LSBK Stock Overview
Operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services in New York. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Lake Shore Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.40 |
| 52 Week High | US$14.21 |
| 52 Week Low | US$10.30 |
| Beta | 0.53 |
| 1 Month Change | -0.39% |
| 3 Month Change | -2.77% |
| 1 Year Change | 15.05% |
| 3 Year Change | -11.97% |
| 5 Year Change | -12.43% |
| Change since IPO | 25.22% |
Recent News & Updates
Recent updates
Lake Shore Bancorp: Attractive Dividend Yield, Payout Appears Secure Due To The Earnings Outlook
Oct 20Lake Shore Bancorp raises dividend by 12.5% to $0.18/share
Jul 20Lake Shore Bancorp (NASDAQ:LSBK) Is Increasing Its Dividend To US$0.16
Feb 15
Shareholders May Not Be So Generous With Lake Shore Bancorp, Inc.'s (NASDAQ:LSBK) CEO Compensation And Here's Why
May 13Lake Shore Bancorp declares $0.13 dividend
Apr 28Is Lake Shore Bancorp, Inc. (NASDAQ:LSBK) A Great Dividend Stock?
Mar 29Lake Shore Bancorp, Inc. (NASDAQ:LSBK) Pays A US$0.13 Dividend In Just Four Days
Feb 20Lake Shore Bancorp reports Q4 results
Jan 29A Look At Lake Shore Bancorp's (NASDAQ:LSBK) Share Price Returns
Jan 27
Is Lake Shore Bancorp, Inc. (NASDAQ:LSBK) A Smart Pick For Income Investors?
Dec 05Shareholder Returns
| LSBK | US Banks | US Market | |
|---|---|---|---|
| 7D | 2.0% | -1.1% | -0.4% |
| 1Y | 15.1% | 29.5% | 24.8% |
Return vs Industry: LSBK underperformed the US Banks industry which returned 29.3% over the past year.
Return vs Market: LSBK underperformed the US Market which returned 23.9% over the past year.
Price Volatility
| LSBK volatility | |
|---|---|
| LSBK Average Weekly Movement | 5.1% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: LSBK has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: LSBK's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1891 | 116 | Kim Liddell | lakeshoresavings.com |
Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; NOW accounts; money market savings and checking accounts; interest bearing and non-interest bearing checking accounts, such as demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals, as well as commercial savings, checking, and money market accounts for small to medium sized businesses. Its loan portfolio consists of commercial real estate, commercial construction, and home equity loans and lines of credit; commercial loans comprising business installment loans, lines of credit, and other commercial loans; one- to four-family residential mortgages; and consumer loans, such as personal consumer loans, overdraft lines of credit, vehicle loans, secured and unsecured property improvement loans, and other secured loans, as well as loans secured by certificates of deposit.
Lake Shore Bancorp, Inc. Fundamentals Summary
| LSBK fundamental statistics | |
|---|---|
| Market cap | US$75.59m |
| Earnings (TTM) | US$4.21m |
| Revenue (TTM) | US$25.34m |
18.0x
P/E Ratio0.8x
P/B RatioIs LSBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LSBK income statement (TTM) | |
|---|---|
| Revenue | US$25.34m |
| Cost of Revenue | US$0 |
| Gross Profit | US$25.34m |
| Other Expenses | US$21.13m |
| Earnings | US$4.21m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.75 |
| Gross Margin | 100.00% |
| Net Profit Margin | 16.62% |
| Debt/Equity Ratio | 11.4% |
How did LSBK perform over the long term?
See historical performance and comparisonDividends
5.4%
Current Dividend Yield73%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/25 09:24 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Lake Shore Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|