Security Federal Corporation

OTCPK:SFDL Stock Report

Market Cap: US$86.3m

Security Federal Past Earnings Performance

Past criteria checks 2/6

Security Federal has been growing earnings at an average annual rate of 6.5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 6.8% per year. Security Federal's return on equity is 5.4%, and it has net margins of 19%.

Key information

6.5%

Earnings growth rate

5.2%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate6.8%
Return on equity5.4%
Net Margin19.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Security Federal makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:SFDL Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24509300
30 Jun 244910300
31 Mar 24489290
31 Dec 234810290
30 Sep 234810290
30 Jun 234911280
31 Mar 234911280
31 Dec 224710280
30 Sep 22459280
30 Jun 224710280
31 Mar 224711280
31 Dec 214813270
30 Sep 214814260
30 Jun 214310250
31 Mar 21419260
31 Dec 20387250
30 Sep 20366260
30 Jun 20377240
31 Mar 20377230
31 Dec 19378230
30 Sep 19378220
30 Jun 19368220
31 Mar 19358210
31 Dec 18347210
30 Sep 18347200
30 Jun 18336200
31 Mar 18336200
31 Dec 17326190
30 Sep 17316190
30 Jun 17316180
31 Mar 17316180
31 Dec 16316170
30 Sep 16316170
30 Jun 16316170
31 Mar 16306170
31 Dec 15316160
30 Sep 15316160
30 Jun 15316160
31 Mar 15306150
31 Dec 14295150
30 Sep 14295160
30 Jun 14285170
31 Mar 14284190
31 Dec 13273150

Quality Earnings: SFDL has high quality earnings.

Growing Profit Margin: SFDL's current net profit margins (19%) are lower than last year (20.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SFDL's earnings have grown by 6.5% per year over the past 5 years.

Accelerating Growth: SFDL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SFDL had negative earnings growth (-3.8%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: SFDL's Return on Equity (5.4%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 05:49
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Security Federal Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution