Dimeco (DIMC) Stock Overview

Operates as the bank holding company for The Dime Bank that provides banking products and services to individuals and businesses in Pennsylvania. More details

DIMC fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	4/6
Financial Health	6/6
Dividends	4/6

Rewards

Trading at 34.8% below our estimate of its fair value

Earnings have grown 9.3% per year over the past 5 years

Pays a reliable dividend of 2.8%

Risk Analysis

No risks detected for DIMC from our risk checks.

DIMC Community Fair Values

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Dimeco, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Dimeco
Historical stock prices
Current Share Price	US$64.31
52 Week High	US$65.25
52 Week Low	US$38.30
Beta	0.057
1 Month Change	2.53%
3 Month Change	18.07%
1 Year Change	66.61%
3 Year Change	91.86%
5 Year Change	78.64%
Change since IPO	1,507.75%

Recent updates

Shareholder Returns

	DIMC	US Banks	US Market
7D	0.5%	-0.3%	-0.2%
1Y	66.6%	18.7%	14.8%

Return vs Industry: DIMC exceeded the US Banks industry which returned 18.7% over the past year.

Return vs Market: DIMC exceeded the US Market which returned 14.8% over the past year.

Price Volatility

Is DIMC's price volatile compared to industry and market?
DIMC volatility
DIMC Average Weekly Movement	2.7%
Banks Industry Average Movement	3.1%
Market Average Movement	6.9%
10% most volatile stocks in US Market	15.5%
10% least volatile stocks in US Market	2.9%

Stable Share Price: DIMC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: DIMC's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1905	n/a	Pete Bochnovich	www.thedime.bank

Dimeco, Inc. operates as the bank holding company for The Dime Bank that provides banking products and services to individuals and businesses in Pennsylvania. The company accepts various deposits, including checking, savings, and individual retirement accounts, as well as certificates of deposit. It also provides consumer, home equity, mortgage, construction, and student; business term, business vehicle, business equipment, capital improvement, and commercial real estate loans; business lines of credit and acquisition financing; and investment services.

Dimeco, Inc. Fundamentals Summary

How do Dimeco's earnings and revenue compare to its market cap?
DIMC fundamental statistics
Market cap	US$164.19m
Earnings (TTM)	US$18.72m
Revenue (TTM)	US$54.33m

8.8x

P/E Ratio

1.2x

P/B Ratio

Is DIMC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DIMC income statement (TTM)
Revenue	US$54.33m
Cost of Revenue	US$0
Gross Profit	US$54.33m
Other Expenses	US$35.61m
Earnings	US$18.72m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)	7.32
Gross Margin	100.00%
Net Profit Margin	34.45%
Debt/Equity Ratio	28.0%

How did DIMC perform over the long term?

See historical performance and comparison

Dividends

2.8%

Current Dividend Yield

24%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/09/10 01:13
End of Day Share Price	2026/09/10 00:00
Earnings	2026/06/30
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Dimeco, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Dimeco, Inc.OTCPK:DIMC Stock Report