30Bankwell Financial: Growth Of Loan Volume To Counter Margin Compression
Sep 22Bankwell Financial: Strong Loan Growth To Drive The Bottom Line
Jul 10Bankwell Financial: The Loan Book Is Heavily Geared Towards CRE And Commercial Loans
Mar 22Bankwell Financial Group (NASDAQ:BWFG) Will Pay A Larger Dividend Than Last Year At US$0.20
Jan 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BWFG's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: BWFG has a low allowance for bad loans (42%).
Low Risk Liabilities: 93% of BWFG's liabilities are made up of primarily low risk sources of funding.
Loan Level: BWFG has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: BWFG's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: BWFG has a high level of bad loans (2.5%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 12:45 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Bankwell Financial Group, Inc. is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Erik Zwick | Boenning & Scattergood, Inc. |
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Christopher O'Connell | Keefe, Bruyette, & Woods |