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ENB Financial CorpOTCPK:ENBP Stock Report

Market Cap US$133.6m
Share Price
US$23.25
n/a
1Y32.9%
7D3.8%
Portfolio Value
View

ENB Financial Corp

OTCPK:ENBP Stock Report

Market Cap: US$133.6m

ENB Financial (ENBP) Stock Overview

Operates as the bank holding company for Ephrata National Bank that provides various financial services to individuals and small-to-medium-sized businesses in the United States. More details

ENBP fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends4/6

Rewards

Risk Analysis

No risks detected for ENBP from our risk checks.

ENBP Community Fair Values

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ENB Financial Corp Competitors

Price History & Performance

Summary of share price highs, lows and changes for ENB Financial
Historical stock prices
Current Share PriceUS$23.25
52 Week HighUS$23.50
52 Week LowUS$15.50
Beta0.28
1 Month Change4.59%
3 Month Change17.13%
1 Year Change32.86%
3 Year Change41.77%
5 Year Change22.98%
Change since IPO86.00%

Recent News & Updates

Recent updates

Shareholder Returns

ENBPUS BanksUS Market
7D3.8%-0.9%-1.1%
1Y32.9%25.6%14.7%

Return vs Industry: ENBP exceeded the US Banks industry which returned 24.1% over the past year.

Return vs Market: ENBP exceeded the US Market which returned 14.6% over the past year.

Price Volatility

Is ENBP's price volatile compared to industry and market?
ENBP volatility
ENBP Average Weekly Movement4.0%
Banks Industry Average Movement3.8%
Market Average Movement6.4%
10% most volatile stocks in US Market16.5%
10% least volatile stocks in US Market3.0%

Stable Share Price: ENBP has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: ENBP's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1881299Jeffrey Staufferwww.epnb.com

ENB Financial Corp operates as the bank holding company for Ephrata National Bank that provides various financial services to individuals and small-to-medium-sized businesses in the United States. The company offers deposit products comprising non-interest bearing and interest-bearing demand deposits, NOW accounts, money market deposit accounts, savings accounts, and time deposits; and direct deposit and direct payments of funds through electronic funds transfer. Its loan portfolio consists of secured and unsecured commercial, real estate, and consumer loans.

ENB Financial Corp Fundamentals Summary

How do ENB Financial's earnings and revenue compare to its market cap?
ENBP fundamental statistics
Market capUS$133.57m
Earnings (TTM)US$19.77m
Revenue (TTM)US$82.07m
6.7x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ENBP income statement (TTM)
RevenueUS$82.07m
Cost of RevenueUS$0
Gross ProfitUS$82.07m
Other ExpensesUS$62.30m
EarningsUS$19.77m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.48
Gross Margin100.00%
Net Profit Margin24.09%
Debt/Equity Ratio112.3%

How did ENBP perform over the long term?

See historical performance and comparison

Dividends

3.1%
Current Dividend Yield
21%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/02 12:14
End of Day Share Price 2026/01/02 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

ENB Financial Corp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.