UBOH Stock Overview
Operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
United Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$27.50 |
| 52 Week High | US$27.50 |
| 52 Week Low | US$18.10 |
| Beta | 0.36 |
| 1 Month Change | 24.72% |
| 3 Month Change | 39.81% |
| 1 Year Change | 43.08% |
| 3 Year Change | -5.76% |
| 5 Year Change | 21.09% |
| Change since IPO | 153.13% |
Recent News & Updates
Recent updates
United Bancshares intends to voluntarily delist from Nasdaq for factors including cost savings
Jul 25United Bancshares (NASDAQ:UBOH) Has Announced That It Will Be Increasing Its Dividend To US$0.21
Apr 25
United Bancshares' (NASDAQ:UBOH) Dividend Will Be Increased To US$0.20
Oct 25United Bancshares' (NASDAQ:UBOH) Shareholders Will Receive A Bigger Dividend Than Last Year
Jul 30United Bancshares goes ex-dividend tomorrow
May 26If You Like EPS Growth Then Check Out United Bancshares (NASDAQ:UBOH) Before It's Too Late
May 10United Bancshares, Inc. (NASDAQ:UBOH) Looks Interesting, And It's About To Pay A Dividend
Feb 22Here's What We Think About United Bancshares' (NASDAQ:UBOH) CEO Pay
Dec 30
United Bancshares goes ex-dividend on Friday
Nov 25United Bancshares, Inc. (NASDAQ:UBOH) Passed Our Checks, And It's About To Pay A US$0.16 Dividend
Nov 23Shareholder Returns
| UBOH | US Banks | US Market | |
|---|---|---|---|
| 7D | 7.8% | -1.1% | -0.4% |
| 1Y | 43.1% | 29.5% | 24.8% |
Return vs Industry: UBOH exceeded the US Banks industry which returned 29.3% over the past year.
Return vs Market: UBOH exceeded the US Market which returned 23.9% over the past year.
Price Volatility
| UBOH volatility | |
|---|---|
| UBOH Average Weekly Movement | 4.7% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: UBOH has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: UBOH's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1904 | 211 | Brian Young | www.theubank.com |
United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans.
United Bancshares, Inc. Fundamentals Summary
| UBOH fundamental statistics | |
|---|---|
| Market cap | US$79.86m |
| Earnings (TTM) | US$8.47m |
| Revenue (TTM) | US$40.12m |
9.6x
P/E Ratio0.8x
P/B RatioIs UBOH overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UBOH income statement (TTM) | |
|---|---|
| Revenue | US$40.12m |
| Cost of Revenue | US$0 |
| Gross Profit | US$40.12m |
| Other Expenses | US$31.65m |
| Earnings | US$8.47m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.86 |
| Gross Margin | 100.00% |
| Net Profit Margin | 21.12% |
| Debt/Equity Ratio | 17.3% |
How did UBOH perform over the long term?
See historical performance and comparisonDividends
3.2%
Current Dividend Yield31%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 07:35 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
United Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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