Truxton
Market Cap
US$119.4m
Last Updated
2019/08/23 00:01 UTC
Data Sources
Company Financials
Executive Summary
Truxton Corporation operates as the holding company for Truxton Trust Company that provides various banking, investment management, and trust administration services to individuals, businesses, and charitable institutions.
Snowflake
Fundamentals
Adequate balance sheet with acceptable track record.
Risks
- Truxton is not covered by any analysts.
Share Price & News
How has Truxton's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
-0.5%
OTCPK:TRUX
3.3%
US Banks
2.1%
US Market
1 Year Return
15.3%
OTCPK:TRUX
-13.8%
US Banks
-0.04%
US Market
TRUX outperformed the Banks industry which returned -14.8% over the past year.
TRUX outperformed the Market in United States of America which returned 0.2% over the past year.
Share holder returns
| TRUX | Industry | Market | |
|---|---|---|---|
| 7 Day | -0.5% | 3.3% | 2.1% |
| 30 Day | -1.6% | -7.0% | -3.2% |
| 90 Day | 6.5% | -2.3% | 2.8% |
| 1 Year | 18.1%15.3% | -11.3%-13.8% | 2.2%-0.04% |
| 3 Year | 70.7%58.6% | 42.5%32.7% | 41.5%32.3% |
| 5 Year | 147.4%119.2% | 54.2%37.6% | 55.0%37.8% |
Price Volatility Vs. Market
How volatile is Truxton's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Truxton undervalued based on future cash flows and its price relative to the stock market?
12.98x
Price to Earnings (PE) ratio
Intrinsic Value Based on Future Cash Flows
Truxton's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
Truxton's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
Price Based on Earnings
Truxton is overvalued based on earnings compared to the US Banks industry average.
Truxton is good value based on earnings compared to the United States of America market.
Price Based on Expected Growth
Unable to calculate PEG ratio for Truxton, we can't assess if its growth is good value.
Price Based on Value of Assets
Truxton is overvalued based on assets compared to the US Banks industry average.
Next Steps
Future Growth
How is Truxton expected to perform in the next 1 to 3 years based on estimates from 0 analysts?
-1.6%
Forecasted annual earnings growth
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
Unable to determine if Truxton is high growth as no revenue estimate data is available.
Truxton's earnings are expected to decrease over the next 1-3 years, this is not considered high growth.
Unable to compare Truxton's revenue growth to the United States of America market average as no estimate data is available.
Truxton's earnings are expected to decrease over the next 1-3 years, this is below the United States of America market average.
Truxton's earnings are expected to decrease over the next 1-3 years, this is below the low risk savings rate of 2.7%.
Earnings per Share Growth Estimates
Future Return on Equity
Unable to establish if Truxton will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
Next Steps
Past Performance
How has Truxton performed over the past 5 years?
16.0%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Truxton's year on year earnings growth rate has been positive over the past 5 years.
Truxton's 1-year earnings growth exceeds its 5-year average (32.5% vs 16%)
Truxton's earnings growth has not exceeded the US Banks industry average in the past year (32.5% vs 33.2%).
Return on Equity
Truxton has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
Return on Assets
Truxton used its assets more efficiently than the US Banks industry average last year based on Return on Assets.
Return on Capital Employed
Unable to establish if Truxton improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Next Steps
Financial Health
How is Truxton's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Information is not available.
Information is not available.
Financial Institutions Analysis
Truxton has an acceptable proportion of non-loan assets held.
Unable to establish if Truxton has a sufficient allowance for bad loans without relevant financial data.
Truxton's liabilities are made up of primarily low risk sources of funding.
Truxton's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
Loans at Truxton are broadly funded by customer deposits.
Unable to establish if Truxton has an acceptable level of bad loans without bad loans data.
Next Steps
Dividend
What is Truxton's current dividend yield, its reliability and sustainability?
2.31%
Current Dividend Yield
Upcoming Dividend Payment
Purchase Truxton before the 'Buy Limit' to receive their next dividend payment.
Dividend Yield and Payments Analysis
Truxton's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.49%).
Truxton's dividend is below the markets top 25% of dividend payers in United States of America (3.84%).
Whilst dividend payments have been stable, Truxton has been paying a dividend for less than 10 years.
Dividend payments have increased, but Truxton only paid a dividend in the past 6 years.
Current Payout to Shareholders
Dividends paid are well covered by earnings (3.5x coverage).
Future Payout to Shareholders
Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
Next Steps
Management
What is the CEO of Truxton's salary, the management and board of directors tenure and is there insider trading?
9.8yrs
Average board tenure
CEO
Tom Stumb (57yo)
10.6yrs
Tenure
Mr. Thomas S. Stumb, also known as Tom, serves as the Chairman and Chief Executive Officer for Truxton Trust Company (“Truxton Trust”) and has also served as a member of its Board of Directors since the fi ...
Board Age and Tenure
9.8yrs
Average Tenure
60yo
Average Age
The tenure for the Truxton board of directors is about average.
Insider Trading
No 3 month open market individual insider trading information.
Ownership Breakdown
Management Team
Charlie Cook (84yo)
Chairman Emeritus
- Tenure: 3.6yrs
Andy May (59yo)
President
- Tenure: 3.6yrs
Tom Stumb (57yo)
Chairman of the Board & CEO
- Tenure: 10.6yrs
Julie Marr
MD of Finance & Chief Treasury Officer - Truxton Trust Company
- Tenure: 0.0yrs
J. Colton
MD of Operations
- Tenure: 0.0yrs
Derrick Jones
Senior Managing Director of Wealth Management Services & Chief Fiduciary Officer
- Tenure: 0.0yrs
Tom Snyder
Senior MD
- Tenure: 0.0yrs
Board Members
Deb McDermott (64yo)
Director
- Tenure: 8.3yrs
Gus Puryear (50yo)
Director
- Tenure: 10.6yrs
Charlie Cook (84yo)
Chairman Emeritus
- Tenure: 3.6yrs
Andy May (59yo)
President
- Tenure: 3.6yrs
Matt King (59yo)
Lead Outside Director
- Tenure: 9.1yrs
Tom Stumb (57yo)
Chairman of the Board & CEO
- Tenure: 10.6yrs
Bruce Dobie (61yo)
Director
- Tenure: 10.6yrs
Decosta Jenkins (63yo)
Director
- Tenure: 10.6yrs
Stan Ezell (64yo)
Director
- Tenure: 10.6yrs
Chris Whitson (56yo)
Director
- Tenure: 10.6yrs
Company Information
Truxton Corporation's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Truxton Corporation
- Ticker: TRUX
- Exchange: OTCPK
- Founded: 2004
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$119.439m
- Shares outstanding: 2.76m
- Website: https://www.truxtontrust.com
Location
- Truxton Corporation
- 4525 Harding Road
- Suite 300
- Nashville
- Tennessee
- 37205
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| TRUX | OTCPK (Pink Sheets LLC) | Yes | Common Stock | US | USD | Jul 2009 |
Biography
Truxton Corporation operates as the holding company for Truxton Trust Company that provides various banking, investment management, and trust administration services to individuals, businesses, and charita ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/08/23 00:01 |
| End of Day Share Price | 2019/08/22 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.