ENB Financial Balance Sheet Health
Financial Health criteria checks 6/6
ENB Financial has total assets of $2.0B and total equity of $121.9M. Total deposits are $1.7B, and total loans are $1.4B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $89.0M.
Key information
16.3x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | US$1.72b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$89.00m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ENBP's Assets to Equity ratio (16.3x) is moderate.
Allowance for Bad Loans: ENBP has a sufficient allowance for bad loans (463%).
Low Risk Liabilities: 92% of ENBP's liabilities are made up of primarily low risk sources of funding.
Loan Level: ENBP has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: ENBP's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: ENBP has an appropriate level of bad loans (0.2%).