River Financial Corporation

OTCPK:RVRF Stock Report

Market Cap: US$256.1m

River Financial (RVRF) Stock Overview

Operates as the bank holding company for the River Bank & Trust that provides financial services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in the United States. More details

RVRF fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends2/6

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River Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for River Financial
Historical stock prices
Current Share PriceUS$33.00
52 Week HighUS$33.00
52 Week LowUS$29.75
Beta0.097
1 Month Change4.76%
3 Month Change6.45%
1 Year Changen/a
3 Year Changen/a
5 Year Change87.50%
Change since IPO57.14%

Recent News & Updates

Recent updates

Shareholder Returns

RVRFUS BanksUS Market
7D0%-1.7%-0.1%
1Yn/a25.7%13.0%

Return vs Industry: Insufficient data to determine how RVRF performed against the US Banks industry.

Return vs Market: Insufficient data to determine how RVRF performed against the US Market.

Price Volatility

Is RVRF's price volatile compared to industry and market?
RVRF volatility
RVRF Average Weekly Movementn/a
Banks Industry Average Movement3.7%
Market Average Movement6.4%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.2%

Stable Share Price: RVRF's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine RVRF's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
2006344Jimmy Stubbsriverbankandtrust.com

River Financial Corporation operates as the bank holding company for the River Bank & Trust that provides financial services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in the United States. The company accepts demand, time, savings, and other deposits, including negotiable orders of withdrawal accounts; and interest-bearing transaction accounts, money market accounts, and certificates of deposit. It also offers commercial real estate term loans, residential mortgage loans, and construction and land development loans; home equity lines of credit; commercial and industrial loans; and consumer loans that consists of loans to purchase automobiles and other consumer durable goods.

River Financial Corporation Fundamentals Summary

How do River Financial's earnings and revenue compare to its market cap?
RVRF fundamental statistics
Market capUS$256.13m
Earnings (TTM)US$33.97m
Revenue (TTM)US$109.16m
7.5x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RVRF income statement (TTM)
RevenueUS$109.16m
Cost of RevenueUS$0
Gross ProfitUS$109.16m
Other ExpensesUS$75.19m
EarningsUS$33.97m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)4.38
Gross Margin100.00%
Net Profit Margin31.12%
Debt/Equity Ratio86.7%

How did RVRF perform over the long term?

See historical performance and comparison

Dividends

1.6%
Current Dividend Yield
12%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/12 21:36
End of Day Share Price 2025/06/27 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

River Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.