Alpine Banks of Colorado
Market Cap
US$525.7m
Last Updated
2019/10/14 03:32 UTC
Data Sources
Company Financials
Executive Summary
Alpine Banks of Colorado operates as the bank holding company for Alpine Bank that provides various banking products and services to individuals and businesses.
Snowflake
Fundamentals
Flawless balance sheet with proven track record.
Share Price & News
How has Alpine Banks of Colorado's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
0%
ALPI.B
1.4%
US Banks
1.0%
US Market
1 Year Return
n/a
ALPI.B
0.2%
US Banks
6.7%
US Market
Return vs Industry: Insufficient data to determine how ALPI.B performed against the US Banks industry.
Return vs Market: Insufficient data to determine how ALPI.B performed against the US Market.
Share holder returns
| ALPI.B | Industry | Market | |
|---|---|---|---|
| 7 Day | 0% | 1.4% | 1.0% |
| 30 Day | 0.4% | -2.6% | -1.8% |
| 90 Day | -7.9% | 0.8% | -1.8% |
| 1 Year | n/a | 3.1%0.2% | 9.1%6.7% |
| 3 Year | n/a | 52.0%41.5% | 46.1%36.6% |
| 5 Year | n/a | 69.7%51.2% | 66.9%48.6% |
Price Volatility Vs. Market
How volatile is Alpine Banks of Colorado's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Alpine Banks of Colorado undervalued based on future cash flows and its price relative to the stock market?
31%
Discount to future cash flow value
Intrinsic Value Based on Future Cash Flows
Undervalued: ALPI.B ($5021) is trading below our estimate of fair value ($7273.8)
Significantly Undervalued: ALPI.B is trading below fair value, but not by a significant amount.
Price Based on Earnings
PE vs Industry: ALPI.B is good value based on its PE Ratio (9.1x) compared to the Banks industry average (12.5x).
PE vs Market: ALPI.B is good value based on its PE Ratio (9.1x) compared to the US market (17.5x).
Price Based on Expected Growth
Low PEG Ratio: Insufficient data to calculate ALPI.B's PEG Ratio to determine if it is good value.
Price Based on Value of Assets
PB vs Industry: ALPI.B is overvalued based on its PB Ratio (1.8x) compared to the US Banks industry average (1.2x).
Next Steps
Future Growth
How is Alpine Banks of Colorado expected to perform in the next 1 to 3 years based on estimates from 0 analysts?
-3.2%
Forecasted annual earnings growth
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
Earnings vs Savings Rate: ALPI.B's earnings are forecast to decline over the next 3 years (-3.2% per year).
Earnings vs Market: ALPI.B's earnings are forecast to decline over the next 3 years (-3.2% per year).
High Growth Earnings: ALPI.B's earnings are forecast to decline over the next 3 years.
Revenue vs Market: Insufficient data to determine if ALPI.B's revenue is forecast to grow faster than the US market.
High Growth Revenue: Insufficient data to determine if ALPI.B's revenue is forecast to grow faster than 20% per year.
Earnings per Share Growth Estimates
Future Return on Equity
High Future ROE: Insufficient data to determine if ALPI.B's Return on Equity is forecast to be high in 3 years time
Next Steps
Past Performance
How has Alpine Banks of Colorado performed over the past 5 years?
22.5%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Earnings Trend: ALPI.B's earnings have grown significantly by 22.5% per year over the past 5 years.
Accelerating Growth: ALPI.B's earnings growth over the past year (48.7%) exceeds its 5-year average (22.5% per year).
Earnings vs Industry: ALPI.B earnings growth over the past year (48.7%) exceeded the Banks industry 31.8%.
Return on Equity
High ROE: ALPI.B's Return on Equity (19.4%) is considered low.
Return on Assets
ROA vs Industry: ALPI.B has a higher Return on Assets than the Banks industry average last year.
Return on Capital Employed
ROCE Improving: Insufficient data to calculate ALPI.B's Return on Capital Employed to determine if it has improved over the past 3 years.
Next Steps
Financial Health
How is Alpine Banks of Colorado's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Inventory Level: ALPI.B has a low level of unsold assets or inventory.
Debt Coverage by Assets: ALPI.B's debt is covered by short term assets (assets are 3.493620x debt).
Financial Institutions Analysis
Asset Level: ALPI.B's level of assets compared to its equity is moderate.
Allowance for Bad Loans: ALPI.B has a sufficient allowance for bad loans.
Low Risk Liabilities: ALPI.B's liabilities are made up of primarily low risk sources of funding.
Loan Level: ALPI.B has an acceptable proportion of non-loan assets held.
Low Risk Deposits: ALPI.B's loans are broadly funded by customer deposits.
Level of Bad Loans: ALPI.B has an appropriate level of bad loans (0.22%)
Next Steps
Dividend
What is Alpine Banks of Colorado's current dividend yield, its reliability and sustainability?
Upcoming Dividend Payment
Purchase Alpine Banks of Colorado before the 'Buy Limit' to receive their next dividend payment.
Dividend Yield vs Market
Current dividend yield vs market & industry
Dividend Yield and Payments Analysis
Notable Dividend: Unable to evaluate ALPI.B's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate ALPI.B's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stable Dividend: Insufficient data to determine if ALPI.B's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if ALPI.B's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of ALPI.B's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Next Steps
Management
What is the CEO of Alpine Banks of Colorado's salary, the management and board of directors tenure and is there insider trading?
0.3yrs
Average management tenure
CEO
Bob Young 0
0yrs
Tenure
Mr. J. Robert Young, also known as Bob, serves as Chairman of the Board and Chief Executive Officer at Alpine Bank.
Management Age and Tenure
0.3yrs
Average Tenure
Experienced Management: ALPI.B's management team is not considered experienced ( 0.3 years average tenure), which suggests a new team.
Insider Trading
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Management Team
Kathryn Herzog
Senior Vice President
- Tenure: 0yrs
Glen Jammaron
Vice Chairman & President
- Tenure: 0yrs
Bob Young
Chairman & CEO
- Tenure: 0yrs
Eric Gardey
Chief Financial Officer
- Tenure: 0yrs
Leonard Rice
Senior VP & Senior Investment Officer
- Tenure: 0.3yrs
Kathryn Porter
Senior VP & Senior Fiduciary Officer
- Tenure: 0.3yrs
Board Members
Ray Baker (68yo)
Director
- Tenure: 0yrs
R. Robinson
Director
- Tenure: 0yrs
Glen Jammaron
Vice Chairman & President
- Tenure: 0yrs
Bob Young
Chairman & CEO
- Tenure: 0yrs
Tom Kenning
Director
- Tenure: 0yrs
Steve Briggs
Director
- Tenure: 0yrs
Norm Franke
Director
- Tenure: 0yrs
Peter Guy
Director
- Tenure: 0yrs
Wally Dallenbach
Director
- Tenure: 0yrs
Stan Kornasiewicz
Director
- Tenure: 0yrs
Company Information
Alpine Banks of Colorado's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Alpine Banks of Colorado
- Ticker: ALPI.B
- Exchange: OTCPK
- Founded: 1973
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$525.704m
- Shares outstanding: 104.70k
- Website: https://www.alpinebank.com
Location
- Alpine Banks of Colorado
- 2200 Grand Avenue
- PO Box 10000
- Glenwood Springs
- Colorado
- 81601
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| ALPI.B | OTCPK (Pink Sheets LLC) | Yes | Class B Common Stock | US | USD | Mar 2019 |
Biography
Alpine Banks of Colorado operates as the bank holding company for Alpine Bank that provides various banking products and services to individuals and businesses. The company offers deposit products, includi ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/10/14 03:32 |
| End of Day Share Price | 2019/10/07 00:00 |
| Earnings | 2019/03/31 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.