DashboardPortfoliosWatchlistCommunityDiscoverScreener
NOT FOR DISTRIBUTION
Loading...
  • Stocks
  • /
  • Banks
Updated 1d ago
SFDL logo

Security Federal CorporationOTCPK:SFDL Stock Report

Market Cap US$134.9m
Updated 1d ago
Share Price
n/a
1Y41.7%
7D-1.3%
1D0%
Portfolio Value
​
View

Security Federal Corporation

OTCPK:SFDL Stock Report

Market Cap: US$134.9m

  • Company Overview
  • Valuation
  • Future Growth
  • Past Performance
  • Financial Health
  • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Security Federal (SFDL) Stock Overview

Operates as the bank holding company for Security Federal Bank that provides various banking products and services. More details

SFDL fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends4/6

Rewards

Price-To-Earnings ratio (9.7x) is below the US market (18.4x)

Earnings grew by 38.9% over the past year

Pays a reliable dividend of 1.47%

Risk Analysis

No risks detected for SFDL from our risk checks.

SFDL Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

NEW438,812 members

Join community and earn perks

Gain real feedbackFrom our editorial team, personally. Not silence.
Grow your followingReal investors. The kind who actually invest, not scroll past.
Unlock free accessFree premium subscription for consistent and quality authors.
Learn moreCreate Narrative
B
BlackGoat
R
RockeTeller
I
Investingwilly
D
davidlsander
438,812 investors already sharing narratives
US$
Current Price
US$43.603.9% overvalued intrinsic discount
%/yr
Decrease
Increase
PastFuture081m2016201920222025202620282031Revenue US$81.4mEarnings US$18.2m
Advanced
View all narratives

Security Federal Corporation Competitors

Pinnacle Bankshares

Symbol: OTCPK:PPBN
Market cap: US$141.3m

Magyar Bancorp

Symbol: NasdaqGM:MGYR
Market cap: US$128.0m

F & M Bank

Symbol: OTCPK:FMBM
Market cap: US$144.2m

Southern Michigan Bancorp

Symbol: OTCPK:SOMC
Market cap: US$146.5m

Price History & Performance

Summary of share price highs, lows and changes for Security Federal
Historical stock prices
Current Share PriceUS$43.60
52 Week HighUS$44.17
52 Week LowUS$30.78
Beta0.42
1 Month Change3.20%
3 Month Change16.27%
1 Year Change41.74%
3 Year Change83.04%
5 Year Change32.12%
Change since IPO85.53%

Recent News & Updates

Recent updates

Shareholder Returns

SFDLUS BanksUS Market
7D-1.3%-1.4%-2.2%
1Y41.7%17.6%13.1%

Return vs Industry: SFDL exceeded the US Banks industry which returned 17.6% over the past year.

Return vs Market: SFDL exceeded the US Market which returned 13.1% over the past year.

Price Volatility

Is SFDL's price volatile compared to industry and market?
SFDL volatility
SFDL Average Weekly Movement3.3%
Banks Industry Average Movement3.1%
Market Average Movement6.9%
10% most volatile stocks in US Market15.4%
10% least volatile stocks in US Market2.9%

Stable Share Price: SFDL has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine SFDL's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1922258Phil Wahlwww.securityfederalbank.com

Security Federal Corporation operates as the bank holding company for Security Federal Bank that provides various banking products and services. It provides various deposit products, such as savings and checking accounts, money market accounts, fixed interest rate certificates with varying maturities, and individual retirement accounts. The company offers real estate loans comprising commercial real estate loans secured by non-residential commercial properties, churches, hotels, residential developments, and multi-family dwellings; one-to-four family residential real estate loans; and construction loans and loans for the acquisition, development, and construction of residential subdivisions and commercial projects.

Security Federal Corporation Fundamentals Summary

How do Security Federal's earnings and revenue compare to its market cap?
SFDL fundamental statistics
Market capUS$134.86m
Earnings (TTM)US$13.84m
Revenue (TTM)US$61.81m
9.7x
P/E Ratio
1.1x
P/B Ratio

Is SFDL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SFDL income statement (TTM)
RevenueUS$61.81m
Cost of RevenueUS$0
Gross ProfitUS$61.81m
Other ExpensesUS$47.98m
EarningsUS$13.84m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)4.47
Gross Margin100.00%
Net Profit Margin22.39%
Debt/Equity Ratio12.7%

How did SFDL perform over the long term?

See historical performance and comparison

Dividends

1.5%
Current Dividend Yield
7%
Payout Ratio

Does SFDL pay a reliable dividends?

See SFDL dividend history and benchmarks
When do you need to buy SFDL by to receive an upcoming dividend?
Security Federal dividend dates
Ex Dividend DateAug 31 2026
Dividend Pay DateSep 15 2026
Days until Ex dividend12 days
Days until Dividend pay date3 days

Does SFDL pay a reliable dividends?

See SFDL dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/11 02:14
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Security Federal Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Make Better Investing Decisions Anywhere

Scan to download
Open AppStoreOpen Google Play
Chrome Web Store
Level 5, 320 Pitt Street, Sydney
Financial Data provided by S&P Global Market Intelligence LLC, analysis provided by Simply Wall Street Pty Ltd. Copyright © 2026, S&P Global Market Intelligence LLC. All rights reserved.
View Data Sources
Markets
  • US: NYSE & NASDAQ
  • UK: FTSE
  • Australia: ASX
  • India: NIFTY
  • Canada: TSX
  • South Africa: JSE
  • Japan: NIKKEI
  • South Korea: KOSPI
  • Germany: DAX
Investing Ideas
  • Undervalued Companies
  • Dividend Powerhouses
  • Insider Buying
  • Nuclear Energy
  • Autonomous Vehicles
  • Artificial Intelligence
  • Crypto and Blockchain
  • Cybersecurity
  • More ideas
Stock Communities
  • AstraZeneca
  • HSBC Holdings
  • Shell
  • Unilever
  • Diageo
  • Rio Tinto Group
  • RELX
  • BP
  • Barclays
Features & Tools
  • Portfolio Tracker
  • Stock Screener & Alerts
  • Narratives & Fair Values
  • Dividend Calculator
News & Discovery
  • Latest Stock News
  • Global Market Insights
  • The Foxhole
  • Investing Ideas
  • Community Narratives
  • What's New
Simply Wall St
  • Plans & Pricing
  • Advertising
  • About Us
  • Contact Us
  • Careers
  • Help Center
  • Learn Stock Investing
  • Affiliate Program
  • Business & Enterprise
  • Charlie AI
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.
© 2026 Simply Wall Street Pty Ltd, US Design Patent #29/544/281, Community and European Design Registration #2845206
  • Terms and Conditions
  • Privacy Policy
  • AI Terms
  • Financial Services Guide