Truxton Corporation operates as the holding company for Truxton Trust Company that provides various banking, investment management, and trust administration services to individuals, businesses, and charitable institutions.
Solid track record with adequate balance sheet.
Share Price & News
How has Truxton's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: TRUX has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: TRUX exceeded the US Banks industry which returned -28.9% over the past year.
Return vs Market: TRUX exceeded the US Market which returned -10% over the past year.
Price Volatility Vs. Market
How volatile is Truxton's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Truxton undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: TRUX ($39.75) is trading below our estimate of fair value ($50.8)
Significantly Below Fair Value: TRUX is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: TRUX is poor value based on its PE Ratio (11.3x) compared to the Banks industry average (8.7x).
PE vs Market: TRUX is good value based on its PE Ratio (11.3x) compared to the US market (13x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate TRUX's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: TRUX is overvalued based on its PB Ratio (1.7x) compared to the US Banks industry average (0.8x).
How is Truxton forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Truxton has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether Truxton is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Truxton's filings and announcements here.
- Explore growth companies in the Banks industry.
How has Truxton performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: TRUX has high quality earnings.
Growing Profit Margin: TRUX's current net profit margins (36%) are higher than last year (32.4%).
Past Earnings Growth Analysis
Earnings Trend: TRUX's earnings have grown by 17.1% per year over the past 5 years.
Accelerating Growth: TRUX's earnings growth over the past year (21.9%) exceeds its 5-year average (17.1% per year).
Earnings vs Industry: TRUX earnings growth over the past year (21.9%) exceeded the Banks industry 10.8%.
Return on Equity
High ROE: TRUX's Return on Equity (15.4%) is considered low.
How is Truxton's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: TRUX's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if TRUX has a sufficient allowance for bad loans.
Low Risk Liabilities: TRUX's liabilities are made up of primarily low risk sources of funding.
Loan Level: TRUX has an acceptable proportion of non-loan assets held.
Low Risk Deposits: TRUX's loans are broadly funded by customer deposits.
Level of Bad Loans: Insufficient data to determine if TRUX has an appropriate level of bad loans.
What is Truxton's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: TRUX's dividend (2.82%) is higher than the bottom 25% of dividend payers in the US market (1.93%).
High Dividend: TRUX's dividend (2.82%) is low compared to the top 25% of dividend payers in the US market (5.46%).
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, TRUX has been paying a dividend for less than 10 years.
Growing Dividend: TRUX's dividend payments have increased, but the company has only paid a dividend for 6 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (28.3%), TRUX's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Tom Stumb (56yo)
Mr. Thomas S. Stumb, also known as Tom, serves as the Chairman and Chief Executive Officer for Truxton Trust Company and has also served as a member of its Board of Directors since the firm’s inception in ...
|Chairman of the Board & CEO||11.25yrs||no data||4.67% $5.5m|
|President||4.25yrs||no data||2.76% $3.3m|
|Chairman Emeritus||4.25yrs||no data||no data|
|Director||8.92yrs||no data||0.022% $25.7k|
|Director||11.25yrs||no data||0.17% $197.9k|
|Lead Outside Director||9.75yrs||no data||0.62% $728.1k|
|Director||11.25yrs||no data||0.029% $34.1k|
|Director||11.25yrs||no data||0.23% $277.7k|
|Director||11.25yrs||no data||0.33% $392.7k|
|Director||5.92yrs||no data||0.19% $222.6k|
Experienced Board: TRUX's board of directors are considered experienced (9.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 4.3%.
Truxton Corporation's company bio, employee growth, exchange listings and data sources
- Name: Truxton Corporation
- Ticker: TRUX
- Exchange: OTCPK
- Founded: 2004
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$118.329m
- Shares outstanding: 2.82m
- Website: https://www.truxtontrust.com
- Truxton Corporation
- 4525 Harding Road
- Suite 300
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|TRUX||OTCPK (Pink Sheets LLC)||Yes||Common Stock||US||USD||Jul 2009|
Truxton Corporation operates as the holding company for Truxton Trust Company that provides various banking, investment management, and trust administration services to individuals, businesses, and charitable institutions. The company’s primary deposit products include checking, savings, and money market accounts, as well as demand deposits and certificates of deposit; and primary lending products comprise residential and commercial real estate mortgages, commercial loans, construction and land development loans, and consumer loans. It also provides wealth management services, such as asset management, trust, financial and retirement planning, estate administration and planning, life insurance, and family office services, as well as treasury management services. In addition, the company offers online and mobile banking, Xpress deposit, and online bill payment services. The company was formerly known as NBT Holdings Inc. and changed its name to Truxton Corporation in May 2013. Truxton Corporation was founded in 2004 and is based in Nashville, Tennessee.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/04/09 23:57|
|End of Day Share Price||2020/04/09 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.