JDVB Stock Overview

Operates as a bank holding company for JD Bank that provides various banking products and services to individuals and businesses primarily in South Louisiana. More details

JDVB fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 37.4% below our estimate of its fair value

Earnings grew by 58.4% over the past year

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap ($87M)

Unstable dividend track record

Community vs My Fair Value

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JD Bancshares, Inc. Competitors

Bancorp 34

OTCPK:BCTF

US$88.0m

Jeffersonville Bancorp

OTCPK:JFBC

US$88.9m

Chesapeake Financial Shares

OTCPK:CPKF

US$89.8m

Pathfinder Bancorp

NasdaqCM:PBHC

US$90.0m

Price History & Performance

Summary of share price highs, lows and changes for JD Bancshares
Historical stock prices
Current Share Price	US$25.50
52 Week High	US$26.00
52 Week Low	US$19.75
Beta	-0.099
1 Month Change	1.76%
3 Month Change	0.99%
1 Year Change	2.00%
3 Year Change	-8.93%
5 Year Change	5.83%
Change since IPO	72.62%

Recent updates

Shareholder Returns

	JDVB	US Banks	US Market
7D	0.4%	4.0%	3.0%
1Y	2.0%	17.9%	10.1%

Return vs Industry: JDVB underperformed the US Banks industry which returned 17.9% over the past year.

Return vs Market: JDVB underperformed the US Market which returned 10% over the past year.

Price Volatility

Is JDVB's price volatile compared to industry and market?
JDVB volatility
JDVB Average Weekly Movement	n/a
Banks Industry Average Movement	4.7%
Market Average Movement	7.9%
10% most volatile stocks in US Market	16.2%
10% least volatile stocks in US Market	4.1%

Stable Share Price: JDVB's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine JDVB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1946	250	n/a	jdbank.com

JD Bancshares, Inc. operates as a bank holding company for JD Bank that provides various banking products and services to individuals and businesses primarily in South Louisiana. The company offers checking, demand, savings, individual retirement, and certificates of deposit accounts. It also provides commercial, business, real estate, agricultural, mobile home, vehicle, consumer, and mortgage loans; debit and credit cards; and overdraft protection, wire transfer, bill payment, safe deposit box, automatic clearance house origination, online and mobile banking, merchant, and other banking services.

JD Bancshares, Inc. Fundamentals Summary

How do JD Bancshares's earnings and revenue compare to its market cap?
JDVB fundamental statistics
Market cap	US$87.23m
Earnings (TTM)	US$12.91m
Revenue (TTM)	US$54.88m

6.8x

P/E Ratio

1.0x

P/B Ratio

Is JDVB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
JDVB income statement (TTM)
Revenue	US$54.88m
Cost of Revenue	US$0
Gross Profit	US$54.88m
Other Expenses	US$41.98m
Earnings	US$12.91m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	3.77
Gross Margin	100.00%
Net Profit Margin	23.52%
Debt/Equity Ratio	34.4%

How did JDVB perform over the long term?

See historical performance and comparison

Dividends

4.5%

Current Dividend Yield

23%

Payout Ratio

Does JDVB pay a reliable dividends?

See JDVB dividend history and benchmarks

When do you need to buy JDVB by to receive an upcoming dividend?
JD Bancshares dividend dates
Ex Dividend Date	May 02 2025
Dividend Pay Date	May 09 2025
Days until Ex dividend	2 days
Days until Dividend pay date	5 days

Does JDVB pay a reliable dividends?

See JDVB dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/03 02:59
End of Day Share Price	2025/04/28 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

JD Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.