Primary Bank (OTCPK:PRMY) - Stock Price, News & Analysis

PRMY Stock Overview

Provides various financial services to small and medium-sized businesses in New Hampshire, the United States. More details

PRMY fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 48.5% below our estimate of its fair value

Risk Analysis

Shares are highly illiquid

Latest financial reports are more than 6 months old

Primary Bank Competitors

PB Financial

OTCPK:PBNC

US$125.8m

Bank of Idaho Holding

OTCPK:BOID

US$116.5m

SouthPoint Bancshares

OTCPK:SOUB

US$108.8m

Pinnacle Bank

OTCPK:PBNK

US$114.4m

Price History & Performance

Summary of all time highs, changes and price drops for Primary Bank
Historical stock prices
Current Share Price	US$25.25
52 Week High	US$25.25
52 Week Low	US$20.60
Beta	0.066
11 Month Change	4.12%
3 Month Change	7.45%
1 Year Change	12.22%
33 Year Change	20.24%
5 Year Change	87.04%
Change since IPO	148.77%

Recent updates

Shareholder Returns

	PRMY	US Banks	US Market
7D	1.0%	1.8%	2.2%
1Y	12.2%	57.7%	31.6%

Return vs Industry: PRMY underperformed the US Banks industry which returned 57.8% over the past year.

Return vs Market: PRMY underperformed the US Market which returned 31.7% over the past year.

Price Volatility

Is PRMY's price volatile compared to industry and market?
PRMY volatility
PRMY Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: PRMY's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine PRMY's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2015	n/a	Crystal Dionne	www.primarybanknh.com

Primary Bank provides various financial services to small and medium-sized businesses in New Hampshire, the United States. The company offers checking, savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides commercial lending solutions, including SBA loans, working capital and equipment lines of credit, commercial real estate and construction loans, acquisition and development loans, residential sub-division loans, non-owner-occupied multi-family and 1-4 family loans, business term loans, guaranteed loans, and letters of credit.

Primary Bank Fundamentals Summary

How do Primary Bank's earnings and revenue compare to its market cap?
PRMY fundamental statistics
Market cap	US$118.91m
Earnings (TTM)	US$10.00m
Revenue (TTM)	US$27.01m

11.9x

P/E Ratio

1.3x

P/B Ratio

Is PRMY overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PRMY income statement (TTM)
Revenue	US$27.01m
Cost of Revenue	US$0
Gross Profit	US$27.01m
Other Expenses	US$17.01m
Earnings	US$10.00m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	2.12
Gross Margin	100.00%
Net Profit Margin	37.02%
Debt/Equity Ratio	0%

How did PRMY perform over the long term?

See historical performance and comparison

Primary Bank OTCPK:PRMY Stock Report