River Financial Balance Sheet Health
Financial Health criteria checks 6/6
River Financial has total assets of $3.4B and total equity of $208.2M. Total deposits are $2.9B, and total loans are $2.3B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $180.7M.
Key information
16.4x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | US$2.94b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$180.74m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RVRF's Assets to Equity ratio (16.4x) is moderate.
Allowance for Bad Loans: RVRF has a sufficient allowance for bad loans (251%).
Low Risk Liabilities: 92% of RVRF's liabilities are made up of primarily low risk sources of funding.
Loan Level: RVRF has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: RVRF's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: RVRF has an appropriate level of bad loans (0.5%).