River Financial Corporation

OTCPK:RVRF Stock Report

Market Cap: US$230.2m

River Financial Past Earnings Performance

Past criteria checks 4/6

River Financial has been growing earnings at an average annual rate of 18.5%, while the Banks industry saw earnings growing at 7.2% annually. Revenues have been growing at an average rate of 16.4% per year. River Financial's return on equity is 13.2%, and it has net margins of 28.5%.

Key information

18.5%

Earnings growth rate

15.2%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate16.4%
Return on equity13.2%
Net Margin28.5%
Last Earnings Update30 Jun 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How River Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:RVRF Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 249627500
31 Mar 249727500
31 Dec 239527500
30 Sep 239124480
30 Jun 239125470
31 Mar 238725440
31 Dec 228728420
30 Sep 228528400
30 Jun 228227390
31 Mar 227926380
31 Dec 217625360
30 Sep 217425340
30 Jun 216923330
31 Mar 216420310
31 Dec 205817300
30 Sep 205514300
30 Jun 205213290
31 Mar 205012280
31 Dec 194711270
30 Sep 194410260
30 Jun 19419240
31 Mar 19399230
31 Dec 18379220
30 Sep 18358190
30 Jun 18358190
31 Mar 18348180
31 Dec 17348170
30 Sep 17349170
30 Jun 17339170
31 Mar 17338160
31 Dec 16328170
30 Sep 16286160
30 Jun 16244150
31 Mar 16213130
31 Dec 15172120
30 Sep 15174100
30 Jun 15174100
31 Mar 1516490
31 Dec 1416390
31 Dec 1315380

Quality Earnings: RVRF has high quality earnings.

Growing Profit Margin: RVRF's current net profit margins (28.5%) are higher than last year (28%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: RVRF's earnings have grown by 18.5% per year over the past 5 years.

Accelerating Growth: RVRF's earnings growth over the past year (8%) is below its 5-year average (18.5% per year).

Earnings vs Industry: RVRF earnings growth over the past year (8%) exceeded the Banks industry -13.1%.


Return on Equity

High ROE: RVRF's Return on Equity (13.2%) is considered low.


Return on Assets


Return on Capital Employed


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