Lake Shore Bancorp, Inc.

NasdaqGM:LSBK Stock Report

Market Cap: US$65.4m

Lake Shore Bancorp Past Earnings Performance

Past criteria checks 2/6

Lake Shore Bancorp has been growing earnings at an average annual rate of 8.9%, while the Banks industry saw earnings growing at 10.5% annually. Revenues have been growing at an average rate of 8.2% per year. Lake Shore Bancorp's return on equity is 5.6%, and it has net margins of 17.2%.

Key information

8.9%

Earnings growth rate

9.6%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate8.2%
Return on equity5.6%
Net Margin17.2%
Last Earnings Update31 Dec 2023

Recent past performance updates

Recent updates

Lake Shore Bancorp: Attractive Dividend Yield, Payout Appears Secure Due To The Earnings Outlook

Oct 20

Lake Shore Bancorp raises dividend by 12.5% to $0.18/share

Jul 20

Lake Shore Bancorp (NASDAQ:LSBK) Is Increasing Its Dividend To US$0.16

Feb 15
Lake Shore Bancorp (NASDAQ:LSBK) Is Increasing Its Dividend To US$0.16

Shareholders May Not Be So Generous With Lake Shore Bancorp, Inc.'s (NASDAQ:LSBK) CEO Compensation And Here's Why

May 13
Shareholders May Not Be So Generous With Lake Shore Bancorp, Inc.'s (NASDAQ:LSBK) CEO Compensation And Here's Why

Lake Shore Bancorp declares $0.13 dividend

Apr 28

Is Lake Shore Bancorp, Inc. (NASDAQ:LSBK) A Great Dividend Stock?

Mar 29
Is Lake Shore Bancorp, Inc. (NASDAQ:LSBK) A Great Dividend Stock?

Lake Shore Bancorp, Inc. (NASDAQ:LSBK) Pays A US$0.13 Dividend In Just Four Days

Feb 20
Lake Shore Bancorp, Inc. (NASDAQ:LSBK) Pays A US$0.13 Dividend In Just Four Days

Lake Shore Bancorp reports Q4 results

Jan 29

A Look At Lake Shore Bancorp's (NASDAQ:LSBK) Share Price Returns

Jan 27
A Look At Lake Shore Bancorp's (NASDAQ:LSBK) Share Price Returns

Is Lake Shore Bancorp, Inc. (NASDAQ:LSBK) A Smart Pick For Income Investors?

Dec 05
Is Lake Shore Bancorp, Inc. (NASDAQ:LSBK) A Smart Pick For Income Investors?

Revenue & Expenses Breakdown
Beta

How Lake Shore Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGM:LSBK Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2328500
30 Sep 23285200
30 Jun 23285190
31 Mar 23286190
31 Dec 22266170
30 Sep 22266160
30 Jun 22256160
31 Mar 22246160
31 Dec 21256160
30 Sep 21246160
30 Jun 21235150
31 Mar 21226150
31 Dec 20215150
30 Sep 20214140
30 Jun 20214140
31 Mar 20204140
31 Dec 19214140
30 Sep 19204140
30 Jun 19204140
31 Mar 19204140
31 Dec 18204140
30 Sep 18204140
30 Jun 18193130
31 Mar 18194130
31 Dec 17193130
30 Sep 17183130
30 Jun 17173130
31 Mar 17172130
31 Dec 16184120
30 Sep 16194120
30 Jun 16195120
31 Mar 16195120
31 Dec 15173120
30 Sep 15173120
30 Jun 15163120
31 Mar 15163120
31 Dec 14173110
30 Sep 14173110
30 Jun 14174110
31 Mar 14174110
31 Dec 13174110
30 Sep 13174110
30 Jun 13163110
31 Mar 13164100

Quality Earnings: LSBK has high quality earnings.

Growing Profit Margin: LSBK's current net profit margins (17.2%) are lower than last year (21.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: LSBK's earnings have grown by 8.9% per year over the past 5 years.

Accelerating Growth: LSBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: LSBK had negative earnings growth (-15.6%) over the past year, making it difficult to compare to the Banks industry average (-8.9%).


Return on Equity

High ROE: LSBK's Return on Equity (5.6%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Price

7D

1Y

Mkt cap

PS

E.Growth

Analysts Target

Price

7D

1Y

Mkt cap

PS

E.Growth

Analysts Target

Price

7D

1Y

Mkt cap

PS

E.Growth

Analysts Target

Price

7D

1Y

Mkt cap

PS

E.Growth

Analysts Target

Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.