JD Bancshares Balance Sheet Health
Financial Health criteria checks 5/6
JD Bancshares has total assets of $1.2B and total equity of $74.3M. Total deposits are $1.0B, and total loans are $687.6M earning a Net Interest Margin of 3.8%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are $45.2M.
Key information
15.7x
Asset to equity ratio
3.8%
Net interest margin
Total deposits | US$1.00b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$45.17m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: JDVB's Assets to Equity ratio (15.7x) is moderate.
Allowance for Bad Loans: JDVB has a low allowance for bad loans (93%).
Low Risk Liabilities: 92% of JDVB's liabilities are made up of primarily low risk sources of funding.
Loan Level: JDVB has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: JDVB's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: JDVB has an appropriate level of bad loans (1.5%).