TRST Stock Overview
Operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals and businesses. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for TRST from our risk checks.
My Notes
Capture your thoughts, links and company narrative
TrustCo Bank Corp NY Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$33.28 |
| 52 Week High | US$38.89 |
| 52 Week Low | US$25.83 |
| Beta | 0.85 |
| 1 Month Change | -10.63% |
| 3 Month Change | 2.97% |
| 1 Year Change | 7.18% |
| 3 Year Change | -1.97% |
| 5 Year Change | -22.87% |
| Change since IPO | 858.26% |
Recent News & Updates
Recent updates
TrustCo Bank Corp NY (NASDAQ:TRST) Is Due To Pay A Dividend Of $0.36
Nov 23
TrustCo Bank: Very Strong Performance, Run A House Position
Jul 22Results: TrustCo Bank Corp NY Exceeded Expectations And The Consensus Has Updated Its Estimates
Apr 26TrustCo Bank: Back To A 5.5% Yield, It Is A Buy
Apr 22TrustCo Bank Corp NY (NASDAQ:TRST) Is Due To Pay A Dividend Of $0.36
Nov 25Should You Be Adding TrustCo Bank Corp NY (NASDAQ:TRST) To Your Watchlist Today?
Mar 24TrustCo Bank Corp NY (NASDAQ:TRST) Is Increasing Its Dividend To $0.36
Feb 25TrustCo Bank Corp NY (NASDAQ:TRST) Will Pay A Dividend Of $0.35
Aug 20TrustCo Bank: Stable And Attractively Valued
Aug 20TrustCo Bank: A 4.5% Yield For A Bank Trading At TBV
May 24TrustCo Bank: An Attractive 4% Dividend Yield For New York And Florida Real Estate Exposure
Jan 10TrustCo Bank: Tremendously Positioned For Rate Hikes
Oct 25TrustCo Bank: The Recent Pullback Is All About Interest Rates
Aug 22Shareholder Returns
| TRST | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.0% | 0.1% | -1.1% |
| 1Y | 7.2% | 28.7% | 22.4% |
Return vs Industry: TRST underperformed the US Banks industry which returned 29.4% over the past year.
Return vs Market: TRST underperformed the US Market which returned 23.7% over the past year.
Price Volatility
| TRST volatility | |
|---|---|
| TRST Average Weekly Movement | 5.4% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: TRST has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: TRST's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1902 | 735 | Rob McCormick | www.trustcobank.com |
TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals and businesses. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities.
TrustCo Bank Corp NY Fundamentals Summary
| TRST fundamental statistics | |
|---|---|
| Market cap | US$635.33m |
| Earnings (TTM) | US$47.40m |
| Revenue (TTM) | US$168.59m |
13.3x
P/E Ratio0.9x
P/B RatioIs TRST overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TRST income statement (TTM) | |
|---|---|
| Revenue | US$168.59m |
| Cost of Revenue | US$0 |
| Gross Profit | US$168.59m |
| Other Expenses | US$121.19m |
| Earnings | US$47.40m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.49 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.12% |
| Debt/Equity Ratio | 13.7% |
How did TRST perform over the long term?
See historical performance and comparisonDividends
4.3%
Current Dividend Yield58%
Payout RatioDoes TRST pay a reliable dividends?
See TRST dividend history and benchmarks| TrustCo Bank Corp NY dividend dates | |
|---|---|
| Ex Dividend Date | Dec 06 2024 |
| Dividend Pay Date | Jan 02 2025 |
| Days until Ex dividend | 25 days |
| Days until Dividend pay date | 2 days |
Does TRST pay a reliable dividends?
See TRST dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 04:36 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
TrustCo Bank Corp NY is covered by 7 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Travis Lan | Keefe, Bruyette, & Woods |
| Alexander Roberts Twerdahl | Piper Sandler Companies |
| Alexander Roberts Twerdahl | Sandler O'Neill |